Kuringo vs Universal Exchange
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kuringo
This finance app simplifies sending money abroad, focusing on remittances and payments. It aims to foster unity by facilitating seamless money transfers to specific regions. The user-friendly and secure mobile application is designed for an exceptional customer experience.
- International remittances
- Secure payments
- User-friendly interface
- Customer service focus
- Pickup locations
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Welcome to the Kuringo FinTech App, your go-to solution for financial inclusion through remittance, payments, and more. Immerse yourself in the Kuringo experience, where our unwavering commitment to customer service is fueled by a mission to foster familial unity and facilitate seamless money transfers to the Gambia and beyond. Experience Kuringo's dedication to delivering an unparalleled customer journey. Meet our intuitive, secure, and user-friendly mobile application, thoughtfully crafted to simplify the money transfer process to your loved ones in the Gambia and beyond. Enjoy the convenience of strategically located pickup locations across The Gambia and beyond. Our outstanding TrustPilot rating of 4.8 is a testament to the trust and excellence our valued customers associate with Kuringo. This rating speaks volumes about the reliability and satisfaction experienced by those who choose our services. Embark on your Kuringo journey today and elevate your money transfers into cherished moments of joy and connection with your family.
Universal Exchange
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Send money to your loved one quickly and easily, at the lowest possible cost with Universal Exchange Ltd. And always get the real exchange rate. Universal Exchange Ltd are using the real exchange rate to help expats, foreign students, businesses, freelancers and people living international lives to send, receive, and spend money securely, conveniently, and at a very low cost. · Send money to Asia, Europe, and Africa · Register for free, and you will be able to send money abroad. . Download our app for free from the store. · Spend abroad, stress-free with 0% commission. · Trusted by Thousands — just look us up on internet to see our happy reviews. . Universal Exchange Ltd is fully regulated, so your money’s safe and secure. Using Universal Exchange Ltd to: - You can send money to a your loved one abroad. - You can send money to a friend - You Pay a bill in abroad. - Pay off your mortgage or loan abroad in any currency EUR, USD, GBP, AED. - Get paid in multiple currencies (EUR, GBP, AED, USD, PKR, AFN), with no hidden fee.
Screenshots
Verdict
The clearest difference is update cadence: Universal Exchange at every 9 days against Kuringo's every 4 months. Universal Exchange also leads on iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kuringo ships an update every 4 months, Universal Exchange every 9 days. The most recent releases landed on November 3, 2026 and October 28, 2026 respectively.
| Parameter | Kuringo | Universal Exchange |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 4 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 13.0 — better |
| Further details — not scored | ||
| Size | 59 MB | 82 MB |
| Age rating | 4+ | 17+ |
| Developer | Kuringo Company LTD | Universal Exchange LTD |
In-app purchases
Kuringo
No in-app purchases
Universal Exchange
No in-app purchases
