Comparison

SB24 vs BAI Particular

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SB24

Manage your finances on the go with this banking app. It allows for international transfers, bill payments, balance checks, and instant statements in a secure and efficient manner.

Highlights
  • International transfers
  • Bill payments
  • Check balances privately
  • Instant statements
  • Secure banking
Features
Read full description

SB24 – Your bank always at hand Make international transfers, pay bills, check balances privately, and access instant statements — all in a simple, fast, and secure way, now with a new look.  Download the SB24 app today.

About

BAI Particular

Manage your finances with ease. Perform transfers, apply for credit instantly, and top up your Kamba card. Access banking services without visiting a physical branch.

Highlights
  • Perform transfers
  • Adhere to BAIDirecto without visiting a branch
  • Instant credit
  • Top up Kamba card
  • Monetize funds
Features
Read full description

Com o lançamento do BAIDirecto Particular os clientes poderão efecuar várias operações como transferências, aderir ao BAIDirecto sem necessidade de se deslocar a um balcão físico, fazer crédito instantâneo, carregar o seu cartão Kamba e rentabilizar os seus fundos.

Screenshots

SB244 screens
BAI Particular3 screens

Verdict

The call

The clearest difference is rating: SB24 at 4.6 against BAI Particular's 2.9. SB24 also leads on ratings volume (381 vs 37). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SB24 holds the better App Store score, 4.6 against 2.9. That said, the two scores are not equally well evidenced: SB24 has 381 ratings behind it against 37, so its average is the more settled of the two. Written reviews split almost evenly too, at 22% and 23% positive.

UpkeepUpdate frequency

SB24 ships an update every 6 weeks, BAI Particular monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
SB24 versus BAI Particular: the parameters behind the verdict, then further details
ParameterSB24BAI Particular
PriceFreeFree
Rating4.6 (381 ratings) — better2.9 (37 ratings)
Positive reviews22.2% of reviews23.1% of reviews — better
Number of ratings381 — better37
Update frequencyEvery 6 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size176 MB72 MB
Age rating4+17+
DeveloperStandard Bank GroupBanco Angolano de Investimentos

Customer experience

SB24

All ratings381 ratings
Positive90.3%
Neutral5.0%
Negative4.7%
Written reviews18 reviews
Positive22.2%
Neutral0.0%
Negative77.8%

BAI Particular

All ratings36 ratings
Positive41.7%
Neutral5.6%
Negative52.8%
Written reviews26 reviews
Positive23.1%
Neutral7.7%
Negative69.2%

Bugs and requests

SB24

Reported bugs

15 issues
  • Transfer errors with no proof of payment
  • Transfers not appearing in movement history
  • App freezes and needs restarting
  • User/password incorrect error on iPhone 14
  • App stopped working after update
Show 10 more
  • App is often not working
  • App always out of service, operations don't finish
  • App is unstable, shows offline messages
  • Cannot access first field of the app
  • App always out of service
  • App is very unstable
  • App is almost always unavailable
  • App always down and with connection failures
  • Face ID registration issue
  • Bug in registration area, cannot click create button

Requested features

8 requests
  • Improve transfer error reporting
  • Fix payment by reference functionality
  • Address frequent crashes and restarts
  • Resolve user/password incorrect errors
  • Ensure app works after updates
Show 3 more
  • Improve app stability and reliability
  • Fix registration bug
  • Make the first field activate properly

BAI Particular

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SB24

No in-app purchases

None

BAI Particular

No in-app purchases

Questions

Is SB24 free?
SB24 is free to download, with no in-app purchases.
Is BAI Particular free?
BAI Particular is free to download, with no in-app purchases.
Which has better reviews, SB24 or BAI Particular?
SB24 is rated higher. SB24 averages 4.6 out of 5 from 381 ratings, while BAI Particular averages 2.9 from 37 ratings.
Do SB24 or BAI Particular have ads?
Neither SB24 nor BAI Particular shows ads.
Which is updated more often, SB24 or BAI Particular?
SB24 ships an update every 6 weeks, and BAI Particular monthly. Most recently, SB24 was updated on October 24, 2026 and BAI Particular on October 25, 2026.

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