Latpay Terminal vs Optim System app
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Latpay Terminal
This secure application allows registered merchants to accept card payments directly from their iOS devices. It processes transactions with the same robust security as online payments, facilitating both invoice and over-the-counter sales.
- Accept card payments
- Secure transaction processing
- Invoice payments
- Over-the-counter sales
- iOS device compatibility
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Using our Terminal Application is easy. Simply download the secure app on any iOS Devices, register your merchant account with latpay, and you can start accepting payments. For invoice payments or over the counter sales, simply Tap your customers’ card and the payment will follow the same rigorous controls and authentication protocols as our tried and tested e-Commerce transactions. In fact, the transactions will pass through the same latpay payment hub as a “card not present” transaction. Mobile Payment Statistics Over 2 billion mobile phone or tablet users make mobile commerce transactions each year. 62% of smartphone users have made a purchase online using their mobile device in the last 6 months. Australia & New Zealand businesses experienced a 33% growth in mobile commerce from 2016 – 2017.
Optim System app
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Personal and business online payments with competitive exchange rates, virtual cards, and secure money-management tools — all from one WeOpsy account Bank transfers and payments. Enjoy same-day execution on local transactions with a personalized IBAN, secure global reach through the SWIFT network, and instant access to newly issued virtual cards for seamless online spending
Screenshots
Verdict
The clearest difference is update cadence: Optim System app at every 9 days against Latpay Terminal's every 6 months. Latpay Terminal's advantage is iOS requirement (13.1 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Latpay Terminal ships an update every 6 months, Optim System app every 9 days. The most recent releases landed on October 9, 2026 and October 21, 2026 respectively.
| Parameter | Latpay Terminal | Optim System app |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| Update frequency | Every 6 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.1 — better | 15.1 |
| Further details — not scored | ||
| Size | 7 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | Lateral Payment Solutions Pty Ltd | Optim Systems, Ltd. |
In-app purchases
Latpay Terminal
No in-app purchases
Optim System app
No in-app purchases
Questions
Is Latpay Terminal free?
Is Optim System app free?
Do Latpay Terminal or Optim System app have ads?
Which is updated more often, Latpay Terminal or Optim System app?
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