Comparison

Kuringo vs APS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kuringo

This app simplifies financial transactions, including remittances and payments, with a focus on customer service and fostering familial connections. It offers a secure and user-friendly experience for sending money to loved ones, with convenient pickup locations.

Highlights
  • Remittance services
  • Payment processing
  • User-friendly interface
  • Secure transactions
  • Customer service focus
  • Pickup locations
Features
Read full description

Welcome to the Kuringo FinTech App, your go-to solution for financial inclusion through remittance, payments, and more. Immerse yourself in the Kuringo experience, where our unwavering commitment to customer service is fueled by a mission to foster familial unity and facilitate seamless money transfers to the Gambia and beyond. Experience Kuringo's dedication to delivering an unparalleled customer journey. Meet our intuitive, secure, and user-friendly mobile application, thoughtfully crafted to simplify the money transfer process to your loved ones in the Gambia and beyond. Enjoy the convenience of strategically located pickup locations across The Gambia and beyond. Our outstanding TrustPilot rating of 4.8 is a testament to the trust and excellence our valued customers associate with Kuringo. This rating speaks volumes about the reliability and satisfaction experienced by those who choose our services. Embark on your Kuringo journey today and elevate your money transfers into cherished moments of joy and connection with your family.

About

APS

Send money internationally to The Gambia and other African countries with ease. This app offers secure and convenient online money transfers for cash pickup, bank deposits, mobile wallets, and utility top-ups. Enjoy low costs and instant transfers with real-time notifications.

Highlights
  • Instant money transfers
  • Cash pickup and bank deposit options
  • Mobile wallet and utility top-ups
  • Low fees and loyalty rewards
  • 24/7 online service
  • Secure payment technology
Features
Read full description

APS International is authorised and regulated by the relevant financial authorises and supervisory institutions in the UK, EEA Zone and the USA. APS is a leading money transfer (remittance) Company to The Gambia and other African countries. The APS app enables you to send instant money transfer and other remittance services online, in a safe, secure and convenient way, at your fingertips. All our services are available under the same app. You can send Money for cash pick-up, bank deposit, send money to mobile wallets, electricity top-up, mobile credit top-up, nduga and other innovative services. APS has an extensive pay-out branch and agency network. We make remittance collection easier for your beneficiaries through our financial inclusion drive, covering the last mile in our destination corridors. You can send money in 3 simple steps: Step 1: Enter the amount ; Step 2: Add/choose beneficiary details and Step 3: Confirm and make your payment. Why choose us? LOW COST – We have no hidden charges when you send money abroad. We have low fee’s starting from 99p with regular special offers to reward our loyal customers with zero commission transactions, through APS loyalty points. Our services are available 24/7 online via your computer, laptop, tablet or smartphone. INSTANT – Transfer worldwide where you and your recipient receive updated notifications by email and SMS for your peace of mind. SECURE – We have industry leading technology trusted for your payment security. CONVENIENCE – We offer a range of instant and convenient remittance collection. We have excellent bespoke payment solutions for our customers from world leading merchant providers. You can pay for your transaction with your Debit/Credit Card, bank to bank account transfer, Alternative Payment Methods, etc.

Screenshots

Kuringo4 screens
APS4 screens

Verdict

The call

The clearest difference is review sentiment: Kuringo at 100% against APS's 19%. Kuringo also leads on rating (5.0 vs 2.0) and monetization model (free vs free with in-app purchases). APS's advantage is update cadence (every 3 weeks vs every 3 months) and ratings volume (6 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Kuringo holds the better App Store score, 5.0 against 2.0. That said, the two scores are not equally well evidenced: APS has 6 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of Kuringo's written reviews are positive against 19% of APS's.

UpkeepUpdate frequency

Kuringo ships an update every 3 months, APS every 3 weeks. The most recent releases landed on September 8, 2026 and September 19, 2026 respectively.

Scorecard6 real differences · 4 level
Kuringo versus APS: the parameters behind the verdict, then further details
ParameterKuringoAPS
PriceFreeFree
Rating5.0 (1 ratings) — better2.0 (6 ratings)
Positive reviews100.0% of reviews — better19.2% of reviews
Number of ratings16 — better
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size83 MB56 MB
Age rating17+4+
DeveloperKuringo Company LTDAPS International Ltd

Customer experience

Kuringo

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

APS

All ratings6 ratings
Positive16.7%
Neutral0.0%
Negative83.3%
Written reviews26 reviews
Positive19.2%
Neutral3.8%
Negative76.9%

In-app purchases

None

Kuringo

No in-app purchases

None

APS

No in-app purchases

Questions

Is Kuringo free?
Kuringo is free to download, with no in-app purchases.
Is APS free?
APS is free to download, with no in-app purchases.
Which has better reviews, Kuringo or APS?
Kuringo is rated higher. Kuringo averages 5.0 out of 5 from 1 ratings, while APS averages 2.0 from 6 ratings.
Do Kuringo or APS have ads?
Neither Kuringo nor APS shows ads.
Which is updated more often, Kuringo or APS?
Kuringo ships an update every 3 months, and APS every 3 weeks. Most recently, Kuringo was updated on September 8, 2026 and APS on September 19, 2026.

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