UnelmaPay vs Queen iSmart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UnelmaPay
Manage all your payments with this comprehensive digital wallet. Send money globally, pay bills, book travel, and get a virtual card for online purchases. It's a complete payment ecosystem for your daily financial needs.
- Global money transfers
- International mobile top-up
- Instant P2P payments
- Utility bill payments
- Flight and hotel booking
- Virtual Visa card
- Gift card purchases
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Unelma Pay is a digital wallet that lets you pay, send and receive money — a complete payment ecosystem for everyday payments. WITH UNELMA PAY YOU CAN • Send money abroad — global remittance to supported countries, including Africa and Asia • Send international mobile top-up and recharge to phones worldwide • Send and receive money instantly between Unelma Pay users • Top up mobile balance and buy NTC & Ncell data packages • Pay utility bills — electricity, water, internet, TV, insurance premiums and traffic fines • Book domestic and international flights, hotels and bus tickets • Get a virtual Visa card for online payments worldwide • Buy international gift cards from hundreds of global brands • Load your wallet via local banks and supported payment partners • Track every payment with full history and downloadable PDF receipts Unelma Pay is more than a wallet — it's an entire payment ecosystem. JOIN THE COMMUNITY Facebook: https://www.facebook.com/unelmapay/ PROBLEMS? FEEDBACK? The more you tell us, the better UnelmaPay gets. https://unelmasupport.com
Queen iSmart
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Queen iSmart is an official mobile app for Queen Saving & Credit Co-operative Ltd. which offers various banking services. Queen iSmart App is accessible only to cooperative customers who want to benefit from its services. Queen iSmart App is your go-to mobile banking app that brings the power of instant banking and payment services right to your fingertips. Major offerings of Queen iSmart App: - Banking (Account Information, Balance Inquiry, Mini/Full Account Statements, Cheque Request/Stop) - Send Money (Fund Transfer, Bank Transfer and Wallet Load) - Receive Money (via Internet Banking, Mobile Banking, and Connect IPS) - Instant Payments (Topup, Utility and Bill Payments) - Scan the QR code for easy payments - Bus and Flight Bookings
Screenshots
Verdict
The clearest difference is update cadence: UnelmaPay at every 6 days against Queen iSmart's every 11 months. Queen iSmart's advantage is iOS requirement (12.1 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UnelmaPay ships an update every 6 days, Queen iSmart every 11 months. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.
| Parameter | UnelmaPay | Queen iSmart |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 6 days — better | Every 11 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 12.1 — better |
| Further details — not scored | ||
| Size | 36 MB | 81 MB |
| Age rating | 17+ | 17+ |
| Developer | Unelma Platforms | Devanasoft Pvt Ltd |
In-app purchases
UnelmaPay
No in-app purchases
Queen iSmart
No in-app purchases
Questions
Is UnelmaPay free?
Is Queen iSmart free?
Do UnelmaPay or Queen iSmart have ads?
Which is updated more often, UnelmaPay or Queen iSmart?
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