Comparison

UnelmaPay vs Buddha Saving iSmart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UnelmaPay

This digital wallet facilitates secure and convenient online payments. It enables users to transfer funds between wallets, accept payments via major gateways, and manage utility bill payments. It's a comprehensive payment ecosystem for seamless transactions.

Highlights
  • Online payment processing
  • Wallet-to-wallet fund transfers
  • Accept payments via third-party gateways
  • Utility bill payments
  • Top-up services
Features
Read full description

Unelma Pay is a digital wallet that lets you pay, send and receive money — a complete payment ecosystem for everyday payments. WITH UNELMA PAY YOU CAN • Send money abroad — global remittance to supported countries, including Africa and Asia • Send international mobile top-up and recharge to phones worldwide • Send and receive money instantly between Unelma Pay users • Top up mobile balance and buy NTC & Ncell data packages • Pay utility bills — electricity, water, internet, TV, insurance premiums and traffic fines • Book domestic and international flights, hotels and bus tickets • Get a virtual Visa card for online payments worldwide • Buy international gift cards from hundreds of global brands • Load your wallet via local banks and supported payment partners • Track every payment with full history and downloadable PDF receipts Unelma Pay is more than a wallet — it's an entire payment ecosystem. JOIN THE COMMUNITY Facebook: https://www.facebook.com/unelmapay/ PROBLEMS? FEEDBACK? The more you tell us, the better UnelmaPay gets. https://unelmasupport.com

About

Buddha Saving iSmart

Features
Read full description

Buddha Saving iSmart is smart mobile banking and finance app for customers who want to use following features: Account Information Send Money & Receive Money Bills and Utilities Payments QR

Screenshots

UnelmaPay4 screens
Buddha Saving iSmart4 screens

Verdict

The call

The clearest difference is update cadence: UnelmaPay at every 6 days against Buddha Saving iSmart's every 9 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

UnelmaPay ships an update every 6 days, Buddha Saving iSmart every 9 months. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.

Scorecard1 real difference · 9 level
UnelmaPay versus Buddha Saving iSmart: the parameters behind the verdict, then further details
ParameterUnelmaPayBuddha Saving iSmart
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 6 days — betterEvery 9 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size36 MB67 MB
Age rating17+17+
DeveloperUnelma PlatformsDevanasoft Pvt Ltd

In-app purchases

None

UnelmaPay

No in-app purchases

None

Buddha Saving iSmart

No in-app purchases

Questions

Is UnelmaPay free?
UnelmaPay is free to download, with no in-app purchases.
Is Buddha Saving iSmart free?
Buddha Saving iSmart is free to download, with no in-app purchases.
Do UnelmaPay or Buddha Saving iSmart have ads?
Neither UnelmaPay nor Buddha Saving iSmart shows ads.
Which is updated more often, UnelmaPay or Buddha Saving iSmart?
UnelmaPay ships an update every 6 days, and Buddha Saving iSmart every 9 months. Most recently, UnelmaPay was updated on October 24, 2026 and Buddha Saving iSmart on October 13, 2026.

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