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LemFi — Send. Save. Grow.

LemFi — Send. Save. Grow.

Built for people going places

76K ratings
2063 reviews
💼 Business
💰 Finance
Free

Details

Released
October 5, 2020
Updated
November 4, 2026

Features

Developer

Lemonade Finance
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About

Send money internationally, purchase eSIM data, and in the UK, access savings accounts and credit lines. Track transfers, view exchange rates and fees upfront, and enjoy 24/7 customer support.

✓International money transfers
✓eSIM data purchase
✓UK instant access savings
✓UK revolving credit line
✓Real-time transfer tracking
✓Transparent fees and rates
✓24/7 customer support
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What users say about LemFi

Reviews of LemFi are mixed: the Finance app is rated 4.8/5 from 76K App Store ratings. What users like most: fast and reliable transfers, competitive exchange rates. Top complaints: delayed transactions, verification issues. Summarized from real user reviews.

Positive things

  • 🚀Fast and reliable transfers
  • 💳Competitive exchange rates
  • 👍Easy to use app
  • 🕰️Instant money delivery
  • 🤝Excellent customer service

Negative things

  • 🕰️Delayed transactions
  • 🔒Verification issues
  • 💳Debit card problems
  • 🤖Poor customer support
  • 💰High fees
See all reviews
+2

What's New in LemFi

26.44.1

November 4, 2026

Ambition has no passport. You're building a life here and holding one together back home. LemFi puts both in one app. • A new logo that carries what we began into what's next • A redesigned app, built to grow with you • Every product available to you, now easy to find on your home screen Your account, your balances, and any existing agreements with us stay exactly as they are.

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User reviews

Most RecentHighest RatedLowest Rated

Awesome

Very fast
RSRaj gill s

Transaction initié depuis un moment. Le client n’a toujours pas reçu son virement 24h plutard.

C’est écuerant ….
IIITOLY ITO

Missing Transfer and No Proper Support

I sent INR 11,046.73 through LemFi, but the beneficiary has not received the money. LemFi says the transfer was successful, yet after repeated requests and over a week of waiting, they still haven’t provided the MT103 or equivalent proof of payment. I urgently need these funds, and the lack of clear updates and resolution has been extremely frustrating. This has been a very disappointing experience and I would not recommend LemFi based on the service I’ve received.
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RRuby.khan

Sending money

Fast and reliable
AAvuedaoya

Great App for all my transfer

I have used lemfi for the past 7 years and the service has been fantastic
TMThe investing mindset

Response from developer

Hi there, thank you for your feedback. We are glad to learn that you enjoy your experience with our app. Please do not hesitate to contact us at support@lemfi.com if you need any assistance. Regards, O.E.

See 2058 more reviews

Developer apps

EarnBack with LemFi
EarnBack with LemFi

Refer. Earn cashback.

💰 Finance

(1)

Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

App crashes or freezes

Bug

Funds not reflecting in wallet

Bug

Incorrect exchange rates displayed

Bug

Verification process not working

Bug
✨

Requested Features

5 requests

Add more beneficiary bank options

Feature

Improve transaction history and reporting

Feature

Provide ability to cancel or reverse transactions

Feature

Increase transfer limits

Feature

Offer mobile wallet or digital account features

Feature

FAQ

How does LemFi compare to other international money transfer services?

LemFi offers competitive exchange rates and zero transfer fees on supported corridors, with most transfers arriving in minutes. Users can track transfers in real-time and see exact rates and fees upfront, avoiding hidden charges.

What are the savings account features in LemFi for UK users?

In the UK, LemFi offers an Instant Access Savings Account with a boosted 5% AER for the first six months, then 3.04% AER. Deposits are provided by ClearBank and are FSCS protected up to £120,000.

How does LemFi's credit feature work for UK residents?

LemFi Credit provides a revolving credit line, subject to eligibility, considering your full financial history. Users can choose their repayment method and access a Credit Monitor feature to view their Equifax credit score.

Can I buy international data with LemFi?

Yes, LemFi allows you to buy eSIM data for over 150 countries directly within the app before you travel, ensuring you land connected without roaming charges or needing a local SIM.

Is LemFi safe to use for financial transactions?

LemFi is licensed and regulated in the UK by the Financial Conduct Authority. Savings accounts are provided by ClearBank, and eligible deposits are FSCS protected, indicating a high level of security.

What is the update frequency for LemFi?

The app was last updated on November 4, 2026, with the latest version being 26.44.1. This indicates regular updates to maintain functionality and security.

What are the main pros and cons of using LemFi based on user reviews?

Users praise LemFi for fast and reliable transfers, competitive rates, and ease of use. However, some reviews mention delayed transactions, verification issues, and occasional poor customer support.

Does LemFi have advertisements?

No, LemFi does not contain advertisements. The app is free to use and does not display any ads to its users.