Comparison

Epay USA vs Fundz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Epay USA

Manage your prepaid Visa card with this app. Check balances, view transactions, transfer money, and add funds quickly. It offers a secure and convenient way to handle your finances, with no credit check or minimum balance required.

Highlights
  • Check card balance
  • View transaction history
  • Transfer money
  • Add funds quickly
  • Direct deposit setup
  • Bill payment
  • ATM withdrawals
Features
Read full description

Take control of your finances TODAY! epay® Visa® Prepaid Card is a simple, secure and convenient way to manage your money. Your Money, your way Check tour balance, view your transactions and transfer money. You can use your epay® Visa® Prepaid Card to make purchases everywhere Visa® debit cards are accepted anywhere in the world. Register and activate your new account and start using your card on the things that matter most to you and your loved ones. ● Get your money into your epay® Visa® Prepaid Card account quickly ● Direct Deposits. A convenient way to add money to your epay® Visa® Prepaid Card ● Add Cash directly from your mobile phone in minutes ● Enjoy the freedom to handle your finances all from one account. ● Shop anywhere, pay your bills online or withdraw cash from ATM´s ● No Credit Check ● No Minimum Balance ● No hidden fees ● Set up and manage alerts The epay app is designed to help you manage your epay cards. Easily manage any epay card any time and anywhere. The epay® Visa® Prepaid Card is issued by Axiom Bank, N.A. Member of the FDIC.

About

Fundz

Easily manage your money and conduct digital transactions for everyday activities. Send and request funds, create shared monetary funds for events, and securely withdraw your balance to your bank account.

Highlights
  • Send and request money
  • Create shared funds for events
  • Track transactions
  • Withdraw funds to bank account
  • Link multiple cards and bank accounts
  • Receive transaction notifications
Read full description

The Fundz app allows you to manage your funds in a contacless manner and conduct digital transactions for numerous activities in your day-to-day life. Check out all the great features available that we are sure you'll love... SEND AND REQUEST MONEY • Create an account with an email address, bank account, or credit/debit card and start using the Fundz app. • Use your QR code to send or request money right away with Fundz. • Search by email address to find the person you’re looking for. • Fundz keeps track of all your incoming, outgoing, and pending transactions. SHARED FUNDZ • Create a monetary fund for dinners with friends, fundraisers, or any other event. • Invite friends, family, or colleagues to participate in your fund by easily and securely sending money within the app. • Contribute to funds you have been invited to with just a few taps. • Track the progress and see contributions to your funds until you’ve reached your goal. • Use the fund QR code to invite others in. CASH OUT • You can withdraw money from your balance to your bank account any time you want. • Link multiple cards and bank accounts to your Fundz app. • You can load digital balances using a credit/debit card or directly from your bank account. NOTIFICATIONS • Receive push notifications so you won't miss any transaction or invitation.

Screenshots

Epay USA4 screens
Fundz4 screens

Verdict

The call

The clearest difference is update cadence: Fundz at every 3 weeks against Epay USA's every 9 months. Epay USA's advantage is iOS requirement (9.1 vs 15.6). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.7 for Epay USA against 3.8 for Fundz. Both are backed by a comparable volume of ratings — 6 and 17 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

UpkeepUpdate frequency

Epay USA ships an update every 9 months, Fundz every 3 weeks. Both last shipped on November 3, 2026.

Scorecard2 real differences · 8 level
Epay USA versus Fundz: the parameters behind the verdict, then further details
ParameterEpay USAFundz
PriceFreeFree
Rating3.7 (6 ratings)3.8 (17 ratings) — better
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings617 — better
Update frequencyEvery 9 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS9.1 — better15.6
Further details — not scored
Size299 MB113 MB
Age rating4+4+
Developeri2c Inc.Cloud Payments, LLC (Apps)

Customer experience

Epay USA

All ratings6 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Fundz

All ratings16 ratings
Positive68.8%
Neutral0.0%
Negative31.3%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Epay USA

No in-app purchases

None

Fundz

No in-app purchases

Questions

Is Epay USA free?
Epay USA is free to download, with no in-app purchases.
Is Fundz free?
Fundz is free to download, with no in-app purchases.
Which has better reviews, Epay USA or Fundz?
Fundz is rated higher. Epay USA averages 3.7 out of 5 from 6 ratings, while Fundz averages 3.8 from 17 ratings.
Do Epay USA or Fundz have ads?
Neither Epay USA nor Fundz shows ads.
Which is updated more often, Epay USA or Fundz?
Epay USA ships an update every 9 months, and Fundz every 3 weeks. Most recently, Epay USA was updated on November 3, 2026 and Fundz on November 3, 2026.

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