Blink (Bitcoin Wallet) vs Spendia
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Blink (Bitcoin Wallet)
This app provides a secure and user-friendly platform for managing Bitcoin transactions. It offers instant payments, low fees, and multiple ways to receive Bitcoin, making it suitable for both beginners and experienced users. Advanced features and educational tools are also included.
- Manage Bitcoin & Dollar Accounts
- Instant Bitcoin Payments
- Low Transaction Fees
- Multiple Payment Reception Options
- Point of Sale for Merchants
- Built-in Bitcoin Education
- API Integration
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Blink 3.0 — now with non-custodial accounts. Hold your own keys with the same simple experience Blink is known for. Blink is the Bitcoin wallet trusted across the Bitcoin ecosystem for ease of use, accessibility, and exceptional payment reliability. With version 3.0, you can now create a non-custodial account — your Bitcoin, secured by your own recovery phrase, with no one else able to touch your funds. Not even us. Non-Custodial / Self-Custody: - Your keys, your Bitcoin. Secured by a 12-word recovery phrase that only you hold. - Built on the Spark protocol with a unilateral exit path to the Bitcoin main chain. - Portable — access your funds in any Spark-compatible wallet with your recovery phrase. - iCloud backup so self-custody fits your life. - Non-custodial Dollar Balance — hold USD-equivalent value alongside your Bitcoin, all under your control. The Same Blink Experience: - Instant Bitcoin payments over Lightning or on-chain, powered by highly reliable infrastructure. - Keep your existing username@blink.sv Lightning address — nothing changes for the people paying you. - Low fees, with zero fees for Blink-to-Blink transfers. - Receive Bitcoin via QR codes, NFC, LNURL, Lightning addresses, and vouchers (Azteco, Lightsats). - Available in 20+ languages worldwide. Choose What Works for You: - Create a non-custodial account for full self-custody, or keep using your existing custodial account — it's your choice. - Switch between accounts seamlessly within the app. - Migration path from custodial to non-custodial coming soon. For Merchants & Developers: - Web-based Point of Sale system to accept Bitcoin payments. - Blink Dashboard & API for integrations with BTCPay Server, LNBits, Alby, WooCommerce, and more. - Local Bitcoin merchant map to discover businesses accepting Lightning payments nearby. Built for Trust: - Open source (FOSS). Verify the code yourself. - Battle-tested Lightning infrastructure with exceptionally high payment success rates. - Built-in Bitcoin education tools for new users. Download Blink and take full control of your Bitcoin — with the simplest wallet experience in the ecosystem.
Spendia
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SpendIA - Smart Expense Tracking with AI Take control of your finances with SpendIA, the intelligent expense tracker that makes managing your money effortless. KEY FEATURES: - Multiple Input Methods: Add expenses via voice, photo, text, or manually - AI-Powered Categorization: Automatic expense classification - Budget Management: Set monthly budgets and get real-time alerts - Income Tracking: Monitor your income and projected balance - Smart Predictions: AI-powered spending forecasts - Apple Pay Integration: Capture card transactions via Shortcuts - Beautiful Charts: Visualize your spending patterns PREMIUM FEATURES: - Unlimited AI voice entries - Unlimited photo receipt scanning - Advanced spending predictions - Priority support Whether you're tracking daily coffee runs or planning your monthly budget, SpendIA makes financial management simple and intuitive. Download SpendIA today and start your journey to better financial health! Privacy Policy: https://kcamposa.github.io/spendia-privacy/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Blink (Bitcoin Wallet) at none against Spendia's 2. Blink (Bitcoin Wallet) also leads on iOS requirement (16.0 vs 26.2). Spendia's advantage is update cadence (weekly vs every 3 weeks). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spendia sells 2 in-app purchases, starting at $4.99 per month. Blink (Bitcoin Wallet) asks for nothing beyond the download.
Blink (Bitcoin Wallet) ships an update every 3 weeks, Spendia weekly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | Blink (Bitcoin Wallet) | Spendia |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (261 ratings) — better | — |
| Positive reviews | 72.3% of reviews | — |
| Number of ratings | 261 — better | — |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 — better | 26.2 |
| Further details — not scored | ||
| Size | 95 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | Blink El Salvador Sociedad Anonima de Capital Variable | Kevin Campos Alfaro |
Bugs and requests
Blink (Bitcoin Wallet)
Reported bugs
11 issues- Verification code not valid
- App crashes on iPhone
- Transactions not appearing
- Cannot sell or withdraw funds
- Suspicious international calls and WhatsApp messages after installation
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- Learning sections show 'question already answered' and no sats earned
- Stablesats conversion button missing
- Not all phone carriers supported for quiz
- App is buggy, especially regarding earning free satoshi
- Previous version was better
- Interface is only in Arabic for some users
Requested features
3 requests- Add Bitcoin-backed fiat loans
- Dedicated tab for Web3 Bitcoin Lightning dapps
- More features and continuous updates
Spendia
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Blink (Bitcoin Wallet)
No in-app purchases
Spendia
- Premium Monthly7 Days trial$4.991 Month
- Premium Annual7 Days trial$24.991 Year
Questions
Is Blink (Bitcoin Wallet) free?
Is Spendia free?
Do Blink (Bitcoin Wallet) or Spendia have ads?
Which is updated more often, Blink (Bitcoin Wallet) or Spendia?
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