Lightsplit vs 刷卡回饋管家

Split bills for trips, rent and meals with friends. Lightsplit tracks shared expenses and shows who owes whom, even when several people pay. Friends can also use Lightsplit on the web, LINE, Telegram or Discord. Start with virtual members, then share a group link when everyone is ready to join. START SPLITTING RIGHT AWAY • Create virtual members and track expenses before friends even sign up. When they join, they claim their records • Invite anyone in seconds with a QR code or link • Keep separate groups for trips, roommates, and nights out, and manage them all in one place SPLIT ANY EXPENSE • Split evenly, by shares, or by exact amounts, and mix them freely • Expenses, income, and transfers, with multiple payers • Built-in calculator and category icons AI RECEIPT SCAN • Scan a receipt or order screenshot with AI, then check the items and amounts before saving • Record it as one expense or split item by item • The free plan includes a limited number of scans; Premium raises the limit CONNECT AI APPS WITH MCP • Connect a compatible AI app to Lightsplit after signing in and approving access • Ask it to add expenses, look up transactions and review spending breakdowns • View and revoke connected apps from your profile SETTLE UP THE SMART WAY • Simplify group debts and see suggested repayments • Mark a debt as paid and the transfer is recorded automatically • Remind whoever still owes with one tap MULTI-CURRENCY • Record spending in different currencies with automatic conversion • Log each expense in its own currency, auto-converted to your group's settlement currency • Made for international trips STATS, BUDGETS & MORE • Category charts show exactly where the group's money went • Group budgets and personal spending limits • Shared to-do lists that convert into expenses • Save your payment details so friends know exactly how to pay you back Lightsplit Premium Subscribe to unlock: • An ad-free experience • Personal statistics • Record search and filters • Spreadsheet export • Full edit history • Unlimited records and to-dos • A higher AI scan limit Free to download, with limits on the free plan. Premium is an optional subscription. Create your first group and keep shared expenses clear. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

你不是第一次用信用卡的人。每張卡還能刷多少才封頂、這個月該不該繼續刷，出國時要怎麼刷加碼最高,這些你都得自己算。刷卡回饋管家幫你把這些自動算好。 我們把計算邏輯打磨到很細:封頂進度按各銀行帳單週期算、加碼層級會自動套用、海外匯率即時切換、進位方式依各家規則各別處理。每一個數字都跟銀行對得上。 卡片圖鑑收錄30+張台灣熱門信用卡,從國泰CUBE、台新街口、富邦J卡到聯邦吉鶴、滙豐旅人、星展eco永續都有,市場新卡第一時間收錄,銀行規則異動即時跟進。 【多卡管理核心】 ・首頁追蹤多張卡,同時看封頂進度、本期回饋、剩餘額度 ・情境快照:一鍵切換「日常」「日本旅遊」「全聯」卡片組合 ・卡片圖鑑:所有支援的卡一次攤開,快速查閱各卡規則,勾選擁有的卡加進首頁 ・智慧排序:按持卡、銀行、回饋率快速篩選 【計算引擎】 ・即時回饋預覽:輸入金額馬上看到回饋金額與回饋率 ・自動封頂追蹤:月度、季度、年度封頂一目瞭然 ・海外消費:日/韓/泰/美/歐匯率自動套用,加碼規則即時切換 ・帳單週期:依各家銀行結帳日自動歸帳 ・活動額滿偵測:icash Pay/icash2.0/悠遊付等活動額滿狀態自動同步 【記帳與分析】 刷卡和現金消費整合在同一個app,不想再開第二個記帳app的人適用。 ・消費分類:餐飲、交通、日用品等,支援自訂 ・固定支出自動記帳:保費、串流、健身房不怕漏 ・現金卡片:現金消費整合,月預算自動提醒 ・月收入記錄:支援日期欄位,收入時間點可追溯 ・收支結構:月度收入/支出/結餘一目瞭然,整合於月度橫幅 ・單日明細:任一天消費快查,知道哪天花了多少 ・單卡歷史:點任一張卡看完整消費紀錄、回饋累計 ・圖表分析:分類圓餅圖、卡片佔比、回饋效率、月趨勢、收支概覽 ・年度戰績:全年回饋總覽,各卡逐月統計 【智慧建議】 根據你的持卡組合與消費情況給出行動建議:封頂快到該換卡、某張卡閒置太久、某分類換卡回饋更高,把每張卡的價值用到最大。 【桌面小工具】 抬手就能看到封頂進度,還能秒速點選卡片記帳,不用打開App。支援小、中、大、鎖定畫面四種尺寸,即時顯示當期回饋與各卡剩餘可刷額度,快封頂時自動變色提醒。 【自建卡片】 沒有你的卡?可自建,照內建卡的方式分層設定:基本回饋(國內/海外)加上多層加碼,每層可指定通路類別、行動支付或指定商家,並設定每期上限與到期日,智慧選卡也會一起比較。支援現金回饋與哩程卡(自訂元/哩比率)。 【匯出與備份】 支援CSV/PDF報表匯出,匯出的CSV也能在電腦上批次編輯後匯回App。Pro 可自動備份到 iCloud。所有資料僅存在你的手機或個人雲端,不上傳任何伺服器。 【計算準確度】 計算邏輯是這個app的核心。發現任何錯誤請透過Instagram或Threads私訊@pocket_lab_tw回報,我們會在下一版修正並送審。準確度一直是最優先事項。 【訂閱資訊】 基本功能免費使用、進階功能需升級至PRO。 - PRO月訂閱:NT$30/月 - 新用戶首次訂閱享7天免費試用、試用結束後自動續訂 - 訂閱會自動續訂、可隨時於App Store帳戶設定中取消 - 使用條款(Terms of Use): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ - 隱私政策請見App資訊頁面提供之連結