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LemFi: Send. Save. Grow.

LemFi: Send. Save. Grow.

Built for life across borders

74K ratings
1957 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • October 5, 2020
  • October 15, 2026

Features

Developer

Lemonade Finance
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About

Send money overseas easily and affordably to loved ones in Europe, Africa, Asia, and Latin America. Manage and exchange money in multiple currencies with competitive rates and low or zero transfer fees. Earn rewards by referring friends.

✓Send money overseas
✓Low or zero transfer fees
✓Multi-currency account
✓Hold and exchange funds
✓Refer-a-friend rewards
✓Real-time notifications
✓24/7 customer support
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What users say about LemFi

Reviews of LemFi are mixed: the Finance app is rated 4.8/5 from 74K App Store ratings. What users like most: fast and reliable transfers, competitive exchange rates. Top complaints: delayed transactions, verification issues. Summarized from real user reviews.

Positive things

  • 🚀Fast and reliable transfers
  • 💳Competitive exchange rates
  • 👍Easy to use app
  • 🕰️Instant money delivery
  • 🤝Excellent customer service

Negative things

  • 🕰️Delayed transactions
  • 🔒Verification issues
  • 💳Debit card problems
  • 🤖Poor customer support
  • 💰High fees
See all reviews
+1

What's New in LemFi

26.42.0

October 15, 2026

Ambition has no passport. You're building a life here and holding one together back home. LemFi puts both in one app. • A new logo that carries what we began into what's next • A redesigned app, built to grow with you • Every product available to you, now easy to find on your home screen Your account, your balances, and any existing agreements with us stay exactly as they are.

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User reviews

Most RecentHighest RatedLowest Rated

Great App

Amazing for international transfers and keeping your money safe
Armley40Armley40

Nice

Fast
B.OchaB.Ocha

Voleur

Si vous ne me retournez pas mes fonds, je vais vous signaler à l’office de la protection du consommateur. Il y a plein de gens qui ont perdu leur agent déjà dans votre application. Vous dites êtes dans les règles, mais vous faites de l’arnaque, j’ai appelé à plusieurs reprises une personne me dit que j’ai envoyé de l’argent et qu’il n’y a pas possibilité d’annuler la transaction. Quelle compagnie envoie de l’argent et n’est pas capable de l’annuler. C’est purement et simplement du vol, retournez-moi mon argent. Si non, vous aurez de sérieux problèmes avec moi. Je ne vous lâcherai pas jusqu’à ce que vous me retournez mon argent.
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Estalida124Estalida124

Awful

Awful. Got scammed
dmbredmbre

Best App 👍😊

funktioniert einwandfrei und sehr schnell 👍😊
HobpkHobpk

Response from developer

Hi Hobpk, we appreciate your positive feedback regarding our service. Should you need any further assistance, please feel free to reach out to our support team at support@lemfi.com. Thank you for your feedback. Regards, F.M

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Developer apps

EarnBack with LemFi
EarnBack with LemFi

Refer. Earn cashback.

💰 Finance

(1)

Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

App crashes or freezes

Bug

Funds not reflecting in wallet

Bug

Incorrect exchange rates displayed

Bug

Verification process not working

Bug
✨

Requested Features

5 requests

Add more beneficiary bank options

Feature

Improve transaction history and reporting

Feature

Provide ability to cancel or reverse transactions

Feature

Increase transfer limits

Feature

Offer mobile wallet or digital account features

Feature

FAQ

What does LemFi do?

LemFi is a global payment service that allows users to send money overseas to various destinations including Europe, Africa, Asia, and Latin America. It also enables users to hold and exchange money in different currencies with competitive rates and low or zero transfer fees.

What are the key features of LemFi?

Key features include sending money internationally, holding and exchanging funds in multiple currencies like Euros, Pounds Sterling, and US Dollars, earning rewards through referrals, receiving real-time arrival notifications, and accessing 24/7 customer support.

How much does LemFi cost?

The app offers low or even zero transfer fees depending on the destination country, with no hidden charges. The service itself is free to use, with potential earnings from referring friends.

Which countries can I send money to with LemFi?

You can send money from countries like the UK, US, Canada, and several European nations to destinations such as Pakistan, India, Nigeria, Ghana, China, Uganda, Kenya, Brazil, and many more across Europe, Africa, Asia, and Latin America.

Is LemFi safe and regulated?

Yes, LemFi is fully registered with financial authorities such as the FCA in the UK, FINTRAC in Canada, and FinCEN in the United States, ensuring a secure and compliant service for international transactions.