StashBox.ng vs Nirra
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
StashBox.ng
This app helps users save and invest money with flexible plans and competitive interest rates. It also offers opportunities to earn through referrals and provides access to car lease financing. Funds invested are lent to licensed pharmacists in Nigeria.
- Flexible savings plans
- Investment opportunities
- Referral bonuses
- Car lease financing
- Digital lending to pharmacists
- Quick withdrawals
Read full descriptionHide full description
StashBox App allows users Save, Invest and On-lend. Users save daily, weekly, monthly, or casually by linking debit cards or funding in-app Wallet. Savers earn between 0-13% per annum interest on 7 flexible savings plans while investors earn between 10-18% per annum. Save with tenor, without tenor; in NGN, in USD; short term, long term; with card or wallet; Save individually or invest in groups. Earn N1,000 when you refer a new saver or earn up to 50% p.a when you sign up for Investment referral network. Withdrawal takes only 5 seconds. Invested funds are availed digitally to licensed and regulated Pharmacists in Nigeria as loans up to N2m via the same app. Savers enjoy car lease finance to procure vehicles after saving 50% vehicle cost on the app. Save anyhow, anywhere and anytime with StashBox. StashBox is the Most Innovative Financial Technology company in Africa according to Africa Banking Brands Award 2020. Don’t miss out. Please download StashBox now.
Nirra
Instantly send and receive money, shop with installment payments, and apply for loans. Manage your finances and lifestyle needs all in one place.
- Instant money transfers
- Installment shopping
- Loan applications
- Receive money
- Pay bills
Read full descriptionHide full description
Send and receive money to anyone instantly, shop and pay installmentally or apply for a loan on Nirra.
Screenshots
Verdict
The clearest difference is review sentiment: StashBox.ng at 83% against Nirra's 0%. StashBox.ng also leads on rating (4.3 vs 2.3) and iOS requirement (9.0 vs 13.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
StashBox.ng holds the better App Store score, 4.3 against 2.3. Both are backed by a comparable volume of ratings — 20 and 16 respectively. Written reviews point the same way: 83% of StashBox.ng's written reviews are positive against 0% of Nirra's.
StashBox.ng ships an update every 3 weeks, Nirra every 2 weeks. Both last shipped on November 3, 2026.
| Parameter | StashBox.ng | Nirra |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (20 ratings) — better | 2.3 (16 ratings) |
| Positive reviews | 83.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 20 — better | 16 |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 35 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Stash Fintech Ltd | Liberta Leasing Limited |
Customer experience
StashBox.ng
Nirra
In-app purchases
StashBox.ng
No in-app purchases
Nirra
No in-app purchases
