Comparison

XacBank vs Ureca

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

XacBank

Manage your finances with a comprehensive banking app. Perform various transactions, manage accounts, apply for loans, and order cards. New users can onboard digitally without visiting a branch.

Highlights
  • Internal and external bank transfers
  • Interbank and international money transfers
  • Bill payments
  • Account management and opening
  • Loan applications and management
  • Card ordering and management
  • Branch and ATM locator
Features
Read full description

Гүйлгээ: - Өөрийн данс хооронд гүйлгээ хийх - ХасБанкны данс хооронд гүйлгээ хийх - Банк хоорондын гүйлгээ хийх - Гадаад шилжүүлэг хийх - Хэрэглээний төлбөр төлөх - Мулти гүйлгээ хийх - QR кодоор гүйлгээ хийх - Утасны дугаараар гүйлгээ хийх - Багцаар гүйлгээ хийх Үйлчилгээ: - Дансны удирдлага - Харилцах хадгаламжийн данс нээх - Хадгаламж барьцаалсан зээл авах - Онлайн цалингийн зээл авах - Зээлийн хүсэлтүүд илгээх - Төлбөрийн карт захиалах - Картын нэмэлт тохиргоонууд - Дансны тодорхойлолт авах - ХасИнфо үйлчилгээг удирдах Бусад: - Салбар нэгжийн байршил - Тооцоолуур - Хандалтын түүх - Дансны удирлага Dear customer, With updated version of XacBank brings banking service to you even closer than before. If you are not XacBank customer yet, with new APP you would be able to onboard yourself with few clicks - you do not need to come to branch. Transfer: - Transaction within XacBank accounts - Transaction outside of XacBank accounts - Make an interbank transactions - Send worldwide transfers – SWIFT transaction - Multi transfer - Pay your bills - View your current, savings, loan, mortgage and credit card accounts Products: - Register yourself in digital banking - Account management functions - Open new savings account - Apply for deposit backed loan - Request for consumer loan - Order a card, get an E-Pin code, or change the status of card - Payment card management functions - Get a reference letter - Activation or deactivation of XacInfo service Additional features: - Find branches and ATMs near you - Loan and deposit calculator - Tracking - Other

About

Ureca

Invest in carbon credits to combat climate change and earn rewards. Discover high-quality emissions reduction projects worldwide, trade credits easily, and offset your personal footprint. The platform offers transparency and security through blockchain verification.

Highlights
  • Invest in carbon credits
  • Offset personal emissions
  • Discover emissions reduction projects
  • Trade carbon credits
  • Blockchain verified credits
  • Earn rewards for climate action
Features
Read full description

Are you ready to join the fight against climate change? The scale of climate change may seem overwhelming, but at URECA, we believe that technology can empower everyone to play a role in this important mission. That's why we're proud to introduce our climate investing platform, designed for anyone who wants to make a difference. Here’s why we think you’ll love our app: INVEST IN THE FUTURE * With URECA, you don't need to be a corporation or a big-time investor to participate. Ordinary people like you can invest in carbon credits generated by projects all the way from Peru to Malawi to Mongolia and contribute to the global effort to reduce greenhouse gas emissions. * And the best part? Not only will you be able to offset your own emissions footprint and earn rewards but the URECA platform allows anyone to trade in high quality carbon credits as an alternative investment. DISCOVER HIGH-QUALITY PROJECTS * Explore the world's best emissions reduction projects, ranging from forestation and renewable energy to improved cookstoves. * Get detailed information about the project developers, including project information, photos, videos, and the impact they're making. TRADE WITH EASE * Enjoy a user-friendly platform that makes buying and selling carbon credits a breeze. * Stay up-to-date with real-time data on carbon credit prices, availability, and vintage to make informed decisions. * Our platform ensures secure and efficient transactions, making trading carbon credits effortless. OFFSET AND EARN * Choose to resell or offset your carbon credits, and earn rewards for having been good to the planet. * Our marketplace offers social incentives and rewards for climate investing and personal carbon offsetting. TRANSPARENCY AND QUALITY * Each carbon credit is certified, verified and traced on the blockchain to ensure transparency and reliability. * We only work with the highest quality project developers and most impactful projects that meet the most stringent environmental, community, and biodiversity standards. START YOUR CLIMATE INVESTING JOURNEY TODAY * Our platform empowers project developers big and small from all over the world by making carbon financing more accessible and transparent. * We believe that at URECA we have built a marketplace that is made by project developers, for project developers. * Together, we can ignite a global movement of climate action and accelerate the fight against climate change. Download the URECA Marketplace app today and start your climate investing journey today.

Screenshots

XacBank4 screens
Ureca4 screens

Verdict

The call

The clearest difference is rating: Ureca at 5.0 against XacBank's 2.6. Ureca also leads on update cadence (weekly vs every 3 weeks) and iOS requirement (13.0 vs 15.0). XacBank's advantage is ratings volume (57 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Ureca holds the better App Store score, 5.0 against 2.6. That said, the two scores are not equally well evidenced: XacBank has 57 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

XacBank ships an update every 3 weeks, Ureca weekly. The most recent releases landed on August 19, 2026 and June 4, 2026 respectively.

Scorecard4 real differences · 6 level
XacBank versus Ureca: the parameters behind the verdict, then further details
ParameterXacBankUreca
PriceFreeFree
Rating2.6 (57 ratings)5.0 (1 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings57 — better1
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size139 MB63 MB
Age rating4+17+
DeveloperXac BankURECA PTE. LTD.

Customer experience

XacBank

All ratings57 ratings
Positive40.4%
Neutral0.0%
Negative59.6%
Written reviews22 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Ureca

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

XacBank

No in-app purchases

None

Ureca

No in-app purchases

Questions

Is XacBank free?
XacBank is free to download, with no in-app purchases.
Is Ureca free?
Ureca is free to download, with no in-app purchases.
Which has better reviews, XacBank or Ureca?
Ureca is rated higher. XacBank averages 2.6 out of 5 from 57 ratings, while Ureca averages 5.0 from 1 ratings.
Do XacBank or Ureca have ads?
Neither XacBank nor Ureca shows ads.
Which is updated more often, XacBank or Ureca?
XacBank ships an update every 3 weeks, and Ureca weekly. Most recently, XacBank was updated on August 19, 2026 and Ureca on June 4, 2026.

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