XacBank vs Ureca
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
XacBank
Manage your finances with a comprehensive banking app. Perform various transactions, manage accounts, apply for loans, and order cards. New users can onboard digitally without visiting a branch.
- Internal and external bank transfers
- Interbank and international money transfers
- Bill payments
- Account management and opening
- Loan applications and management
- Card ordering and management
- Branch and ATM locator
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Гүйлгээ: - Өөрийн данс хооронд гүйлгээ хийх - ХасБанкны данс хооронд гүйлгээ хийх - Банк хоорондын гүйлгээ хийх - Гадаад шилжүүлэг хийх - Хэрэглээний төлбөр төлөх - Мулти гүйлгээ хийх - QR кодоор гүйлгээ хийх - Утасны дугаараар гүйлгээ хийх - Багцаар гүйлгээ хийх Үйлчилгээ: - Дансны удирдлага - Харилцах хадгаламжийн данс нээх - Хадгаламж барьцаалсан зээл авах - Онлайн цалингийн зээл авах - Зээлийн хүсэлтүүд илгээх - Төлбөрийн карт захиалах - Картын нэмэлт тохиргоонууд - Дансны тодорхойлолт авах - ХасИнфо үйлчилгээг удирдах Бусад: - Салбар нэгжийн байршил - Тооцоолуур - Хандалтын түүх - Дансны удирлага Dear customer, With updated version of XacBank brings banking service to you even closer than before. If you are not XacBank customer yet, with new APP you would be able to onboard yourself with few clicks - you do not need to come to branch. Transfer: - Transaction within XacBank accounts - Transaction outside of XacBank accounts - Make an interbank transactions - Send worldwide transfers – SWIFT transaction - Multi transfer - Pay your bills - View your current, savings, loan, mortgage and credit card accounts Products: - Register yourself in digital banking - Account management functions - Open new savings account - Apply for deposit backed loan - Request for consumer loan - Order a card, get an E-Pin code, or change the status of card - Payment card management functions - Get a reference letter - Activation or deactivation of XacInfo service Additional features: - Find branches and ATMs near you - Loan and deposit calculator - Tracking - Other
Ureca
Invest in carbon credits to combat climate change and earn rewards. Discover high-quality emissions reduction projects worldwide, trade credits easily, and offset your personal footprint. The platform offers transparency and security through blockchain verification.
- Invest in carbon credits
- Offset personal emissions
- Discover emissions reduction projects
- Trade carbon credits
- Blockchain verified credits
- Earn rewards for climate action
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Are you ready to join the fight against climate change? The scale of climate change may seem overwhelming, but at URECA, we believe that technology can empower everyone to play a role in this important mission. That's why we're proud to introduce our climate investing platform, designed for anyone who wants to make a difference. Here’s why we think you’ll love our app: INVEST IN THE FUTURE * With URECA, you don't need to be a corporation or a big-time investor to participate. Ordinary people like you can invest in carbon credits generated by projects all the way from Peru to Malawi to Mongolia and contribute to the global effort to reduce greenhouse gas emissions. * And the best part? Not only will you be able to offset your own emissions footprint and earn rewards but the URECA platform allows anyone to trade in high quality carbon credits as an alternative investment. DISCOVER HIGH-QUALITY PROJECTS * Explore the world's best emissions reduction projects, ranging from forestation and renewable energy to improved cookstoves. * Get detailed information about the project developers, including project information, photos, videos, and the impact they're making. TRADE WITH EASE * Enjoy a user-friendly platform that makes buying and selling carbon credits a breeze. * Stay up-to-date with real-time data on carbon credit prices, availability, and vintage to make informed decisions. * Our platform ensures secure and efficient transactions, making trading carbon credits effortless. OFFSET AND EARN * Choose to resell or offset your carbon credits, and earn rewards for having been good to the planet. * Our marketplace offers social incentives and rewards for climate investing and personal carbon offsetting. TRANSPARENCY AND QUALITY * Each carbon credit is certified, verified and traced on the blockchain to ensure transparency and reliability. * We only work with the highest quality project developers and most impactful projects that meet the most stringent environmental, community, and biodiversity standards. START YOUR CLIMATE INVESTING JOURNEY TODAY * Our platform empowers project developers big and small from all over the world by making carbon financing more accessible and transparent. * We believe that at URECA we have built a marketplace that is made by project developers, for project developers. * Together, we can ignite a global movement of climate action and accelerate the fight against climate change. Download the URECA Marketplace app today and start your climate investing journey today.
Screenshots
Verdict
The clearest difference is rating: Ureca at 5.0 against XacBank's 2.6. Ureca also leads on update cadence (weekly vs every 3 weeks) and iOS requirement (13.0 vs 15.0). XacBank's advantage is ratings volume (57 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ureca holds the better App Store score, 5.0 against 2.6. That said, the two scores are not equally well evidenced: XacBank has 57 ratings behind it against 1, so its average is the more settled of the two.
XacBank ships an update every 3 weeks, Ureca weekly. The most recent releases landed on August 19, 2026 and June 4, 2026 respectively.
| Parameter | XacBank | Ureca |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (57 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 57 — better | 1 |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 139 MB | 63 MB |
| Age rating | 4+ | 17+ |
| Developer | Xac Bank | URECA PTE. LTD. |
Customer experience
XacBank
Ureca
In-app purchases
XacBank
No in-app purchases
Ureca
No in-app purchases







