areeba PAY vs IMEIB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
areeba PAY
Manage your cards, track spending, and make secure mobile payments. This app offers features like card activation, PIN viewing, and real-time transaction monitoring. It also allows you to control ATM withdrawals and online payment settings for your cards.
- Card activation, locking, and unlocking
- View card PIN
- Real-time balance and transactions
- Control ATM withdrawal and online payments
- Request new card
- Mobile payments via NFC/QR (coming soon)
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areeba PAY is your card mate application, allowing you to take full control over your spending and providing a unique digital payment experience. Features: - Activate, lock and unlock your areeba card with one click - View your areeba card PIN - Real-time card balance & transactions - Enable/disable ATM withdrawal on your areeba cards - Enable/disable online payments on your areeba cards - Request a new areeba card - Pay with your mobile using NFC or QR code (Coming soon)
IMEIB
This banking application provides access to financial services established in 1993. It offers a secure platform for managing accounts and transactions, backed by a history of strong performance ratings from regulatory bodies.
- Secure banking services
- Account management
- Transaction access
- Established financial institution
- Compliance with regulations
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IMEIB has been established in 1993 after getting a certificate of establishment from Ministry of Trade/ Companies Registration Office and money exchange license from CBI. IMEIB commenced its banking activities in 8th/5/1994 with a capital of IQD 400 million. Recently the recorded and paid up capital is 250 IQD billions folded-up by 625 times, these increases are achieved through the annual capitalizations and the other part is paid by shareholders since the bank's establishment. Our Bank has gotten the First-Grade (1C) among the Iraqi Private Banks according to the International CAMEL System for four years (2007-2008-2009-2010) successively, also gotten (3A)classification in 2017, the bank also has Anti-Money Laundering Unit according to the law NO. 93 of 2015 and CBI's instructions as well as banks also received the rank of (B+) within the assessment of the Central Bank of Iraq to the bank in terms of the bank's compliance with the rules and standards of compliance for combating money laundering and financing terrorism.
Screenshots
Verdict
The clearest difference is rating: IMEIB at 4.5 against areeba PAY's 3.6. IMEIB also leads on iOS requirement (11.0 vs 15.1). areeba PAY's advantage is update cadence (monthly vs every 5 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IMEIB holds the better App Store score, 4.5 against 3.6. Both are backed by a comparable volume of ratings — 10 and 8 respectively.
areeba PAY ships an update monthly, IMEIB every 5 months. The most recent releases landed on October 3, 2026 and October 7, 2026 respectively.
| Parameter | areeba PAY | IMEIB |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (10 ratings) | 4.5 (8 ratings) — better |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 10 — better | 8 |
| Update frequency | Monthly — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 11.0 — better |
| Further details — not scored | ||
| Size | 45 MB | 55 MB |
| Age rating | 9+ | 4+ |
| Developer | areeba SAL | Iraqi Middle East Bank for Investment |
Customer experience
areeba PAY
IMEIB
In-app purchases
areeba PAY
No in-app purchases
IMEIB
No in-app purchases








