Go Budget vs Cashews
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Go Budget
Plan your spending with envelope-style categories and track bills. Share budgets with family and sync across devices with an optional subscription. Designed for simple, manual budget tracking.
- Envelope-style spending categories
- Bill reminders and tracking
- Budget sharing with family
- Seamless sync across devices
- Monthly, weekly, and bi-weekly budgeting
- Manual progress tracking
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Go Budget will be shut down July 1, 2026. Please export your data before that date! --- Use Go Budget to plan your budget and take control of your finances. - Create envelope-style spending categories and track purchases painlessly - Get reminders for recurring bills and track when they are paid - Add Go Budget+ to share a budget with a partner or your whole family Go Budget is designed around two goals: 1. Take the normally unpleasant experience of managing a budget and make it simple and easy to stay on top of. 2. Provide a seamless sync experience for families and others who need to share a budget. The Go Budget app is fully featured and allows you to track income, bills, daily spending, and saving goals right from your phone with a simple, modern interface. You can subscribe to Go Budget+ to: - Share and sync budgets with others - we'll automatically keep your budgets in sync - Backup budgets online securely - Access from any device To restore an existing Go Budget+ subscription, sign into the Go Budget account used when subscribing to Go Budget+. -- Go Budget embraces the philosophy that the best way to manage your budget is the old school way - by setting budgeting goals and manually tracking your progress. Go Budget makes this as simple as possible, and automates things that repeat like bills and regular income. Our budgeting method is strongly influenced by the envelope budget method, which has been battle-proven by millions of successful budgeters over the years. Go Budget makes things a bit simpler than putting money in physical envelopes, but the core principles are the same - start with your income and separate your money for bills, spending, and saving. Go Budget supports a variety of different budgeting time periods: - Monthly budgeting - Weekly budgeting - Semi-monthly budgeting - Bi-weekly budgeting This enables you to budget in the way that makes sense for you. The app also supports pretty much any type of income or bill schedule, so you can stay on top of things without having to enter them again and again every time they repeat. With Go Budget+, you can manage your household budget painlessly - every purchase and bill payment will be synced with all budget members automatically. Terms and conditions: https://gobudget.io/terms Privacy policy https://gobudget.io/privacy
Cashews
This app analyzes your income and expenses to tell you how much you can safely spend. It offers a unique approach to budgeting by focusing on your current financial health rather than rigid categories. Make informed decisions with a 'Can I afford it?' widget and achieve your financial goals.
- Connect to bank accounts
- Analyze income and expenses
- Predictive cash flow algorithm
- Spendable money calculation
- Financial goal setting
- 'Can I afford it?' widget
- Automated account syncing
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What did you spend this month? Cashews answers that in 10 seconds. Connect your bank accounts and credit cards, and Cashews shows you one number: Spent So Far. It's the simplest way to stay on top of your money, whether you budget or not. WHAT MAKES CASHEWS DIFFERENT Most finance apps make tracking your spending feel like homework. Cashews takes a different approach. Connect your accounts, see what you've spent, categorize with a swipe. Need, Want, or Other. Done. You get the clarity of knowing where your money goes without the effort of maintaining a traditional budget. And if you want more detail, custom categories let you go deeper. IT PAYS FOR ITSELF Cashews automatically detects every recurring charge across all your accounts. Subscriptions you forgot about, bills you didn't realize were still running, annual renewals you missed. Most people find more in forgotten charges than Cashews costs. HOW IT WORKS 1. Connect your banks and credit cards (12,500+ US institutions supported). 2. See your Spent So Far number, updated daily across all accounts. 3. Swipe to categorize your transactions in seconds. 4. See every recurring charge, cashflow trend, and credit card balance in Insights. HOUSEHOLD SHARING (NEW) Your partner's credit cards, your checking account, that joint savings. Now everyone sees the same number. Invite your financial plus one and get a complete picture of your household's spending. One price covers everyone. KEY FEATURES - Spent So Far: one number, all accounts, updated daily - Household Sharing: invite your partner or family - Simple categorization: Need, Want, Other (or custom categories) - Recurring charge detection with payment reminders - "Can I Afford It?" spending confidence check - Credit card utilization tracking - Cashflow trends: month over month, year over year - Smart notifications: unusual activity, upcoming bills, missed payments - 12,500+ US banks and credit cards supported - Bank-level encryption via Plaid. Read-only access. We never see your login. PRICING $3.99/month or $39.99/year for your whole family. Most people find more than that in forgotten charges. No ads, no hidden fees, no selling your data. Cancel anytime. Cashews uses Plaid (https://plaid.com) to securely connect to your financial institutions. We have read-only access to your accounts. Check if your bank is supported at https://plaid.com/institutions. Currently supports US banks and credit cards only. SUPPORT Questions or feedback? Reach us anytime at support@cashews.finance. Learn more: https://cashews.finance Terms of Service: https://cashews.finance/terms-and-conditions Privacy Policy: https://cashews.finance/privacy-policy
Screenshots
Verdict
The clearest difference is review sentiment: Go Budget at 93% against Cashews's 50%. Go Budget also leads on monetization model (freemium vs subscription) and rating (4.8 vs 4.5). Cashews's advantage is update cadence (every 3 days vs every 9 days). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Go Budget sells 1 in-app purchase, starting at $1.99 per month and Cashews sells 9 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Go Budget holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 38 and 70 respectively. Written reviews point the same way: 93% of Go Budget's written reviews are positive against 50% of Cashews's.
Go Budget ships an update every 9 days, Cashews every 3 days. The most recent releases landed on October 6, 2026 and October 14, 2026 respectively.
| Parameter | Go Budget | Cashews |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (38 ratings) — better | 4.5 (70 ratings) |
| Positive reviews | 92.9% of reviews — better | 50.0% of reviews |
| Number of ratings | 38 | 70 — better |
| Update frequency | Every 9 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium — better | Subscription |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 33 MB | 74 MB |
| Age rating | 4+ | 4+ |
| Developer | Go Apps LLC | Cashews Finance LLC |
Customer experience
Go Budget
Cashews
In-app purchases
Go Budget
- Go Budget+1 Month trial$1.991 Month
Cashews
- Cashews Finance Monthly14 Days trial$3.991 Month
- Monthly3 Days trial$5.991 Month
- Monthly7 Days trial$8.991 Month
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- Quarterly$13.493 Months
- Quarterly14 Days trial$19.993 Months
- Cashews Finance Annual14 Days trial$39.991 Year
- Yearly3 Days trial$59.991 Year
- Yearly14 Days trial$59.991 Year
- Yearly1 Year trial4 variants$69.991 Year







