Comparison

Lightsplit vs Budget+ | Co

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lightsplit

Easily track and split expenses for group trips, dinners, or shared living costs. Integrate directly into your chat apps, allowing friends to participate without needing the app. Offers smart settlement features and multi-currency support for international use.

Highlights
  • Group expense tracking
  • Direct chat integration
  • AI receipt scanning
  • Smart settlement algorithm
  • Multi-currency support
  • Group budgets and stats
Features
Read full description

Split bills for trips, rent and meals with friends. Lightsplit tracks shared expenses and shows who owes whom, even when several people pay. Friends can also use Lightsplit on the web, LINE, Telegram or Discord. Start with virtual members, then share a group link when everyone is ready to join. START SPLITTING RIGHT AWAY • Create virtual members and track expenses before friends even sign up. When they join, they claim their records • Invite anyone in seconds with a QR code or link • Keep separate groups for trips, roommates, and nights out, and manage them all in one place SPLIT ANY EXPENSE • Split evenly, by shares, or by exact amounts, and mix them freely • Expenses, income, and transfers, with multiple payers • Built-in calculator and category icons AI RECEIPT SCAN • Scan a receipt or order screenshot with AI, then check the items and amounts before saving • Record it as one expense or split item by item • The free plan includes a limited number of scans; Premium raises the limit CONNECT AI APPS WITH MCP • Connect a compatible AI app to Lightsplit after signing in and approving access • Ask it to add expenses, look up transactions and review spending breakdowns • View and revoke connected apps from your profile SETTLE UP THE SMART WAY • Simplify group debts and see suggested repayments • Mark a debt as paid and the transfer is recorded automatically • Remind whoever still owes with one tap MULTI-CURRENCY • Record spending in different currencies with automatic conversion • Log each expense in its own currency, auto-converted to your group's settlement currency • Made for international trips STATS, BUDGETS & MORE • Category charts show exactly where the group's money went • Group budgets and personal spending limits • Shared to-do lists that convert into expenses • Save your payment details so friends know exactly how to pay you back Lightsplit Premium Subscribe to unlock: • An ad-free experience • Personal statistics • Record search and filters • Spreadsheet export • Full edit history • Unlimited records and to-dos • A higher AI scan limit Free to download, with limits on the free plan. Premium is an optional subscription. Create your first group and keep shared expenses clear. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Budget+ | Co

Features
Read full description

ā— Easy to use, track your expenses anytime Neat UI, record your income and expenses within 5 seconds. Offline support, sync automatically when you have the connection. ā— Change the color tones, and change your mood There are various color palettes to use, or you can build your own! Share the palette that you built with your friends! ā— Sign-in with social media Apple, Google authentication, sign in with a few clicks. ā— Invite your fellows to track with you Share the link to invite your friends and family. You can track your expenses together, anywhere, anytime. ā— Categorize your spending in multiple accounting books Separate accounting books by everyday life, traveling, dreams fund, etc. Organize your budget, and get the key to financial freedom! ā— View your earnings and expenses in a tidy form Group the records by categories, and view the stats at a glance. ā— Download your financial report in one click Customize the period, and download your report to view in Excel. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Lightsplit4 screens
Budget+ | Co4 screens

Verdict

The call

The clearest difference is ads: Lightsplit at none against Budget+ | Co's shown. Lightsplit also leads on update cadence (every 3 days vs every 6 days). Budget+ | Co's advantage is iOS requirement (16.6 vs 18.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Lightsplit sells 2 in-app purchases, starting at $2.19 per month and Budget+ | Co sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Lightsplit ships an update every 3 days, Budget+ | Co every 6 days. The most recent releases landed on September 23, 2026 and September 13, 2026 respectively.

Scorecard3 real differences Ā· 5 level
Lightsplit versus Budget+ | Co: the parameters behind the verdict, then further details
ParameterLightsplitBudget+ | Co
PriceFreeFree
Positive reviews0.0% of reviews—
Update frequencyEvery 3 days — betterEvery 6 days
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPad — better
Requires iOS18.016.6 — better
Further details — not scored
Size49 MB80 MB
Age rating4+4+
DeveloperPing-Hsien ChouKevin Chiu

In-app purchases

2 purchases

Lightsplit

Subscriptions2
  • Lightsplit Premium Monthly$2.191 Month
  • Lightsplit Premium Yearly$21.901 Year
5 purchases

Budget+ | Co

Subscriptions3
  • Budget+ Premium$1.991 Month
  • Budget+ Premium7 Days trial$14.991 Year
  • Budget+ Premium1 Year trial$14.991 Year
One-time2
  • Budget+ Premium$19.99
  • Budget+ Premium$29.99

Questions

Is Lightsplit free?
Lightsplit is free to download, with in-app purchases available.
Is Budget+ | Co free?
Budget+ | Co is free to download, with in-app purchases available.
Do Lightsplit or Budget+ | Co have ads?
Budget+ | Co shows ads; Lightsplit does not.
Which is updated more often, Lightsplit or Budget+ | Co?
Lightsplit ships an update every 3 days, and Budget+ | Co every 6 days. Most recently, Lightsplit was updated on September 23, 2026 and Budget+ | Co on September 13, 2026.

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