Financial vs Mr.Fin
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Financial
Manage all your financial accounts, track spending, and set budgets with smart insights and automated categorization. Features include expense splitting, recurring payment management, and personalized financial advice. Supports offline use and iCloud sync across Apple devices.
- All accounts in one view
- Automatic transaction import
- Budgeting and spending tracking
- Expense splitting with friends
- Recurring payment management
- Personalized financial insights
- Offline support
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Discover Financial, the all-in-one app for managing your money. β’ Apple Favorites of the week No ads. No tracking. No-credit-card free trial. Core features work offline. Privacy-first. Financial brings your accounts, shared expenses, recurring payments, investments, and wishes into one calm finance app, so you always know where your money is, what is coming next, and what still needs attention. # YOUR FINANCES IN ONE PLACE β’ Add all your accounts in one clear overview β’ Track bank accounts, credit cards, wallets, cash, and virtual accounts β’ Create virtual accounts and portfolios for full control wherever you live β’ Organize income, expenses, bills, and balances with smart categories β’ Keep personal data available offline and securely synced with iCloud # ACCOUNTS, PORTFOLIOS & MARKET DATA Build your financial picture manually with virtual accounts and portfolios, or connect supported investment providers where available. β’ Add and organize transactions manually with smart categories β’ Track holdings, performance, investment activity, and savings plans β’ Import Trade Republic data and connect Bitpanda or Kraken β’ Use Financial Briefing for market context, price history, news, dividends, ETF composition, fundamentals, and regional economic data # ACCOUNTS Create real or virtual accounts for everyday money, savings, cards, cash, or projects. Choose what counts toward your net worth. # SHARED ACCOUNTS Manage money together in a private Shared Account with clear owner and editor roles. β’ Invite friends, family, roommates, or partners through Contacts or email β’ Sync balances, transactions, PDFs, and images between members β’ Record income and expenses in multiple currencies # SPLITTER β’ Split bills with friends, family, roommates, couples, or teams β’ Create groups for trips, households, events, or recurring shared costs β’ Track who paid, who owes what, and what is still open β’ Create payment requests and confirmation links β’ Detect outstanding Splitter payments through imported transactions where available β’ Connect with friends through Financial Contacts β’ Scan receipts and let friends choose their items in a simple web flow # SMARTPAYS β’ Create recurring payments for rent, subscriptions, bills, and contracts β’ Connect transactions to recurring payments automatically where available β’ Get reminders before due dates or renewals # WISHLIST β’ Create wishes for larger purchases, goals, or personal plans β’ Track progress toward each wish β’ See what is realistic before you spend # INSIGHTS & AUTOMATIONS β’ Clear charts for income, expenses, balances, and categories β’ Monthly trends, comparisons, and forecasts β’ Smart alerts for budgets and upcoming bills β’ Private suggestions and insights with on-device intelligence wherever possible # EXTRAS β’ Budgets with monthly or custom limits β’ Receipt scanner for bills and receipts β’ Currency converter with live exchange rates and history β’ IBAN checker for validating bank details # WHAT'S FREE? Free includes all virtual and imported accounts and portfolios, Trade Republic imports, and Bitpanda or Kraken connections. It also includes one Shared Account and one Splitter group with Contacts, receipts, and payment requests, manual SmartPays, Wishlist, one budget, and basic insights. # WHAT'S PRO? Pro adds unlimited Shared Accounts, Splitter groups, SmartPays, and budgets, plus automation, reports, advanced analytics, forecasts, personalized insights, and alerts. # TRUST & LEGAL Personal data can sync via iCloud. Shared features use Financialβs secure backend and stay limited to accepted members. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Mr.Fin
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Most apps tell you how much you spent. Mr.Fin tells you what happened. Take a $150 birthday dinner with two friends. Your bank statement says "$150, Food". The real story: you paid on your credit card, your share was $50, and both friends still owe you $50. Mr.Fin records all of it in one transaction: who you were with, why you spent the money, how you paid, and what it left behind. That is Financiography: the story of your financial life. Split bills without the spreadsheet β’ Split any expense with friends equally, by exact amounts, by percentage or by shares β’ Record who paid, including bills covered by more than one person β’ Leave out anyone who was not part of that expense β’ Link friends who use Mr.Fin so everyone sees the same numbers (requires a signed-in account) β’ Record payments toward what you owe, so balances stay accurate Know who owes whom β’ Track money you lent and money you borrowed β’ See a running balance with every person, business or organisation β’ Check what you are owed and what you owe at a glance One transaction, many categories and payments β’ Split a single receipt across categories, such as groceries, household and personal care β’ Pay with any mix of cash, bank and card in the same transaction β’ Note how each payment moved: debit card, ACH, cash or anything else you use All your accounts in one place β’ Bank accounts, wallets, credit cards and cash β’ Move money between accounts with transfers β’ Credit card spending shows what you owe the card, not just what you spent Budgets, categories and reports β’ Set a monthly budget for any category and see what is left before you spend it β’ Organise income and expenses with your own categories β’ Reports show spending by category, person and day Private by design β’ Works offline β’ No bank linking required: you write your own story; a bank feed does not β’ Sync is optional, for one record on every device when you choose it β’ Your data, your choice Mr.Fin Premium Everyday tracking works without paying. Shared expenses and debt management are part of Mr.Fin Premium. Plan options and prices are shown in the app before you subscribe or buy. Subscriptions renew until you cancel at least 24 hours before the end of the current period, and you can manage or cancel them in your Apple Account settings. Payment is charged to your Apple Account at confirmation of purchase. Privacy Policy: https://mrfin.in/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is device support: Financial at 4 against Mr.Fin's 2. Mr.Fin's advantage is iOS requirement (15.6 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Financial sells 3 in-app purchases, starting at $0.99 per 7 days and Mr.Fin sells 3 in-app purchases, starting at $1.49 per month. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 3, 2026 and November 12, 2026 respectively.
| Parameter | Financial | Mr.Fin |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | β |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | β |
| Devices | iPhone, iPad, Mac, Apple Watch β better | iPhone, iPod |
| Requires iOS | 17.0 | 15.6 β better |
| Further details β not scored | ||
| Size | 326 MB | 74 MB |
| Age rating | 4+ | 4+ |
| Developer | Philipp Strunk Coding | Suhaibe Kalathil |
In-app purchases
Financial
- Financial Pro (Weekly)$0.997 Days
- Financial Pro (Monthly)$3.991 Month
- Financial Pro (Yearly)3 Days trial$34.991 Year
Mr.Fin
- Monthly7 Days trial$1.491 Month
- Yearly14 Days trial$14.991 Year
- Pro Lifetime$34.99









