XacBank vs DiGi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
XacBank
Manage your finances with a comprehensive banking app. Perform various transactions, manage accounts, apply for loans, and order cards. New users can onboard digitally without visiting a branch.
- Internal and external bank transfers
- Interbank and international money transfers
- Bill payments
- Account management and opening
- Loan applications and management
- Card ordering and management
- Branch and ATM locator
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Гүйлгээ: - Өөрийн данс хооронд гүйлгээ хийх - ХасБанкны данс хооронд гүйлгээ хийх - Банк хоорондын гүйлгээ хийх - Гадаад шилжүүлэг хийх - Хэрэглээний төлбөр төлөх - Мулти гүйлгээ хийх - QR кодоор гүйлгээ хийх - Утасны дугаараар гүйлгээ хийх - Багцаар гүйлгээ хийх Үйлчилгээ: - Дансны удирдлага - Харилцах хадгаламжийн данс нээх - Хадгаламж барьцаалсан зээл авах - Онлайн цалингийн зээл авах - Зээлийн хүсэлтүүд илгээх - Төлбөрийн карт захиалах - Картын нэмэлт тохиргоонууд - Дансны тодорхойлолт авах - ХасИнфо үйлчилгээг удирдах Бусад: - Салбар нэгжийн байршил - Тооцоолуур - Хандалтын түүх - Дансны удирлага Dear customer, With updated version of XacBank brings banking service to you even closer than before. If you are not XacBank customer yet, with new APP you would be able to onboard yourself with few clicks - you do not need to come to branch. Transfer: - Transaction within XacBank accounts - Transaction outside of XacBank accounts - Make an interbank transactions - Send worldwide transfers – SWIFT transaction - Multi transfer - Pay your bills - View your current, savings, loan, mortgage and credit card accounts Products: - Register yourself in digital banking - Account management functions - Open new savings account - Apply for deposit backed loan - Request for consumer loan - Order a card, get an E-Pin code, or change the status of card - Payment card management functions - Get a reference letter - Activation or deactivation of XacInfo service Additional features: - Find branches and ATMs near you - Loan and deposit calculator - Tracking - Other
DiGi
Manage your finances with ease, link multiple cards, and make fee-free transactions. Customize your app experience with mini-apps and discover exclusive discounts and promotions.
- Fee-free transactions
- Link multiple banking cards
- Customize app interface
- Integrated mini-apps
- Exclusive discounts and promotions
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Амьдралын чинь хэмнэлтэй нийцэх ая тухтай бүхэн Digi Pay-д бий. Enjoy everything! Шимтгэл хураамжгүй хялбар гүйлгээ: Дуртай картаа холбоод ямар ч шимтгэлгүйгээр төлбөр тооцоогоо хийгээрэй. Бас ердөө 4 оронтой пин кодоор гүйлгээ хийх тул тун хялбар! Өөрийн хүслээр апп-аа бүтээ: ХААН Банкны бүх картаа нэг дор холбох төдийгүй апп-ынхаа дүр төрх, бүтцийг хүссэнээрээ өөрчлөөрэй! Амьдралын хэмнэл, ая тухыг мэдэр: Амьдралын хэмнэлд нийцэх олон төрлийн мини апп-уудыг нэгтгэсэн ая тухтай үйлчилгээг enjoy! Гоё, гоё хөнгөлөлт, урамшуулал: Ойрхон гоё газруудын хөнгөлөлт, картын урамшууллуудаас битгий хоцроорой! Digi Pay delivers conveniences tailored to your lifestyle. Enjoy everything! • Free Transfers: Make transactions and payments at no cost by linking your preferred banking cards. • Effortless Comfort: Experience seamless service through a variety of mini-apps designed to complement your daily routine. • Convenient Savings: Stay tuned for irresistible promos and discounts. Don’t miss out!
Screenshots
Verdict
The clearest difference is rating: DiGi at 3.6 against XacBank's 2.6. XacBank's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, review sentiment, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DiGi holds the better App Store score, 3.6 against 2.6. That said, the two scores are not equally well evidenced: XacBank has 57 ratings behind it against 11, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.
XacBank ships an update every 3 weeks, DiGi fortnightly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.
| Parameter | XacBank | DiGi |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (57 ratings) | 3.6 (11 ratings) — better |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 57 — better | 11 |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 141 MB | 180 MB |
| Age rating | 4+ | 4+ |
| Developer | Xac Bank | Khan Bank |
Customer experience
XacBank
DiGi
In-app purchases
XacBank
No in-app purchases
DiGi
No in-app purchases
