Comparison

MoneyTide vs 3Up2Down 家計簿

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyTide

This personal finance app allows you to track expenses by scanning receipts, managing credit cards, and understanding your monthly spending. All your financial data is stored locally on your device for enhanced privacy and security.

Highlights
  • Receipt scanning with automatic data extraction
  • Track all bank accounts, cash, and credit cards
  • Monitor credit card billing cycles and due dates
  • Monthly spending summaries and category breakdowns
  • Import and export data in CSV format
  • Biometric security with Face ID
Features
Read full description

Your finances, on your terms. MoneyTide is a personal finance app that lives entirely on your device—no account, no cloud, no ads. Scan receipts to log expenses in seconds, track credit cards by billing cycle, and see exactly where your money goes each month. Scan receipts in one tap Point your camera at any receipt. MoneyTide extracts the date, merchant, and total automatically. Track every account Bank accounts, cash, and credit cards in one place. See your full financial picture at a glance. Never miss a due date Group transactions by billing cycle and track installments to stay ahead of every credit card payment. Understand your spending Monthly summaries and category breakdowns show where your money actually goes. Import and export CSV Your data is yours. Back it up, share it, or analyze it in any spreadsheet app. Secured with Face ID A biometric lock keeps your finances private from anyone but you. Everything stays on your device. No signup. No subscription. No ads.

About

3Up2Down 家計簿

Features
Read full description

【---------v2.0.0大幅アップデート-----------】 楽天証券との紐付けで毎日投資情報と家計簿アプリの資産が連携できるようになりました。 2段階認証、電話認証にも対応しているので、ぜひお試しください。 【他の家計簿アプリ●】 ●中途半端な銀行とクレジット提携機能で登録がめんどくさい(結局手動でつけた方がカテゴリ分けなど考えると早い) ●電卓機能がついているのとついてないのがある ●カテゴリーの追加機能が有料だったり編集できないものある ●色がごちゃごちゃして使いにくい ●メモ機能がついていない ●友達追加機能がない ●細いカテゴリー分けができたりできなかったり ●今月の貯金額が見えない ●目標金額が決められない ●カテゴリー毎の残高がわからない(例えば食費は残り何円か把握できない) ●紙の家計簿のように一覧をパッと見れない ●レシートは読み取れないものもある 【3Up2Downの特徴◆】 ◆全て手入力でまとまっていて漏れがなくすぐ始められる ◆シンプルなカレンダーから入力可能 ◆かわいいアイコンでカテゴリーに分けられている ◆電卓機能がある ◆白と黒を基調としてシンプルで、色を適度に使用しているためうるさくない ◆ひと目で貯金額が何円かわかって楽しい ◆目標金額を決められる ◆カテゴリー毎の残高を見ながら家計簿をつけられる ◆紙の家計簿のように1ヶ月の収支をパッと見れる ◆手入力だから間違えることがない 【どんな人におすすめ?】 ・手書き派の人におすすめ(1ヶ月の収支をパッと見れる) ・メモ機能をつけたい人 ・シンプルがいい人 ・かわいいアイコンが良い人 ・生活の質をあげたい人 ・貯金したい人 ・カレンダーですぐに入力したい人 ・他の家計簿アプリでは楽しくなくて飽きてしまった人 ・初心者でも簡単でざっくり入力できて楽しいアプリを求めている人 ・ログイン機能やパスワード機能で見られたくない人 皆さんの少しでも貯金の手助けになれば嬉しいです。是非ダウンロードして使ってみてください!

Screenshots

MoneyTide4 screens
3Up2Down 家計簿4 screens

Verdict

The call

The clearest difference is in-app purchases: MoneyTide at none against 3Up2Down 家計簿's 5. MoneyTide also leads on ads (none vs shown). 3Up2Down 家計簿's advantage is update cadence (every 4 days vs fortnightly). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 3Up2Down 家計簿 sells 5 in-app purchases, starting at $0.99 per month. MoneyTide asks for nothing beyond the download.

UpkeepUpdate frequency

MoneyTide ships an update fortnightly, 3Up2Down 家計簿 every 4 days. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

Scorecard3 real differences · 5 level
MoneyTide versus 3Up2Down 家計簿: the parameters behind the verdict, then further details
ParameterMoneyTide3Up2Down 家計簿
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyFortnightlyEvery 4 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone
Requires iOS17.016.6 — better
Further details — not scored
Size3 MB34 MB
Age rating4+4+
DeveloperSoffritto Inc.Ryunosuke Shinkubo

In-app purchases

None

MoneyTide

No in-app purchases

5 purchases

3Up2Down 家計簿

Subscriptions4
  • 広告なしプラン(200円)$0.991 Month
  • 広告なしプラン(300円)$1.991 Month
  • 月額プラン(広告なし)$2.991 Month
Show 1 more
  • 年額プラン(広告なし)$29.991 Year
One-time1
  • 買い切りプラン(広告あり)$59.99

Questions

Is MoneyTide free?
MoneyTide is free to download, with no in-app purchases.
Is 3Up2Down 家計簿 free?
3Up2Down 家計簿 is free to download, with in-app purchases available.
Do MoneyTide or 3Up2Down 家計簿 have ads?
3Up2Down 家計簿 shows ads; MoneyTide does not.
Which is updated more often, MoneyTide or 3Up2Down 家計簿?
MoneyTide ships an update fortnightly, and 3Up2Down 家計簿 every 4 days. Most recently, MoneyTide was updated on November 3, 2026 and 3Up2Down 家計簿 on November 7, 2026.

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