MyPCU vs EF BOLT
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyPCU
Manage your finances on the go with this mobile banking application. Access account balances, transaction history, and transfer funds. Deposit checks, pay bills, and find nearby branches.
- Check account balance
- Pay bills
- View transaction history
- Transfer funds
- Deposit checks
- Find branches
- Manage alerts
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Do more with the MyPCU app. The MyPCU app allows you to: - Sign in with Face ID or Touch ID - Use Quick Balance to view account balances without signing in - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity. ...and more! For more information or to become a member of Peninsula Credit Union, visit us at www.pcfcu.org
EF BOLT
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EF BOLT enables authorized U.S. Bank Equipment Finance users to create and submit credit applications directly from a mobile device. Designed for convenience and efficiency, the app provides secure access for users with existing permissions to U.S. Bank Equipment Finance web applications, helping them manage credit application activity.
Screenshots
Verdict
The clearest difference is update cadence: EF BOLT at monthly against MyPCU's every 4 months. MyPCU's advantage is device support (4 vs 2). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyPCU ships an update every 4 months, EF BOLT monthly. The most recent releases landed on October 17, 2026 and October 20, 2026 respectively.
| Parameter | MyPCU | EF BOLT |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (587 ratings) — better | — |
| Positive reviews | 14.3% of reviews | — |
| Number of ratings | 587 — better | — |
| Update frequency | Every 4 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 16.6 |
| Further details — not scored | ||
| Size | 68 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Peninsula Credit Union | U.S. Bancorp |
Bugs and requests
MyPCU
Reported bugs
15 issues- App is very glitchy
- App is buggy and terrible
- App has so many errors
- App disables Face ID and requires frequent password/challenge question logins
- App makes it difficult to deposit checks by requiring challenge questions
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- App has issues with mobile deposit limits for businesses
- App has verification code issues for businesses
- Instant balance feature rarely works
- App frequently shows error messages requiring a call to the bank
- App randomly gives error messages after login
- App not opening on iOS 16.4
- App not opening on iOS 14.5
- App freezes on startup and crashes
- Cannot update on phone
- App name display issue with '&' instead of '&'
Requested features
6 requests- Fix app update issues on phones
- Fix app not opening on iOS 16.4
- Fix app not opening on iOS 14.5
- Increase mobile deposit limit for businesses
- Remove or improve verification code process for businesses
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- Fix the '&' display issue in account names
EF BOLT
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MyPCU
No in-app purchases
EF BOLT
No in-app purchases
Questions
Is MyPCU free?
Is EF BOLT free?
Do MyPCU or EF BOLT have ads?
Which is updated more often, MyPCU or EF BOLT?
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