Comparison

XacBank vs TDB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

XacBank

Manage your finances with a comprehensive banking app. Perform various transactions, manage accounts, apply for loans, and order cards. New users can onboard digitally without visiting a branch.

Highlights
  • Internal and external bank transfers
  • Interbank and international money transfers
  • Bill payments
  • Account management and opening
  • Loan applications and management
  • Card ordering and management
  • Branch and ATM locator
Features
Read full description

Гүйлгээ: - Өөрийн данс хооронд гүйлгээ хийх - ХасБанкны данс хооронд гүйлгээ хийх - Банк хоорондын гүйлгээ хийх - Гадаад шилжүүлэг хийх - Хэрэглээний төлбөр төлөх - Мулти гүйлгээ хийх - QR кодоор гүйлгээ хийх - Утасны дугаараар гүйлгээ хийх - Багцаар гүйлгээ хийх Үйлчилгээ: - Дансны удирдлага - Харилцах хадгаламжийн данс нээх - Хадгаламж барьцаалсан зээл авах - Онлайн цалингийн зээл авах - Зээлийн хүсэлтүүд илгээх - Төлбөрийн карт захиалах - Картын нэмэлт тохиргоонууд - Дансны тодорхойлолт авах - ХасИнфо үйлчилгээг удирдах Бусад: - Салбар нэгжийн байршил - Тооцоолуур - Хандалтын түүх - Дансны удирлага Dear customer, With updated version of XacBank brings banking service to you even closer than before. If you are not XacBank customer yet, with new APP you would be able to onboard yourself with few clicks - you do not need to come to branch. Transfer: - Transaction within XacBank accounts - Transaction outside of XacBank accounts - Make an interbank transactions - Send worldwide transfers – SWIFT transaction - Multi transfer - Pay your bills - View your current, savings, loan, mortgage and credit card accounts Products: - Register yourself in digital banking - Account management functions - Open new savings account - Apply for deposit backed loan - Request for consumer loan - Order a card, get an E-Pin code, or change the status of card - Payment card management functions - Get a reference letter - Activation or deactivation of XacInfo service Additional features: - Find branches and ATMs near you - Loan and deposit calculator - Tracking - Other

About

TDB

Manage your finances with this banking app. Open accounts, transfer funds, apply for loans, and make various payments. Access foreign exchange rates and find branch locations.

Highlights
  • Open and manage accounts
  • Perform domestic and international transfers
  • Order and manage cards
  • Apply for various loan types
  • Pay bills, taxes, and fines
  • Access foreign exchange rates
  • Locate branches and ATMs
Features
Read full description

Худалдаа Хөгжлийн банк нь хэрэглэгчдийн туршлагадаа үндэслэн хялбар шийдэл, шинэчлэгдсэн дизайн бүхий аппликейшнийг нэвтрүүллээ. Үндсэн боломжууд: 1. Данс - Иргэдийн харилцах, хадгаламжийн данс нээх - Шинээр Худалдаа хөгжлийн банкны харилцагчаар бүртгүүлэх - Дансны дэлгэрэнгүй мэдээлэл харах - Хадгаламжийн хугацаа сунгах, бүтээгдэхүүн шилжүүлэх 2. Гүйлгээ - Өөрийн данс хооронд гүйлгээ хийх - ХХБанк доторх гүйлгээ хийх - Банк хооронд гүйлгээ хийх - Олон улсын гүйлгээ хийх - Багц гүйлгээ хийх, зөвшөөрөх - Тогтмол шилжүүлэг хийх 3. Карт - Карт захиалах - Картын мэдээлэл харах - Картын төлөв өөрчлөх - Картын пин код авах 4. Зээл - Хадгаламж барьцаалсан зээл авах - Шугамын зээл авах - Автомашины зээл авах - Хэрэглээний цахим зээл авах - Тэтгэврийн зээл авах 5. Төлбөр - Билл төлбөр төлөх - Гаалийн төлбөр төлөх - Татвар төлөх - Автомашины торгуулийн төлбөр 6. Үйлчилгээ - Харилцагчийн мэдээлэл шинэчлэх - Үнэт цаас - Даатгал - Дансны тодорхойлолт 7. Нэмэлт боломж - Ханшийн мэдээлэл харах - Валют хоорондын тооцоолол хийх - Хадгаламжийн тооцоолол хийх - Орон сууцны, цалингийн, хадгаламж барьцаалсан зээлийн тооцоолол хийх - Зээлийн харьцуулсан тооцоолол хийх - ХХБ-ны салбар, ATM-н байршлын мэдээлэл харах Based on customer experience, Trade and Development Bank has developed a new application with simplified solutions and a modern, refreshed design. Key Features: 1. Account - Open current and savings accounts - Register as a new Trade and Development Bank customer - View detailed account information - Extend deposit terms and transfer between products 2. Transaction - Between your own accounts - Intra bank and interbank transactions - SWIFT transactions - Bulk transactions approval - Transaction template 3. Card - Order card - Check your cards information including enquiry - Change your cards limit and status - Generate PIN code - Generate e-PIN code 4. Loans - Savings deposit mloan - Line loan - Car loan - Digital loan - Pension loan 5. Payment - Bill payment - Tax payment - Customs payment - Car fines 6. Services - Update information - Securities - Insurance - Account statement 7. Additional functions - Foreign exchange rates - Calculation of the exchange rate - Calculation of savings - Mortgage, Salary and Savings deposit loan calculation - Compare loan - ATM, Branch Location

Screenshots

XacBank4 screens
TDB4 screens

Verdict

The call

The clearest difference is rating: XacBank at 2.6 against TDB's 2.3. XacBank also leads on iOS requirement (13.0 vs 15.5). TDB's advantage is update cadence (every 4 days vs every 3 weeks). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

XacBank holds the better App Store score, 2.6 against 2.3. Both are backed by a comparable volume of ratings — 57 and 32 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

UpkeepUpdate frequency

XacBank ships an update every 3 weeks, TDB every 4 days. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
XacBank versus TDB: the parameters behind the verdict, then further details
ParameterXacBankTDB
PriceFreeFree
Rating2.6 (57 ratings) — better2.3 (32 ratings)
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings57 — better32
Update frequencyEvery 3 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.5
Further details — not scored
Size141 MB110 MB
Age rating4+4+
DeveloperXac BankTrade and Development Bank of Mongolia

Customer experience

XacBank

All ratings57 ratings
Positive40.4%
Neutral0.0%
Negative59.6%
Written reviews22 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

TDB

All ratings28 ratings
Positive28.6%
Neutral3.6%
Negative67.9%
Written reviews17 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

XacBank

No in-app purchases

None

TDB

No in-app purchases

Questions

Is XacBank free?
XacBank is free to download, with no in-app purchases.
Is TDB free?
TDB is free to download, with no in-app purchases.
Which has better reviews, XacBank or TDB?
XacBank is rated higher. XacBank averages 2.6 out of 5 from 57 ratings, while TDB averages 2.3 from 32 ratings.
Do XacBank or TDB have ads?
Neither XacBank nor TDB shows ads.
Which is updated more often, XacBank or TDB?
XacBank ships an update every 3 weeks, and TDB every 4 days. Most recently, XacBank was updated on October 27, 2026 and TDB on October 25, 2026.

Other comparisons