Rahmat vs OFB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Rahmat
This app consolidates your banking cards into one smart card for seamless payments across Humo, Uzcard, and Visa terminals. It also offers investment opportunities in local companies and participation in IPOs.
- Consolidated payment card (Humo, Uzcard, Visa)
- Local stock market investments and IPO access
- High-yield deposits
- Instant transaction notifications
- Free payment monitoring
- Budget analysis with spending categories
- Card management (limits, PIN, blocking)
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Multicard теперь Rahmat. Приложение для повседневных платежей и работы в статусе самозанятого или ИП — в одном месте. Платежи — как вы привыкли Всё, чем вы пользовались в Multicard, осталось с вами. Переводите, пополняйте и контролируйте деньги без лишних шагов. • Переводы на любые национальные карты • Пополнение с других карт • Подробный мониторинг платежей • Автоматическая категоризация доходов и расходов для анализа бюджета • Поддержка платёжных систем Humo, Uzcard Самозанятый или ИП — в том же приложении Если у вас есть подработка или небольшое дело, оформите самозанятого или ИП прямо в Rahmat — без похода в налоговую. После регистрации откроется рабочий функционал: приём платежей от клиентов, отчётность и инструменты для ведения дел. Одно приложение — два режима: переключайтесь между личным и рабочим в одно нажатие. Обновитесь до Rahmat и продолжайте пользоваться как обычно — привычный функционал Multicard сохранён. Rahmat. Больше, чем просто платежи
OFB
Easily pay bills, exchange currency, and send money abroad in seconds. Access online loans with minimal documentation and attractive terms. Grow your savings with competitive deposit rates available 24/7.
- Bill payments
- Currency exchange
- International money transfers
- Online loans
- Online deposits
- 24/7 access
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Более 1000 сервис-услуг Все онлайн и за несколько секунд можно оплатить все необходимые платежи Конверсия с валютными картами обмен валюты в вашем смартфоне, теперь еще легче и выгоднее Онлайн денежные переводы Отправка денежных средств в другую страну в пару кликов Больше возможностей с онлайн кредитом- Оперативность Лояльность Минимум документов Универсальность и конечно же выгода-это все про онлайн кредит от ОФБ Приумножьте свои деньги Онлайн вклад от ОФБ-выгодные условия и накопление 24/7
Screenshots
Verdict
The clearest difference is rating: Rahmat at 5.0 against OFB's 4.5. OFB's advantage is ratings volume (196 vs 6) and review sentiment (42% vs 25%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Rahmat holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: OFB has 196 ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 25% of Rahmat's written reviews are positive against 42% of OFB's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 9 days. Both last shipped on November 7, 2026.
| Parameter | Rahmat | OFB |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) — better | 4.5 (196 ratings) |
| Positive reviews | 25.0% of reviews | 42.4% of reviews — better |
| Number of ratings | 6 | 196 — better |
| Update frequency | Every 9 days | Every 9 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 — better | 16 |
| Further details — not scored | ||
| Size | 175 MB | 144 MB |
| Age rating | 4+ | 4+ |
| Developer | MULTICARD PAYMENT, OOO | OFB |
Customer experience
Rahmat
OFB
Bugs and requests
Rahmat
Not enough reviews yet to summarise bugs or requests.
OFB
Reported bugs
17 issues- App crashes when trying to pass identification
- Money stuck in account
- Internal server error message
- Periodically shows zero balance on cards
- Does not show card at all
Show 12 moreShow fewer
- App crashes without any reason
- Cannot convert currency or access cards
- App does not open after update
- Payment for credit does not go through
- Cannot withdraw money for a week
- App not working after 12 PM
- App crashes on every conversion
- Cannot transfer money Visa to Visa
- SMS with confirmation code for registration not received
- App not working for users abroad
- Account history not working
- Half of the functionality does not work
Requested features
7 requests- More features
- Allow registration from abroad
- Fix identification for non-residents
- Improve currency conversion
- Allow Visa to Visa transfers
Show 2 moreShow fewer
- Improve UI
- Make app faster and more productive
In-app purchases
Rahmat
No in-app purchases
OFB
No in-app purchases
