UnelmaPay vs SIP Growth
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UnelmaPay
Manage all your payments with this comprehensive digital wallet. Send money globally, pay bills, book travel, and get a virtual card for online purchases. It's a complete payment ecosystem for your daily financial needs.
- Global money transfers
- International mobile top-up
- Instant P2P payments
- Utility bill payments
- Flight and hotel booking
- Virtual Visa card
- Gift card purchases
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Unelma Pay is a digital wallet that lets you pay, send and receive money — a complete payment ecosystem for everyday payments. WITH UNELMA PAY YOU CAN • Send money abroad — global remittance to supported countries, including Africa and Asia • Send international mobile top-up and recharge to phones worldwide • Send and receive money instantly between Unelma Pay users • Top up mobile balance and buy NTC & Ncell data packages • Pay utility bills — electricity, water, internet, TV, insurance premiums and traffic fines • Book domestic and international flights, hotels and bus tickets • Get a virtual Visa card for online payments worldwide • Buy international gift cards from hundreds of global brands • Load your wallet via local banks and supported payment partners • Track every payment with full history and downloadable PDF receipts Unelma Pay is more than a wallet — it's an entire payment ecosystem. JOIN THE COMMUNITY Facebook: https://www.facebook.com/unelmapay/ PROBLEMS? FEEDBACK? The more you tell us, the better UnelmaPay gets. https://unelmasupport.com
SIP Growth
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SIP Growth comes with advance and updated features that provide the best experience of managing your invested money in the mutual funds along with the other investments and allows you to draw the results of the funds anytime through systematic reports. SIP Growth keeps you aware of funds invested in the market and gives freedom to conduct self-research along with investment monitoring anytime from anywhere just through a click. Invest in Mutual funds within few seconds through a virtual platform and enjoy the new experience of online investment along with safety & security.
Screenshots
Verdict
The clearest difference is update cadence: UnelmaPay at every 6 days against SIP Growth's every 5 months. SIP Growth's advantage is iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UnelmaPay ships an update every 6 days, SIP Growth every 5 months. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | UnelmaPay | SIP Growth |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 6 days — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 36 MB | 27 MB |
| Age rating | 17+ | 4+ |
| Developer | Unelma Platforms | RED VISION COMPUTER TECHNOLOGIES PRIVATE LIMITED |
In-app purchases
UnelmaPay
No in-app purchases
SIP Growth
No in-app purchases
