Cabe Budget vs Otto
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Cabe Budget
Gain clarity on your spending habits to avoid month-end surprises. This tool simplifies tracking income and expenses with detailed categorization and account management.
- Expense and income tracking
- Checking account management
- Credit card management
- Category-based expense charts
- Annual financial summaries
- CSV data export
- iCloud backup
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With the app, you can clearly understand whether itβs time to avoid spending. This helps you prevent unpleasant surprises at the end of the month. The tool allows you to enter and track information in a simple and straightforward way. Main features: Expense and income entries: - Monthly, biweekly, weekly, and installment recurrence. - Allows credit card and checking account entries. - Export monthly or yearly data to a CSV file. This file can be viewed in any office suite, such as: Microsoft Excel, LibreOffice Calc, or a text editor of your choice. - Payment tracking. Checking account: - Checking account registration. - Cash flow and transaction tracking. - Balance adjustments and adjustment history. - Transfers between accounts. Credit card: - Credit card purchase and refund entries. - Statement control. - Card archiving. - Payment tracking. - Payment account for the credit card. Category: - Category registration. - Expense chart by category. Annual summary: - Annual balance between expenses and income. - Expense chart by category. - Annual statement. - Export data to CSV file. Settings: - Screen appearance: light, dark, and automatic. - Default wallet option for new entries. - iCloud backup. - Due date notifications. - Payment tracking. Available subscriptions: - Full Monthly Subscription: Get full access to all app features, including unlimited registrations (credit cards, accounts, and categories), CSV data export, iCloud backup, notifications, and ad removal. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Privacy Policy: https://sites.google.com/view/cabeapp/privacy-policy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula
Otto
Effortlessly manage personal finances and understand spending patterns. Gain insights into essential, important, and superfluous expenses with clear charts and behavioral classifications. Access helpful content to improve your financial literacy and maintain control.
- Expense recording
- Spending habit tracking
- Financial insights and charts
- Behavioral classification (survivor, balanced, spender)
- Expense categorization (essential, important, superfluous)
- Financial literacy content library
- Intuitive user experience
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Otto is the simplest way to organize your personal finances and understand where your money goes. With just a few taps, you can record your expenses, track your spending habits, and receive insights that make financial control a natural part of your daily life. The app classifies users according to their behavior, showing whether they are survivors, balanced, or spenders. In addition, it presents charts that clearly show where your money is being directed, highlighting whether expenses are essential, important, or superfluous. This clear view helps you make more conscious decisions and maintain balance between what is necessary and what can be adjusted. Otto also offers a library with simple but useful content, designed for those who want to improve their relationship with money and learn how to take better care of their finances. All of this comes with a practical and intuitive experience, with notifications and features that ensure you are always in control. New users are entitled to two months of free access. After this period, you can subscribe or cancel at any time, with no commitment. With Otto, you gain more clarity, more control, and less complication in your financial life.
Screenshots
Verdict
The clearest difference is update cadence: Cabe Budget at every 2 days against Otto's every 3 weeks. Otto's advantage is review sentiment (100% vs 86%) and iOS requirement (15.6 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Cabe Budget sells 1 in-app purchase, starting at $0.99 per month and Otto sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Cabe Budget ships an update every 2 days, Otto every 3 weeks. The most recent releases landed on October 12, 2026 and October 8, 2026 respectively.
| Parameter | Cabe Budget | Otto |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 85.7% of reviews | 100.0% of reviews β better |
| Update frequency | Every 2 days β better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.6 β better |
| Further details β not scored | ||
| Size | 15 MB | 25 MB |
| Age rating | +4 | +4 |
| Developer | Fernando Batista da Cruz | Lucas Siqueira |
Customer experience
Cabe Budget
Otto
In-app purchases
Cabe Budget
- Subscription$0.991 Month
Otto
- Otto Premium$0.991 Month









