Comparison

areeba PAY vs Matensa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

areeba PAY

Manage your cards, track spending, and make secure mobile payments. This app offers features like card activation, PIN viewing, and real-time transaction monitoring. It also allows you to control ATM withdrawals and online payment settings for your cards.

Highlights
  • Card activation, locking, and unlocking
  • View card PIN
  • Real-time balance and transactions
  • Control ATM withdrawal and online payments
  • Request new card
  • Mobile payments via NFC/QR (coming soon)
Read full description

areeba PAY is your card mate application, allowing you to take full control over your spending and providing a unique digital payment experience. Features: - Activate, lock and unlock your areeba card with one click - View your areeba card PIN - Real-time card balance & transactions - Enable/disable ATM withdrawal on your areeba cards - Enable/disable online payments on your areeba cards - Request a new areeba card - Pay with your mobile using NFC or QR code (Coming soon)

About

Matensa

Manage your finances with a digital wallet that handles payments, transfers, and mobile recharges. Track cash flow, set up bill agreements, and even manage payroll. Earn rewards for good financial habits.

Highlights
  • Digital wallet for payments and transfers
  • Bill and subscription agreement tracking
  • Marketplace for listing products/services
  • Cash flow management and insights
  • Mobile and subscription recharges
  • Payroll deposit and salary advances
  • Automated reminders and rewards
Features
Read full description

Matensa: Your Comprehensive Digital Wallet and Financial Management Platform Experience a new era of financial empowerment with Matensa, your all-in-one digital wallet and financial management platform. Designed to seamlessly integrate into your daily life, Matensa offers a robust suite of features that puts you in control: Agreements: Simplify your financial commitments by setting up and tracking agreements for bills, invoices, and subscriptions. Payments are automatically populated with detailed, itemized entries, and receipts are instantly delivered, directly from merchants or government institutions—eliminating the need for manual tracking. Marketplace: List your products and services in a polished, searchable storefront inside Matensa’s marketplace. Create a personal Catalogue, set prices and availability, and accept bookings with built-in calendar scheduling. The marketplace connects sellers and buyers safely within the app, handles payments and confirmations, and gives you tools to promote listings and manage orders — making it easy to earn and grow your business from one place. Cash Flow Clarity: Gain real-time insights into your finances with a clear view of both incoming and outgoing payments. Manage your cash flow effortlessly and stay ahead of your financial commitments. Cash In, Cash Out, and Transfers: Charge your wallet in LBP or USD using a variety of methods—credit/debit cards, agents, ATMs, branches, or other digital wallets. Send money to friends and pay with QR codes at POS machines or online, ensuring smooth and secure transactions wherever you go. Mobile Recharges: Effortlessly recharge your mobile and subscription accounts, ensuring you're always connected and ready to go. Payroll Management: Have your payroll deposited directly into your Matensa wallet, creating a centralized hub for all your financial activities. Additionally, you can apply for salary advances and access other exclusive benefits, giving you greater control and flexibility over your finances. Reminders & Rewards: Stay on track with automated reminders for due and overdue payments. Plus, earn rewards for responsible financial behavior, like on-time payments and active community participation. Comprehensive Financial Tools: Seamlessly switch between personal and business profiles, connect with government services for automated bill retrieval, and manage every aspect of your financial life—all within one app. Matensa Card: Your Matensa Card gives you convenient access to your funds and a clear view of your spending. Each transaction is updated in real-time in the Matensa app, so you can easily track your balance, spending, and any rewards. Top up your card anytime and manage your transactions securely, all from one place. Security and Compliance: Matensa operates under the Central Bank of Lebanon (BDL) license number 25/07/24, ensuring full regulatory compliance. We are also ISO 27001 certified, reflecting our commitment to the highest standards of data security. Our platform uses advanced measures to protect your personal information and secure your transactions, providing you with confidence and peace of mind in managing your finances. Matensa combines convenience, security, and flexibility to give you full control over your financial life. Download Matensa today to experience the future of financial management.

Screenshots

areeba PAY3 screens
Matensa4 screens

Verdict

The call

The clearest difference is rating: Matensa at 5.0 against areeba PAY's 3.6. Matensa also leads on update cadence (every 10 days vs monthly). areeba PAY's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Matensa holds the better App Store score, 5.0 against 3.6. Both are backed by a comparable volume of ratings — 10 and 3 respectively.

UpkeepUpdate frequency

areeba PAY ships an update monthly, Matensa every 10 days. The most recent releases landed on June 20, 2026 and September 25, 2026 respectively.

Scorecard5 real differences · 5 level
areeba PAY versus Matensa: the parameters behind the verdict, then further details
Parameterareeba PAYMatensa
PriceFreeFree
Rating3.6 (10 ratings)5.0 (3 ratings) — better
Positive reviews50.0% of reviews—
Number of ratings10 — better3
Update frequencyMonthlyEvery 10 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size45 MB130 MB
Age rating9+4+
DeveloperAreeba SALARAB WORLD TECHNOLOGIES S.A.R.L

Customer experience

areeba PAY

All ratings10 ratings
Positive60.0%
Neutral10.0%
Negative30.0%
Written reviews4 reviews
Positive50.0%
Neutral25.0%
Negative25.0%

Matensa

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

areeba PAY

No in-app purchases

None

Matensa

No in-app purchases

Questions

Is areeba PAY free?
areeba PAY is free to download, with no in-app purchases.
Is Matensa free?
Matensa is free to download, with no in-app purchases.
Which has better reviews, areeba PAY or Matensa?
Matensa is rated higher. areeba PAY averages 3.6 out of 5 from 10 ratings, while Matensa averages 5.0 from 3 ratings.
Do areeba PAY or Matensa have ads?
Matensa shows ads; areeba PAY does not.
Which is updated more often, areeba PAY or Matensa?
areeba PAY ships an update monthly, and Matensa every 10 days. Most recently, areeba PAY was updated on June 20, 2026 and Matensa on September 25, 2026.

Other comparisons