Comparison

Tamara | Own your Dream vs SplitIt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tamara | Own your Dream

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Highlights
  • Pay in installments or in full
  • Sign up in minutes
  • Shop at thousands of partners
  • Exclusive deals and discounts
  • Cashback and rewards program
  • Buyer protection
  • Discover nearby stores
Features
Read full description

Tamara is a leading fintech platform in Saudi Arabia and the GCC region with a mission to help people own their dreams built on being simple, trusted, and everywhere our customers need us. Today, more than 25 million customers and over 130,000 partner merchants depend on Tamara every day for reliable financial solutions across retail, travel, education, healthcare, and beyond. Tamara is backed by Sanabil Investments, a wholly owned company of the Public Investment Fund (PIF), and SNB Capital, among others. Why Choose Tamara? Flexible Payment Plans: Pay in 3, 4, or up to 12 months across shopping, travel, healthcare, education, and everyday lifestyle services. No Late Fees: What you see is exactly what you pay, no hidden costs, no penalties. Exclusive Deals: Unlock exclusive discounts and special offers on top services, stores, and travel. Instant Pre-Approved Limit: Know your spending power upfront so you can manage big expenses and daily purchases with confidence. Discover Nearby Stores: Use the interactive in-app map to find local stores, clinics, and partners near you that accept Tamara. How It Works 1. Explore: Discover thousands of partner stores, clinics, travel services, and schools directly in the Shop tab or on the interactive map. 2. Select Tamara: Choose Tamara at checkout online, in-store, or directly inside the app. 3. Pay at Your Pace: Pick the payment plan that suits your budget and track all your upcoming payments easily in one place. Own your dream and download the Tamara App now!

About

SplitIt

Features
Read full description

SplitIt is a modern expense-splitting app built to make group money management simple, transparent, and stress-free. Whether you are traveling with friends, managing flat expenses, splitting family costs, or tracking office team payments, SplitIt helps everyone stay clear on who paid, who owes, and what is pending. With SplitIt, you can create groups in seconds, invite members, and start adding shared expenses immediately. Every expense can be split clearly among selected participants, so there is no confusion later. The app automatically calculates balances and settlements, giving each member a real-time view of their share. Instead of scrolling through chats and spreadsheets, your complete expense history stays organized in one place. Key Features: • Create and manage multiple groups Create dedicated groups for trips, roommates, events, teams, or family expenses. Keep each group separate and clean. • Add and split expenses easily Record who paid, how much was paid, and how it should be split. Support different real-life splitting scenarios without complexity. • Smart balance and settlement view See exactly who owes whom and how much. Get a clear summary of pending settlements to close balances quickly. • Real-time collaboration Group members can stay updated as expenses are added and actions are taken. • Invite and approval flow Join groups through invite links/codes and manage approvals in a structured way. • Expense timeline and records Access all historical expenses in one place for better tracking and accountability. • Profile insights Get your personal expense overview across groups and understand your contribution clearly. • Notifications for important activity Receive alerts for invites, approvals, and expense events so you never miss critical updates. • Secure account experience Designed with secure authentication and privacy-aware architecture for dependable usage. Who is SplitIt for? SplitIt is ideal for: • Friends on trips and vacations • Roommates sharing rent and utilities • Couples and families managing household costs • College groups and event teams • Office colleagues handling shared spend Why users choose SplitIt: • Clear and fair splitting • Fast setup and simple UI • Organized data instead of scattered messages • Better trust and transparency among members • Time saved during settlements Use cases: Travel: Track hotels, food, transport, and activities in one group. Settle at the end of the trip without arguments. Roommates: Split rent, groceries, electricity, internet, and maintenance with full visibility. Family: Manage shared household purchases and monthly spends in one structured flow. Team/Office: Handle lunch orders, team outings, and pooled expenses with clear records. Our goal: SplitIt is built to remove friction from shared spending. Money conversations in groups are often uncomfortable because details are unclear. SplitIt solves this by making every transaction visible, every split fair, and every settlement easy to complete. If you are looking for a reliable app to settle bills quickly and keep group expenses transparent, SplitIt gives you the tools you need in a clean and practical experience. Download SplitIt and start managing group expenses the smarter way.

Screenshots

Tamara | Own your Dream4 screens
SplitIt4 screens

Verdict

The call

The clearest difference is update cadence: Tamara | Own your Dream at every 2 weeks against SplitIt's every 6 weeks. SplitIt's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Tamara | Own your Dream ships an update every 2 weeks, SplitIt every 6 weeks. The most recent releases landed on October 14, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 8 level
Tamara | Own your Dream versus SplitIt: the parameters behind the verdict, then further details
ParameterTamara | Own your DreamSplitIt
PriceFreeFree
Rating4.7 (59K ratings) — better—
Positive reviews61.1% of reviews—
Number of ratings59K — better—
Update frequencyEvery 2 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.013.0 — better
Further details — not scored
Size214 MB36 MB
Age rating4+4+
DeveloperTamara FZEAgevole Innovation Private Limited

Bugs and requests

Tamara | Own your Dream

Reported bugs

2 issues
  • App crashes frequently
  • Payment method issues

Requested features

2 requests
  • Longer payment plan options
  • Expand to more countries and stores

SplitIt

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Tamara | Own your Dream

No in-app purchases

None

SplitIt

No in-app purchases

Questions

Is Tamara | Own your Dream free?
Tamara | Own your Dream is free to download, with no in-app purchases.
Is SplitIt free?
SplitIt is free to download, with no in-app purchases.
Do Tamara | Own your Dream or SplitIt have ads?
Neither Tamara | Own your Dream nor SplitIt shows ads.
Which is updated more often, Tamara | Own your Dream or SplitIt?
Tamara | Own your Dream ships an update every 2 weeks, and SplitIt every 6 weeks. Most recently, Tamara | Own your Dream was updated on October 14, 2026 and SplitIt on October 10, 2026.

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