True Wealth vs ZugerKB Access

Our ETF-based wealth management makes investing and saving for retirement easier than ever. Today, we manage assets worth over CHF 3 billion for more than 50'000 clients. Online wealth management: You set the targets and retain control over your investment strategy. We take care of the implementation. Our management fee of 0.25 to 0.5 percent covers numerous services: portfolio construction, rebalancing, custody fees, trading fees, deposits and withdrawals, the Swiss e-tax statement, and risk profiling. At 0.12 percent for a typical, globally diversified, equity-oriented portfolio, the external product costs (TER) are extremely cost-efficient. FX hedging and sustainable investments are available as options. The minimum deposit is CHF 8'500. ETF child portfolio: It works like our wealth management solution. The account is in the child's name and is fair to the child. There is also a voucher for friends and relatives who would like to give a child portfolio as a gift. From CHF 1'000. Pillar 3a: The third pillar is seamlessly integrated into our wealth management solution, but can also be used as a standalone product. We manage your assets in pillar 3a free of charge, with a management fee of 0.0 percent. In addition, you receive 0.35 percent interest on cash. From CHF 1'000. About True Wealth: True Wealth was founded in 2013 by Oliver Herren, the co-founder of Digitec Galaxus AG, and Felix Niederer, physicist and portfolio manager. It is a Swiss public limited company based in Zurich. True Wealth is licensed as a wealth manager of collective assets and is supervised by the Swiss Financial Market Supervisory Authority (FINMA).

The "ZugerKB Access" app enables you to log in to Zuger Kantonalbank's e-banking service and approve payments conveniently and securely. Our app meets the most stringent security standards while at the same time offering great flexibility for use via your smartphone. "ZugerKB Access" also functions without an internet or telephone connection, and can be used immediately after the first activation. The "ZugerKB Access" app is aimed at clients of Zuger Kantonalbank who use our e-banking service. In order to use the app, you will need an e-banking agreement with Zuger Kantonalbank that is approved for "ZugerKB Access". After installing the app on your device, you then log in to e-banking with your agreement number and personal password. A notification will then appear on your smartphone or tablet asking you to confirm the login. You will then end up directly in e-banking. You can find further information on "ZugerKB Access" at www.zugerkb.ch/access. The app is free of charge. However, costs may be applied to data transfer by the relevant provider.