LemFi vs SimpliiExchange

Ambition has no passport. You're building a life here and holding one together back home. LemFi puts both in one app: send money home, buy eSIM data, and in the UK, save and access credit (subject to eligibility). Send. Save. Grow. SEND MONEY ABROAD Send to 30+ countries across Africa, Asia, Europe, and Latin America, with zero transfer fees on supported corridors. Most transfers arrive in minutes, paid into a bank account, a mobile wallet, or a mobile money account, depending on where you're sending. No branch visit, no paperwork, no waiting days for a bank wire to clear. You see the exact rate and fee before you confirm. No hidden fees, nothing taken off on arrival. Then follow every transfer from the moment you send to the moment it lands, so you're not left wondering, and neither is your family. SAVINGS (UK) LemFi Instant Access Savings, Powered by ClearBank. Open an account from £1 and put money aside for emergencies, for goals, for the things that matter. Withdraw any time, with no penalty. Interest is calculated daily and paid monthly. The LemFi Instant Access Savings Account currently pays a boosted 5% AER for the first six months from account opening; it then reverts to 3.04% AER (tracker), tracking the Bank of England base rate. LemFi is not a bank. Savings accounts are provided by ClearBank Ltd (PRA-authorised, FCA and PRA regulated). Eligible deposits are FSCS protected up to £120,000 per person, shared across all deposits you hold with ClearBank. CREDIT (UK) LemFi Credit is a revolving credit line, subject to eligibility. We look at your full history, including your history with LemFi, so a thin UK credit file isn't the whole story. Choose how you repay each month: the full balance, the minimum, or a fixed amount that suits you. With Credit Monitor, eligible customers can see their Equifax credit score in the app, and what moves it. Credit is offered subject to status and affordability. Questions about credit? Our support team is in the app. The LemFi Credit account is provided by Pillar Labs Ltd, a company registered in England and Wales (Company No. 13637649). Registered Office: Jellicoe, 5 Beaconsfield St, London, England, N1C 4EW. Pillar Labs Ltd is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 996727. eSIM DATA Buy eSIM data for 150+ countries in the app, before you fly. Land connected when you go home or travel anywhere else, with no roaming bill and no queue for a local SIM. WHY OVER 2 MILLION PEOPLE STAY • Alerts the moment your money arrives • 24/7 customer support in multiple languages • Refer a friend and you both get the same amount of LemFi Cash to use on your transfers. LemFi Cash can't be withdrawn as cash. LICENSED AND REGULATED In the UK, LemFi is a trading name of RightCard Payment Services Limited, authorised by the Financial Conduct Authority to issue electronic money under the Electronic Money Regulations 2011 (FRN 900424). Your LemFi account is an e-money account, not a bank account, and is not FSCS protected. We also hold licenses, registrations, and approvals in Australia, Canada, Ireland, the US, and key corridors across Africa and Asia. Send money and more. Questions? Contact us in the app or at support@lemfi.com. Facebook: @uselemfi | X: @uselemfi | Instagram: @uselemfi

SimpliiExchange is your all-in-one financial companion for seamless cross-border transactions, currency exchange, and multi-currency wallet management. Whether you're sending money home, paying international tuition, or managing currencies, we make it simple, secure, and affordable. KEY FEATURES Multi-Currency Wallets Create wallets in multiple currencies (CAD, NGN) View real-time balances and transaction history Instant currency conversions at competitive rates Fast Money Transfers Send money via email or bank transfer Low transaction fees Real-time transfer tracking Secure PIN protection Currency Exchange Marketplace Trade currencies with other users Set your own exchange rates Fixed or negotiable offers Built-in escrow protection Tuition Payments Pay international tuition fees directly Multiple payment options Institutional partnerships WHY CHOOSE SIMPLIIEXCHANGE? Competitive Exchange Rates - Save more on every transaction Fast Processing - Most transfers completed within minutes Transparent Fees - No hidden charges 24/7 Support - Our team is always here to help Trusted Platform - Thousands of satisfied users worldwide PERFECT FOR International students paying tuition Professionals working abroad Families sending money home Freelancers receiving international payments Travelers managing multiple currencies Anyone seeking better exchange rates GETTING STARTED IS EASY Download and create your account Complete quick identity verification Add funds to your wallet Start sending, receiving, and exchanging money SECURITY & COMPLIANCE Your financial security is our priority. SimpliiExchange is fully compliant with international financial regulations and employs state-of-the-art security measures to protect your funds and personal information. JOIN THOUSANDS OF HAPPY USERS Experience the future of money transfers and currency exchange. Download SimpliiExchange today and enjoy hassle-free international transactions at your fingertips.