Comparison

CIBC Caribbean My Rewards vs ClicCash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CIBC Caribbean My Rewards

This digital loyalty program allows users to earn and redeem miles for travel, everyday purchases, and recurring payments. It offers advanced features like split payments and contactless transactions, transforming rewards into a digital currency for global use.

Highlights
  • Redeem miles for travel and purchases worldwide
  • Digital currency for rewards
  • Contactless payments via e-wallets
  • Split payments and miles purchase
  • Instant funds for travel mishaps
  • 24/7 smart agent support
Features
Read full description

CIBC Caribbean My Rewards is an exclusive benefit for customers of participating banks. It is more than a loyalty program—it's a world of endless possibilities to earn, redeem and get unparalleled benefits on the go. CIBC Caribbean My Rewards is a 100%-digital experience like no other, offering a wide marketplace to redeem miles for travel, everyday purchases, recurring payments, and a lot more. It also allows for advanced capabilities like split payments, miles purchase and contactless payments among others, all integrated into a user-friendly, seamless solution. Through the Miles Digital Card, your rewards become a digital currency (Miles) that allows you to shop for anything you want, whenever you want. To start doing so, simply add the Miles Digital Card to any major e-wallet (Google Pay, Apple Pay, Samsung Pay, PayPal, etc.) and use it to complete payment transactions, either online or contactless in store. With CIBC Caribbean My Rewards, you can now... * Redeem your miles at 100+ million merchants worldwide, online or in store via contactless * Redeem miles at over 28 million travel deals including airlines, hotels and car rentals. * Redeem your miles to travel flex, with 100% changeable reservations. * Book flights with no seat restrictions or blackout dates * Get instant funds directly on your Miles Digital Card for mishaps like flight delays, lost or delayed baggage, medical expenses and a lot more * International medical assistance and COVID-19 protection * Up to 3X upperMiles for redeeming your miles on travel within CIBC Caribbean My Rewards * Not enough miles to travel? Don't worry! Combine your miles with your credit card. Got a question? CIBC Caribbean My Rewards is a 100% digital experience. Reach out to alle, our smart agent, and get answers 24/7 from the app or web, via WhatsApp, iMessage or Facebook Messenger.

About

ClicCash

This digital wallet simplifies payments and money transfers across the Caribbean. Easily pay merchants, send funds to friends, top up mobile credit, and pay bills directly from your phone. Move between digital and cash seamlessly with a secure and reliable platform.

Highlights
  • Scan and pay merchants instantly
  • Send money to friends and family
  • Top up mobile credit
  • Simplify bill payments
  • Cash in/out via terminals and agents
  • Secure and compliant transactions
Features
Read full description

Tired of "Cash Only" signs and long ATM lines? Clic Happens! Say goodbye to the hassle and hello to ClicCash—the Caribbean’s smartest digital wallet designed for Money Made Easy. Whether you’re paying for lunch in St. John’s, splitting the bill with friends, or topping up your phone, ClicCash puts the power of digital money right in your pocket. Built for the Caribbean, by the Caribbean, we’re here to bridge the gap between cash and convenience. ### Why Choose ClicCash? Pay in a Clic: Use your phone to scan and pay at your favorite local merchants instantly. No more digging for change. Send Money Instantly: Send funds to friends and family across the street or across the island with zero stress. Top-Up on the Go: Keep the conversation going! Top up mobile credit for yourself or others directly from the app. Bill Pay Simplified: Handle your essentials without standing in a single line. Cash In/Out Anywhere: Use our network of Remote Payment Terminals (RPTs) and partner agents to move between cash and digital whenever you need. ### Rock-Solid Reliability & Security Compliant & Secure: We operate under strict regulatory frameworks (ONDCP registered PSP-0001) to ensure your money is always protected. Built for the Islands: Our technology is designed for resilience, so your transactions sync immediately regardless of banking delays or weather. Transparent Pricing: No hidden surprises. Just low, flat fees that keep more money in your pocket. ### Join the thousands of users making the switch to a cashless Caribbean. Download ClicCash today and experience the future of finance. ClicCash: Money Made Easy.

Screenshots

CIBC Caribbean My Rewards4 screens
ClicCash4 screens

Verdict

The call

The clearest difference is rating: CIBC Caribbean My Rewards at 4.6 against ClicCash's 3.7. CIBC Caribbean My Rewards also leads on ratings volume (256 vs 3) and monetization model (free vs ad-supported). ClicCash's advantage is update cadence (every 3 weeks vs every 3 months). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CIBC Caribbean My Rewards holds the better App Store score, 4.6 against 3.7. That said, the two scores are not equally well evidenced: CIBC Caribbean My Rewards has 256 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

CIBC Caribbean My Rewards ships an update every 3 months, ClicCash every 3 weeks. The most recent releases landed on September 21, 2026 and September 18, 2026 respectively.

Scorecard5 real differences · 5 level
CIBC Caribbean My Rewards versus ClicCash: the parameters behind the verdict, then further details
ParameterCIBC Caribbean My RewardsClicCash
PriceFreeFree
Rating4.6 (256 ratings) — better3.7 (3 ratings)
Positive reviews82.4% of reviews
Number of ratings256 — better3
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size172 MB43 MB
Age rating4+17+
DeveloperUpperClub IncClicCash Limited

Customer experience

CIBC Caribbean My Rewards

All ratings250 ratings
Positive93.6%
Neutral1.2%
Negative5.2%
Written reviews17 reviews
Positive82.4%
Neutral0.0%
Negative17.6%

ClicCash

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

CIBC Caribbean My Rewards

No in-app purchases

None

ClicCash

No in-app purchases

Questions

Is CIBC Caribbean My Rewards free?
CIBC Caribbean My Rewards is free to download, with no in-app purchases.
Is ClicCash free?
ClicCash is free to download, with no in-app purchases.
Which has better reviews, CIBC Caribbean My Rewards or ClicCash?
CIBC Caribbean My Rewards is rated higher. CIBC Caribbean My Rewards averages 4.6 out of 5 from 256 ratings, while ClicCash averages 3.7 from 3 ratings.
Do CIBC Caribbean My Rewards or ClicCash have ads?
Neither CIBC Caribbean My Rewards nor ClicCash shows ads.
Which is updated more often, CIBC Caribbean My Rewards or ClicCash?
CIBC Caribbean My Rewards ships an update every 3 months, and ClicCash every 3 weeks. Most recently, CIBC Caribbean My Rewards was updated on September 21, 2026 and ClicCash on September 18, 2026.

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