WapiPay Global vs Guto
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WapiPay Global
Facilitate seamless money transfers between mobile money, platforms, and bank accounts across Africa and Asia. Experience convenient and efficient cross-border financial transactions.
- Cross-border payments
- Mobile money transfers
- Bank account integration
- Africa to Asia transfers
- Convenient transactions
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Make the most convenient payments to and from mobile money, mobile platforms and bank accounts from Africa to Asia.
Guto
A digital wallet designed for Africa, simplifying cross-border payments and mobile money transactions. Easily send, receive, and hold stable digital dollars, with seamless integration for major mobile money networks.
- Borderless transfers across Africa
- Hold and transfer stable digital dollars
- Seamless mobile money integration
- Advanced encryption and multi-layer security
- Send, receive, save, and transact
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Guto is a borderless digital wallet built for Africa—making mobile money and global payments simple, fast, and secure. Whether you're sending money across borders, receiving stablecoins, or moving funds between mobile money and digital dollars, Guto gives you one powerful wallet for everything. Borderless Transfers Across Africa Send and receive money instantly across African countries without the friction of traditional remittance systems. Guto connects mobile money with stable digital currencies, giving you fast, low-cost cross-border transfers. Stable Digital Dollars, Made Simple Hold and transfer stable digital dollars directly in your wallet. Protect your value, pay internationally, and move between local mobile money and global digital currency in seconds. Seamless Mobile Money Integration Fully integrated with MTN, Airtel, and M-Pesa networks, Guto allows you to deposit, withdraw, and transact without switching between apps. Your mobile money and digital wallet work together effortlessly. Built with Security at the Core Your funds and data are protected with advanced encryption and multi-layer security. Guto is designed to meet compliance standards while keeping your experience smooth and simple. Designed for Everyday Use From freelancers and entrepreneurs to families and businesses, Guto makes it easy to send, receive, save, and transact—all from one secure wallet.
Screenshots
Verdict
The clearest difference is rating: Guto at 4.5 against WapiPay Global's 1.0. Guto also leads on ratings volume (6 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Guto holds the better App Store score, 4.5 against 1.0. Both are backed by a comparable volume of ratings — 2 and 6 respectively.
WapiPay Global ships an update every 2 weeks, Guto fortnightly. The most recent releases landed on October 14, 2026 and October 12, 2026 respectively.
| Parameter | WapiPay Global | Guto |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) | 4.5 (6 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 2 | 6 — better |
| Update frequency | Every 2 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.5 | 15.1 — better |
| Further details — not scored | ||
| Size | 89 MB | 86 MB |
| Age rating | 4+ | 4+ |
| Developer | wapi pay pte | Hotspot Inc. |
Customer experience
WapiPay Global
Guto
In-app purchases
WapiPay Global
No in-app purchases
Guto
No in-app purchases
