Comparison

XacBank vs Netcapital Securities

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

XacBank

Manage your finances with a comprehensive banking app. Perform various transactions, manage accounts, apply for loans, and order cards. New users can onboard digitally without visiting a branch.

Highlights
  • Internal and external bank transfers
  • Interbank and international money transfers
  • Bill payments
  • Account management and opening
  • Loan applications and management
  • Card ordering and management
  • Branch and ATM locator
Features
Read full description

Гүйлгээ: - Өөрийн данс хооронд гүйлгээ хийх - ХасБанкны данс хооронд гүйлгээ хийх - Банк хоорондын гүйлгээ хийх - Гадаад шилжүүлэг хийх - Хэрэглээний төлбөр төлөх - Мулти гүйлгээ хийх - QR кодоор гүйлгээ хийх - Утасны дугаараар гүйлгээ хийх - Багцаар гүйлгээ хийх Үйлчилгээ: - Дансны удирдлага - Харилцах хадгаламжийн данс нээх - Хадгаламж барьцаалсан зээл авах - Онлайн цалингийн зээл авах - Зээлийн хүсэлтүүд илгээх - Төлбөрийн карт захиалах - Картын нэмэлт тохиргоонууд - Дансны тодорхойлолт авах - ХасИнфо үйлчилгээг удирдах Бусад: - Салбар нэгжийн байршил - Тооцоолуур - Хандалтын түүх - Дансны удирлага Dear customer, With updated version of XacBank brings banking service to you even closer than before. If you are not XacBank customer yet, with new APP you would be able to onboard yourself with few clicks - you do not need to come to branch. Transfer: - Transaction within XacBank accounts - Transaction outside of XacBank accounts - Make an interbank transactions - Send worldwide transfers – SWIFT transaction - Multi transfer - Pay your bills - View your current, savings, loan, mortgage and credit card accounts Products: - Register yourself in digital banking - Account management functions - Open new savings account - Apply for deposit backed loan - Request for consumer loan - Order a card, get an E-Pin code, or change the status of card - Payment card management functions - Get a reference letter - Activation or deactivation of XacInfo service Additional features: - Find branches and ATMs near you - Loan and deposit calculator - Tracking - Other

About

Netcapital Securities

Features
Read full description

Энэхүү аппыг ашигласнаар та “Нэтсэк ҮЦК” ХХК”-аар дамжуулан Монголын хөрөнгийн биржийн (МХБ) арилжаанд шууд захиалга өгөн оролцох боломжтой юм. Та МХБ-д бүртгэлтэй үнэт цааснаас худалдан авах, худалдах, дансаа хянах, ногдол ашгийн мөнгө авах, орлого зарлага хийх, багц үүсгэх, ашиг алдагдлаа тооцоолох зэрэг үйлдлийг энэхүү апп-аар гар утаснаасаа шууд хийж болно. “Нэтсэк ҮЦК” апп-ын онцлог: • Үнэт цаасны онлайн арилжаа хийх • Дансны хуулга, үлдэгдэл хянах • Хэрэглэхэд хялбар, ойлгомжтой • Найдвартай, хамгаалалт сайтай Жич: “Нэтсэк” апп-ыг ашиглахын тулд Нэтсэк ҮЦК ХХК-ийн харилцагч байх шаардлагатай буюу Нэтсэк ҮЦК-ийн байранд нэг удаа өөрийн биеэр ирж, үнэт цаасны данс болон эскроу данс нээлгэж, гэрээ байгуулах хэрэгтэйг анхаарна уу!

Screenshots

XacBank4 screens
Netcapital Securities4 screens

Verdict

The call

The clearest difference is update cadence: XacBank at every 3 weeks against Netcapital Securities's every 3 months. XacBank also leads on iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

XacBank ships an update every 3 weeks, Netcapital Securities every 3 months. The most recent releases landed on November 3, 2026 and October 27, 2026 respectively.

Scorecard2 real differences · 8 level
XacBank versus Netcapital Securities: the parameters behind the verdict, then further details
ParameterXacBankNetcapital Securities
PriceFreeFree
Rating2.6 (57 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings57 — better—
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size141 MB82 MB
Age rating4+17+
DeveloperXac BankNetcapital Financial Corporation NBFI LLC

In-app purchases

None

XacBank

No in-app purchases

None

Netcapital Securities

No in-app purchases

Questions

Is XacBank free?
XacBank is free to download, with no in-app purchases.
Is Netcapital Securities free?
Netcapital Securities is free to download, with no in-app purchases.
Do XacBank or Netcapital Securities have ads?
Neither XacBank nor Netcapital Securities shows ads.
Which is updated more often, XacBank or Netcapital Securities?
XacBank ships an update every 3 weeks, and Netcapital Securities every 3 months. Most recently, XacBank was updated on November 3, 2026 and Netcapital Securities on October 27, 2026.

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