TKB TWINT vs debiX+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TKB TWINT
This app allows for secure and convenient mobile payments at thousands of locations, online shops, and parking meters. It also enables easy money transfers to and from friends, with integrated loyalty programs and customer card storage.
- Contactless mobile payments
- Online shopping payments
- Send and receive money
- Direct bank account transactions
- Loyalty program integration
- Customer card storage
Read full descriptionHide full description
Mit der kostenlosen TKB TWINT App bezahlen Sie mit Ihrem Mobiltelefon einfach und sicher in tausenden Läden an der Kasse, in Online Shops, Hofläden, beim Parkieren oder an Automaten. Weiter können Sie jederzeit Geld an Freunde senden oder von ihnen empfangen. Profitieren Sie bei Ihren Einkäufen durch Coupons oder Stempelkarten von attraktiven TWINT-Partnerangeboten. Wenn Sie Ihre Kundenkarten hinterlegen, können Sie beim Bezahlen mit TWINT auch deren Vorteile nutzen. Alle Ein- und Ausgänge werden direkt Ihrem Konto gutgeschrieben bzw. belastet. IHRE VORTEILE · Kontaktlos, einfach, sicher und bequem bezahlen · Rasch online einkaufen · Jederzeit Geld senden, empfangen und anfordern · Belastungen der Transaktionen direkt auf dem Bankkonto · Kein Bargeld und keine Kreditkarte nötig · Beim Bezahlen von Vorteilen und Rabatten profitieren · Kundenkarten hinterlegen VORAUSSETZUNGEN FÜR DIE REGISTRIERUNG · TKB Konto (Privatkonto) · Aktiver OLIVIA E-Banking Vertrag, der auf Sie persönlich lautet und eine installierte und aktivierte TKB Mobile Banking App SICHERHEIT · Die TKB TWINT App kann nur mittels Eingabe der 6-stelligen PIN oder der Face ID bzw. Touch ID benutzt werden. · Der Datentransfer entspricht den Sicherheitsstandards der Schweizer Banken und die Daten bleiben in der Schweiz. Bei Fragen wenden Sie sich bitte an unseren Helpdesk 0848 111 448. Weitere Informationen zur TKB TWINT App finden Sie unter www.tkb.ch/twint
debiX+
Manage your debit card digitally with this app. Authorize online purchases, view transactions, and control card settings securely. It offers biometric authentication and contactless payment options.
- Secure online purchase authorization
- Biometric authentication
- View debit card transactions
- Digital card deposit to wallets
- Contactless mobile payments
- Card settings and controls
- Push notifications for transactions
Read full descriptionHide full description
PREREQUISITE: You need a registration code (OTRC) to link your debit card or TWINT account to the app. You will receive the OTRC code from your bank. IMPORTANT: SIX will never ask you to disclose your card or login details via email, phone or SMS. Once successfully registered, you can benefit from the new digital features associated with your debit card or use security-related TWINT functions. The app ensures maximum security through hardened native app frameworks and 2-factor biometric authentication methods. Easy and secure online purchases: - Authorize online purchases using the secure 3D Secure procedure directly in the app. - Using biometrics, you can approve 3D Secure payments even more easily. - Debit card not at hand right now to make an online payment? No problem, look up your card details directly in the app. Keep an eye on your debit card transactions: - Overview of all debit card transactions in the last 100 days and max. 200 transactions (more account transactions can be found in your e-Banking). - Debit card transactions are immediately displayed to you as a push notification. - Set limits for push notifications Keep track of and manage your digital debit cards: - Shows which online provider or wallet your debit card is digitally deposited with. - You can block and unblock the digitally deposited debit card or delete it altogether. - An existing subscription is not affected by a block or cancellation. The merchant cannot make a charge to a blocked or deleted digital debit card and no transaction can be made at the payment wallet. - Give your debit card a name to better distinguish it from the others. - Look up the details of the debit card directly in the app if you don't have the physical card at hand. Mobile Payments - Did you know you can also use your debit card to make contactless payments with your smartphone? - Deposit your debit card from the app directly into the payment wallet on your device if your bank is setup for it. - Pay at all NFC terminals worldwide without opening the app for it. Card settings: - You can use the card settings to influence online shopping, cash withdrawals at ATMs, transactions to gambling & betting or contactless payment (if your bank is enabled for it). - Give your debit card a name in your card settings. This helps especially if you have multiple debit cards. - Remove individual debit cards from the app in your card's settings if needed. Please note that you will need a new OTRC code from your bank if you want to register the debit card in the app again. - Look up the debit card details directly in the app if you don't have the physical card handy. - Change your debit card PIN directly in the app. For a virtual debit card, the PIN is active immediately. If you have a physical debit card, you need to use the new PIN to withdraw money once at ATMs (not Postomats) or to make a balance inquiry so that you can pay in stores with the PIN. TWINT: Link your TWINT account to the debiX+ app to confirm the execution of security-critical TWINT functions (e.g., re-registration or the authorization of certain payments). NOTE: debiX+ works for Visa Debit and Debit Mastercard cardholders from selected banks in Switzerland and Liechtenstein, and for TWINT accounts from selected banks in Switzerland.
Screenshots
Verdict
The clearest difference is rating: TKB TWINT at 5.0 against debiX+'s 4.2. TKB TWINT also leads on review sentiment (25% vs 15%). debiX+'s advantage is ads (none vs shown) and update cadence (every 6 weeks vs every 3 months). On price, ratings volume, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TKB TWINT holds the better App Store score, 5.0 against 4.2. Both are backed by a comparable volume of ratings — 17 and 41 respectively. Written reviews point the same way: 25% of TKB TWINT's written reviews are positive against 15% of debiX+'s.
TKB TWINT ships an update every 3 months, debiX+ every 6 weeks. The most recent releases landed on September 23, 2026 and October 15, 2026 respectively.
| Parameter | TKB TWINT | debiX+ |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (17 ratings) — better | 4.2 (41 ratings) |
| Positive reviews | 25.0% of reviews — better | 14.7% of reviews |
| Number of ratings | 17 | 41 — better |
| Update frequency | Every 3 months | Every 6 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 57 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | Thurgauer Kantonalbank | SIX |
Customer experience
TKB TWINT
debiX+
In-app purchases
TKB TWINT
No in-app purchases
debiX+
No in-app purchases









