MyCredo vs Terabank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyCredo
Manage your finances with a modern, secure mobile banking application. Access all essential services, handle operations like currency exchange and loan applications, and manage savings and deposits with ease. Enjoy convenient banking from anywhere.
- Flexible home page interface
- Comprehensive operations page
- Digital loan applications
- Commission-free utility payments
- Modern savings management tools
- International money transfers
- Easy deposit management
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Mycredo – Credo Bank’s official mobile banking app for individuals. The updated version offers a modern design, flexible processes, and functionality that makes banking even more convenient. New features include: · Home page – Flexible interface with all essential services · Operations page – A complete space for all operations: from mobile top-ups to currency exchange · Digital loans – Get a loan without visiting a service center · Utilities – Pay easily with no commission · Deposits – Modern tools for managing your savings · International transfers – Send and receive money in 50+ countries · Savings – Save money comfortably and easily for any purpose Mycredo allows you to access banking services quickly, simply, and securely – wherever you are.
Terabank
Manage your finances securely and conveniently from your mobile device. Access your accounts, make payments, transfer funds, and even apply for new banking products with an intuitive interface.
- Secure login with Face ID/Touch ID
- Easy and scheduled payments
- Open any type of account
- Block or replace cards instantly
- Domestic and international transfers
- Effortless bill payments
- Apply for banking products
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Terabank is your ultimate mobile banking companion, designed to offer unparalleled convenience and security to control your finances anytime, anywhere , with a simple yet intuitive interface with an array of convenient features. Secure Login with Face ID & Touch ID: Enjoy swift and secure access to your account with Face ID or Touch ID authentication. Keep your banking safe and hassle-free. Payments Made Easy: Experience the simplicity of quick and secure transactions at your fingertips. Make same day or scheduled payments easily Open Any Type of Account: Whether you need a savings account, or a special deposit account, open any type, right from the app in minutes. Block or Replace Cards: Misplaced your card? No worries! Instantly block or request a replacement card with just a few taps, ensuring your finances are always secure. Transfer & Remittance: Transfer funds between your accounts or remit money domestically and internationally with ease and confidence. Bill Payments: Effortlessly pay your bills directly from the app. Manage utilities, credit card bills, and other payments all in one place. Request Banking Products: Apply for personal, home, or auto loans directly through the app. Get quick approvals and manage your loans seamlessly. Account information: View your statements, check balances, and recent transactions
Screenshots
Verdict
MyCredo and Terabank both sit at 4.7 stars, but that hides the real split: 100% of Terabank's written reviews are positive against 56% of MyCredo's. MyCredo's advantage is update cadence (every 8 days vs every 3 weeks). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for MyCredo against 4.8 for Terabank. Both are backed by a comparable volume of ratings — 155 and 230 respectively. Written reviews are what separate them: 56% of MyCredo's written reviews are positive against 100% of Terabank's.
MyCredo ships an update every 8 days, Terabank every 3 weeks. Both last shipped on November 3, 2026.
| Parameter | MyCredo | Terabank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (155 ratings) | 4.8 (230 ratings) — better |
| Positive reviews | 56.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 155 | 230 — better |
| Update frequency | Every 8 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 185 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | JSC Credo Bank | Terabank JSC |
Customer experience
MyCredo
Terabank
Bugs and requests
MyCredo
Reported bugs
5 issues- Login screen freezes
- Incompatible with older devices
- Forced updates break login functionality
- Incorrect balance display and currency conversion issues
- Inability to change cover image in settings
Requested features
7 requests- Add Western Union transfer option
- Implement monthly expense tracking by category
- Allow remote account closure
- Enable changing primary phone number remotely
- Provide English push notifications
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- Add option to delete synced contacts
- Improve in-app chat support
Terabank
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MyCredo
No in-app purchases
Terabank
No in-app purchases
