Comparison

GTWorld Kenya vs ThriftPlan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GTWorld Kenya

Manage your bank accounts, make transfers, and pay bills directly from your mobile device. This secure and user-friendly app allows for convenient banking on the go, including airtime top-ups and account statement requests.

Highlights
  • Account balance viewing
  • Transaction history management
  • Interbank and mobile money transfers
  • Bill payments
  • Airtime and data bundle purchases
  • Account statement requests
  • PIN or Token transaction authentication
Features
Read full description

Welcome to a world of Seamless Banking! GTWorld is a Mobile App which enables customers make transfers (Own Account, Intrabank, Interbank, and Mobile Money transfers) and pay for services such as DSTV, GOTV, KPLC, NAIROBI WATER, Airtime Top Up, etc. GTWorld lets you carry your bank with you wherever you go. The App allows you perform transactions and manage your bank account(s) from your mobile device. It is secure and very simple to use. GTWorld allows you: • View the balances on your bank account(s). • Manage your accounts and view your transaction history. • Initiate transfers to own account(s), GTBank accounts and also to other bank accounts. • Purchase Airtime and Data bundles for all networks. • Pay Bills • Request for account statement • Link your profile to a device with the option to use PIN or Token to complete your transactions. • Other profiles will be able to use the mobile app on your device successfully with Token authentication only. *Terms and Conditions apply. *Standard network charges apply as you may be charged by your service provider for mobile or internet use. To get started: • Visit your App store, search for ‘ GTWorld’ and click the download/install button. • Launch the App and input your User ID and password. If you have forgotten your password, please click “Forgot Password?” on the login page to reset your password. • At first login, you will be asked to verify your device. If this is your preferred device, please select 'Yes' and choose a transaction method (PIN or Token). • If PIN is selected, you will be required to agree with the Terms of Use and create a 4-digit PIN which you will be using to complete your transactions instead of a token. Please note that you can always switch between PIN or token at any time by simply going to the Settings Menu of the mobile app. • A 6-digit secure code will be sent to your registered mobile phone via SMS to verify your device. • Enter this code in the app and your mobile phone will be successfully verified against your account profile. Now you can start using the App. Please note that this is required only when using a device for the first time. • If you chose to use the token as your preferred means of verifying your transactions, you will also be sent the 5-digit secure code via SMS to verify your device for the first time. Enter this code and your mobile phone will be successfully verified against your account profile. You will then be able to start using the GTWorld App. • Please note that you are not restricted to any device. All you need do at the first login is to select “No! This device is not mine” from the device verification screen

About

ThriftPlan

Features
Read full description

ThriftPlan is a Saudi FinTech company that offers a smart solution which helps companies create digital saving plans. ThriftPlan is redefining Social Security as we know it by offering an interactive investment solution for both employers and their employees. The ThriftPlan mobile app for employees brings the flexibility to view and manage the details related to their contributions, portfolios, returns, and a host of other features through a user-friendly interface. • Return Calculator An online calculator simulates the expected returns based on your specific parameters. • Manage how funds are invested Manage your money investment and monitor the funds easily and faster. • Track contribution status Stay up to date to your contribution status in a smart way. • Manage withdrawals online Handle all your withdrawals requests and manage them quicker than before. • Email and push notification to stay updated Step by step update through emails and mobile notifications. • Localized in English and Arabic Choose your preferred language and enjoy your experience. • Understand Vesting Schedule All you need to know about Vesting in one place to monitor. • TP Academy Enjoy and learn the best way of saving investing process to manage your money in the right way. If you are enrolled in ThriftPlan by your employer and do not have an account, please reach out to your relevant department, or contact our support team for assistance. Download ThriftPlan, let your future be financially secured and leave the stress behind and live your life.

Screenshots

GTWorld Kenya4 screens
ThriftPlan4 screens

Verdict

The call

GTWorld Kenya and ThriftPlan are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

GTWorld Kenya ships an update every 2 months, ThriftPlan every 6 weeks. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.

ScorecardNo meaningful differences
GTWorld Kenya versus ThriftPlan: the parameters behind the verdict, then further details
ParameterGTWorld KenyaThriftPlan
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.415.0 — better
Further details — not scored
Size67 MB43 MB
Age rating4+4+
DeveloperGuaranty Trust Bank (Kenya) LimitedThrift Plan Company For Information Technology

In-app purchases

None

GTWorld Kenya

No in-app purchases

None

ThriftPlan

No in-app purchases

Questions

Is GTWorld Kenya free?
GTWorld Kenya is free to download, with no in-app purchases.
Is ThriftPlan free?
ThriftPlan is free to download, with no in-app purchases.
Do GTWorld Kenya or ThriftPlan have ads?
Neither GTWorld Kenya nor ThriftPlan shows ads.
Which is updated more often, GTWorld Kenya or ThriftPlan?
GTWorld Kenya ships an update every 2 months, and ThriftPlan every 6 weeks. Most recently, GTWorld Kenya was updated on October 29, 2026 and ThriftPlan on October 25, 2026.

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