Comparison

Fina Trust Mobile vs TellerOne®

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fina Trust Mobile

Manage your bank accounts, check balances, and view statements. Easily recharge airtime, pay bills, and apply for loans. Log complaints directly through the app.

Highlights
  • Account opening
  • Account balance and statements
  • Airtime recharge
  • Bill payments
  • Inter-bank transfers
  • Loan applications
  • Complaint logging
Read full description

FEATURES - Account Opening - Account balance - Account statement - Airtime Recharge - Bills Payment e.g. DSTv, GoTv, PHCN - Inter-bank Transfer - Loan Application - Logging Complaints

About

TellerOne®

Easily send, receive, and convert money internationally. This app facilitates instant transfers, offers competitive exchange rates, and provides physical and virtual cards for online purchases. It ensures secure transactions with 24/7 customer support.

Highlights
  • International money transfers
  • Currency conversion
  • Physical and virtual cards
  • Competitive exchange rates
  • Multi-currency accounts
  • 24/7 customer support
  • Advanced encryption security
Read full description

TellerOne® is a Nigerian financial service platform for instant money transfers, quick loans, savings & bill payment. No hidden fees. No queues. Send money to any bank in seconds. Open a TellerOne® account in minutes, built for every Nigerian who wants to transact smarter, save faster, and access instant loans stress-free. One simple app for students, freelancers, traders, professionals, and business owners. No paperwork. Just banking that works. Transfer — Fast, Free & Fully Digital Start sending and receiving money the moment you sign up. Send money to any Nigerian bank instantly with real-time alerts on every transaction. Anytime, from anywhere, 24/7. Pay all your bills from one app Electricity, Airtime, Data, TV, Sports Betting, and Government Payments. • MTN, Airtel, Glo, 9mobile airtime & data • IKEDC, EKEDC, AEDC electricity bill payment • DStv, GOtv, StarTimes subscriptions • Internet, Betting, Education & Government bills SAVE — Put Your Money to Work Earn up to 22% interest per annum (rates subject to change; T&Cs apply), paid upfront. Three flexible savings plans to match your goals: • SafeLock: Lock your funds & earn up to 22% interest, paid upfront • Target Savings: Set a savings goal and reach it faster • Regular Savings: Save and withdraw anytime with no lock-in. All deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC). BORROW — Instant Loans, Zero Stress (Coming Soon) Access instant personal loans with competitive rates, approved in minutes, not days. No paperwork, no collateral, no guarantors. • Loans from ₦5,000 to ₦500,000 • Quick loan approval with decisions in minutes • Flexible repayment terms tailored to your salary cycle • No hidden charges. What you see is what you pay. • Salary advance available for eligible users CARDS — Your Debit Card, Your Way (Coming Soon) Request a physical or virtual Naira debit card instantly from the app. Use it at ATMs, POS terminals, and for online payments in Nigeria and internationally. • ATM cash withdrawals nationwide • POS payments across millions of terminals • Online payments locally & internationally • Full card controls in-app SECURITY — Bank-Grade Protection Every transfer, loan, and payment is protected by advanced encryption and real-time fraud monitoring, 24/7 with no exceptions. • End-to-end encryption on every transaction • Real-time fraud detection & instant alerts • Biometric login and BVN-linked verification • Instant transaction notifications SUPPORT — Always Here for You Our dedicated support team is available 24/7 for fast dispute resolution. Email: supportng@tellerone.com | In-app chat | Whatsapp: 09080048400 | www.tellerone.com/ng Follow us: @TellerOneNG (Instagram | X | Facebook | TikTok) HOW TO GET STARTED 1. Download the TellerOne® mobile app 2. Create your account in minutes 3. Complete BVN & NIN-linked KYC, quick and paperless 4. Fund your account instantly 5. Start transacting and live without barriers WHY NIGERIANS CHOOSE TELLERONE® • Free instant account opening • Instant transfers to all Nigerian banks • Quick loans from ₦5,000 to ₦500,000 • No hidden fees on any transaction • Up to 22% interest on SafeLock savings, paid upfront • Multiple savings plans for every goal • One-tap bill payment: electricity, airtime, data & more • Physical & virtual Naira debit card with full controls • Real-time spending insights & financial overview • Advanced encryption & fraud protection on every transaction • 24/7 Nigerian customer support team • Financial services powered by TellerOne FI Microfinance Bank, duly licensed by the Central Bank of Nigeria (CBN) • All deposits insured by Nigeria Deposit Insurance Corporation (NDIC) Read our full privacy policy at www.tellerone.com/ng/privacy Download TellerOne®, Nigeria's most intuitive digital banking app for mobile banking, instant loans, savings, and bill payment.

Screenshots

Fina Trust Mobile4 screens
TellerOne®4 screens

Verdict

The call

The clearest difference is update cadence: TellerOne® at fortnightly against Fina Trust Mobile's every 48 months. TellerOne® also leads on ratings volume (9 vs 1). Fina Trust Mobile's advantage is iOS requirement (13.4 vs 15.5). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.0 for Fina Trust Mobile against 4.0 for TellerOne®. That said, the two scores are not equally well evidenced: TellerOne® has 9 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Fina Trust Mobile ships an update every 48 months, TellerOne® fortnightly. The most recent releases landed on October 12, 2026 and October 20, 2026 respectively.

Scorecard3 real differences · 7 level
Fina Trust Mobile versus TellerOne®: the parameters behind the verdict, then further details
ParameterFina Trust MobileTellerOne®
PriceFreeFree
Rating4.0 (1 ratings)4.0 (9 ratings)
Positive reviews—83.3% of reviews
Number of ratings19 — better
Update frequencyEvery 48 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.4 — better15.5
Further details — not scored
Size27 MB92 MB
Age rating4+17+
DeveloperFINA TRUST MICROFINANCE BANK LIMITEDTellerOne, Inc.

Customer experience

Fina Trust Mobile

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

TellerOne®

All ratings9 ratings
Positive77.8%
Neutral0.0%
Negative22.2%
Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

In-app purchases

None

Fina Trust Mobile

No in-app purchases

None

TellerOne®

No in-app purchases

Questions

Is Fina Trust Mobile free?
Fina Trust Mobile is free to download, with no in-app purchases.
Is TellerOne® free?
TellerOne® is free to download, with no in-app purchases.
Which has better reviews, Fina Trust Mobile or TellerOne®?
Fina Trust Mobile and TellerOne® are both rated 4.0 out of 5 on the App Store, from 1 and 9 ratings respectively.
Do Fina Trust Mobile or TellerOne® have ads?
Neither Fina Trust Mobile nor TellerOne® shows ads.
Which is updated more often, Fina Trust Mobile or TellerOne®?
Fina Trust Mobile ships an update every 48 months, and TellerOne® fortnightly. Most recently, Fina Trust Mobile was updated on October 12, 2026 and TellerOne® on October 20, 2026.

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