Lightsplit vs Split Settle

Split bills for trips, rent and meals with friends. Lightsplit tracks shared expenses and shows who owes whom, even when several people pay. Friends can also use Lightsplit on the web, LINE, Telegram or Discord. Start with virtual members, then share a group link when everyone is ready to join. START SPLITTING RIGHT AWAY • Create virtual members and track expenses before friends even sign up. When they join, they claim their records • Invite anyone in seconds with a QR code or link • Keep separate groups for trips, roommates, and nights out, and manage them all in one place SPLIT ANY EXPENSE • Split evenly, by shares, or by exact amounts, and mix them freely • Expenses, income, and transfers, with multiple payers • Built-in calculator and category icons AI RECEIPT SCAN • Scan a receipt or order screenshot with AI, then check the items and amounts before saving • Record it as one expense or split item by item • The free plan includes a limited number of scans; Premium raises the limit CONNECT AI APPS WITH MCP • Connect a compatible AI app to Lightsplit after signing in and approving access • Ask it to add expenses, look up transactions and review spending breakdowns • View and revoke connected apps from your profile SETTLE UP THE SMART WAY • Simplify group debts and see suggested repayments • Mark a debt as paid and the transfer is recorded automatically • Remind whoever still owes with one tap MULTI-CURRENCY • Record spending in different currencies with automatic conversion • Log each expense in its own currency, auto-converted to your group's settlement currency • Made for international trips STATS, BUDGETS & MORE • Category charts show exactly where the group's money went • Group budgets and personal spending limits • Shared to-do lists that convert into expenses • Save your payment details so friends know exactly how to pay you back Lightsplit Premium Subscribe to unlock: • An ad-free experience • Personal statistics • Record search and filters • Spreadsheet export • Full edit history • Unlimited records and to-dos • A higher AI scan limit Free to download, with limits on the free plan. Premium is an optional subscription. Create your first group and keep shared expenses clear. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Trips, dinners and group outings often leave several people out of pocket. Split Settle brings those payments together and calculates who should pay whom. One person enters. Everyone can settle. No accounts or installation for the whole group. Start with a group name and the participants’ names. Choose who shares each expense Enter the amount, payer and people sharing the cost. Leave out anyone who did not take part. Expenses are divided equally, with leftover minor units assigned in registration order so totals always match. A clear settlement plan See what each person paid, owes and still needs to pay or receive. Preview the result as text or images, then use your usual sharing app. Record partial repayments Record money only after it has actually changed hands. Later expenses and corrections update the remaining balances while preserving repayment records. Sharing a result does not mark it as paid. Keep separate groups Save trips and meals separately. Edit or delete expenses and repayments from History. Archive a group as read-only and reopen it when needed. Eight currencies, six languages Choose JPY, USD, EUR, KRW, CNY, GBP, CAD or AUD, with one currency per group. Available in Japanese, English, Korean, Simplified Chinese, Spanish and French. Light and dark appearance follow your device. Records and calculations work offline Records are stored on your device. Sharing and OS backups may create copies elsewhere; restoration is not guaranteed. A banner appears on the home screen and advertising uses a network connection. Payment details and names are not passed to the advertising SDK. The app does not transfer money, connect to banks, support collaborative editing or convert currencies. If the original payer receives a merchant refund, correct the original expense.