Comparison

Pichincha Token vs PayMon

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pichincha Token

This app provides specialized banking services for businesses to manage liquidity and achieve growth. It enables secure online banking operations by generating security codes to approve transactions.

Highlights
  • Business liquidity management
  • Secure online banking
  • Transaction approval codes
  • Growth support for companies
  • Cash Management service integration
Features
Read full description

Banco Pichincha te ofrece servicios especializados para que tu empresa maneje su liquidez apoyándote de esta manera al crecimiento continuo de tu empresa y el cumplimiento de tus metas. La aplicación Token Pichincha Empresas te permite realizar operaciones bancarias seguras en Banca Electrónica Empresas, generando códigos de seguridad para aprobar tus transacciones. Para activar este aplicativo debes ser cliente de Banco Pichincha y haber contratado el servicio de Banca Electrónica Empresas (Cash Managment). Una vez que te hayas afiliado al mismo, te llegará la información que necesitas para activar el aplicativo.

About

PayMon

This all-in-one platform simplifies school payments, including cafeteria, transport, and extracurricular activities. Parents can manage spending, view transaction history, and make purchases digitally, eliminating the need for cash.

Highlights
  • Digital school payments
  • QR code and contactless payments
  • Parental spending limits
  • Real-time transaction history
  • School community payment solution
  • Pre-purchase options
Features
Read full description

PayMon es la plataforma todo-en-uno diseñada para simplificar los pagos escolares: desde cafeterías, transporte, actividades extracurriculares, compras escolares y eventos , hasta servicios de academias*. Con PayMon, padres, alumnos y escuelas pueden olvidarse del efectivo y manejar todo desde una sola app. Fácil, seguro y eficiente: Recarga saldo desde casa con tarjeta o transferencia, paga con código QR o dispositivos contactless, sin efectivo, filas ni demoras. Control para los padres: Define límites de gasto, bloquea productos, revisa historial de consumos en tiempo real, realiza precompras y gestiona desde un solo lugar todo lo que sus hijos compran o pagan. Solución para la comunidad escolar: Digitalizamos la operación escolar —cobros, inscripciones, pagos recurrentes — facilitando los pagos y ahorrando tiempo a los padres y a la comunidad educativa. PayMon está transformando la manera en que familias e instituciones educativas gestionan sus pagos, haciendo más simple, seguro y transparente el día a día dentro de las instituciones. Una app para toda la comunidad escolar. ¿Tu colegio aún no digitaliza sus pagos con PayMon? Contáctanos al correo ventas@paymon.io *La variedad de pagos y su disponibilidad depende de los módulos que tenga activo tu colegio o academia.

Screenshots

Pichincha Token4 screens
PayMon4 screens

Verdict

The call

The clearest difference is rating: PayMon at 4.0 against Pichincha Token's 3.0. PayMon also leads on update cadence (every 4 days vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PayMon holds the better App Store score, 4.0 against 3.0. Both are backed by a comparable volume of ratings — 4 and 4 respectively.

UpkeepUpdate frequency

Pichincha Token ships an update every 2 months, PayMon every 4 days. The most recent releases landed on October 21, 2026 and October 15, 2026 respectively.

Scorecard2 real differences · 8 level
Pichincha Token versus PayMon: the parameters behind the verdict, then further details
ParameterPichincha TokenPayMon
PriceFreeFree
Rating3.0 (4 ratings)4.0 (4 ratings) — better
Positive reviews—52.0% of reviews
Number of ratings44
Update frequencyEvery 2 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size32 MB81 MB
Age rating4+4+
DeveloperBanco Pichincha C.A.PayMon Inc

Customer experience

Pichincha Token

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%

PayMon

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews25 reviews
Positive52.0%
Neutral0.0%
Negative48.0%

In-app purchases

None

Pichincha Token

No in-app purchases

None

PayMon

No in-app purchases

Questions

Is Pichincha Token free?
Pichincha Token is free to download, with no in-app purchases.
Is PayMon free?
PayMon is free to download, with no in-app purchases.
Which has better reviews, Pichincha Token or PayMon?
PayMon is rated higher. Pichincha Token averages 3.0 out of 5 from 4 ratings, while PayMon averages 4.0 from 4 ratings.
Do Pichincha Token or PayMon have ads?
Neither Pichincha Token nor PayMon shows ads.
Which is updated more often, Pichincha Token or PayMon?
Pichincha Token ships an update every 2 months, and PayMon every 4 days. Most recently, Pichincha Token was updated on October 21, 2026 and PayMon on October 15, 2026.

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