Comparison

Saarathi vs Finko

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Saarathi

This app streamlines loan distribution for channel partners by connecting them with lenders. It facilitates lead hunting, lender matching, commission tracking, digital loan application submission, and real-time status updates, managing the entire business lifecycle in one platform.

Highlights
  • Lead sourcing and hunting
  • Lender matching
  • Commission tracking
  • Digital loan application submission
  • Real-time file status tracking
  • Business management and invoicing
Features
Read full description

Saarathi app helps our partners to hunt for leads, find the right lender match for the lead, view lender commissions, log in file with the Lender, track the file status in real-time, get the best payouts and manage their business end-to-end. About Saarathi App - Welcome to the Saarathi app, built to connect Saarathi's Channel Partners with Lenders digitally. Saarathi app aims to help our partners with their entire business with a unified application that will transform loan distribution in India. We work alongside with our partners to facilitate the disbursement of Home Loans, Loan Against Property, and Business Loans from the most suitable lenders. Who Is This App For? Saarathi app helps our loan agents manage their entire business lifecycle in one seamless application. Key Features: With the Saarathi app, our partners can hunt for leads, find the right lender match for the lead, view lender commissions, log in file with the Lender, track the file status in real-time, get the best payouts and manage their business โ€“ all in one app. ยท Sourcing: Use Saarathi's QR code facility to hunt leads from anywhere. ยท Saarathi Match: Find the right match for your customer from our partnered Lenders. ยท Lender Corner: View the payout commissions for partnered Lenders. ยท Digital Logins: Log in the file directly to the Lender's system through API integrations. ยท Real-time Status: See the file status with the Lender instantly. ยท Commission Invoicing: Check and generate invoices digitally and automatically. ยท Business Management: Maintain a Ledger of your leads and your business using our Business Management Features Feedback and Support: We love hearing from our Partners! If you have any feedback or need support, please get in touch with us at care@saarathi.ai. We are excited to onboard you as our partner. Download the Saarathi app today to grow your business!

About

Finko

Manage your gold loans conveniently with this app. Apply for new loans, view existing details, and make repayments securely. It also offers a gold loan calculator and branch locator.

Highlights
  • Apply for gold loans
  • View active loan details
  • Repay interest and principal
  • Gold loan calculator
  • Locate nearest branches
  • Biometric account security
  • Multi-language support
Features
Read full description

Kosamattam Finance, India's largest gold loan company, introducing our brand-new mobile app Kosamattam FinKo through which our customers will have a hassle-free experience to access the various services we provide at their fingertips. FinKo is opening a gateway to apply and manage gold loans with the support of a highly secured payment gateway. Through FinKo's intuitive design with the power of multi-language support, we ensure a sublime user experience. NB: Only Kosamattam Finance customers can login to FinKo App. Some of the services that can be availed from the FinKo App are: - Gold Loan at home - View your active Gold Loan details - Remit Interest and Principal repayments on your loans. - Gold Loan calculator - Expert valuation of your gold. - Locate your nearest Kosamattam Finance branch - Make an appointment with the branch at your convenience - Safeguard your account with the power of biometrics - Secured payment gateway - Multi-lingual support - Instant & Smart notifications - Access to our new schemes and offers - Instant access to the other services we provide. - FAQ's - 24x7 customer care support In this digital era, online medium is more agreeable than any other way. Kosamattam Finance is providing an opportunity to make our services easily accessible to our customers with FinKo. Download and experience Kosamattam FinKo now and join the digital era!

Screenshots

Saarathi4 screens
Finko4 screens

Verdict

The call

The clearest difference is review sentiment: Saarathi at 100% against Finko's 0%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Saarathi ships an update every 5 weeks, Finko every 2 months. Both last shipped on November 3, 2026.

Scorecard1 real difference ยท 7 level
Saarathi versus Finko: the parameters behind the verdict, then further details
ParameterSaarathiFinko
PriceFreeFree
Positive reviews100.0% of reviews โ€” better0.0% of reviews
Update frequencyEvery 5 weeks โ€” betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS14.0 โ€” better15.6
Further details โ€” not scored
Size109 MB54 MB
Age rating4+4+
DeveloperDecimal Technologies Pvt. Ltd.Aabasoft Technologies (India) Private Limited

Customer experience

Saarathi

Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Finko

Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Saarathi

No in-app purchases

None

Finko

No in-app purchases

Questions

Is Saarathi free?
Saarathi is free to download, with no in-app purchases.
Is Finko free?
Finko is free to download, with no in-app purchases.
Do Saarathi or Finko have ads?
Neither Saarathi nor Finko shows ads.
Which is updated more often, Saarathi or Finko?
Saarathi ships an update every 5 weeks, and Finko every 2 months. Most recently, Saarathi was updated on November 3, 2026 and Finko on November 3, 2026.

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