Comparison

Rain Fintech vs FixedCost

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Rain Fintech

This app offers collateral-free, instant micro-loan services to help with daily financial needs. It calculates your credit score automatically using your national identification number and provides loan amounts from 50,000 to 800,000 MNT with flexible repayment terms.

Highlights
  • Collateral-free loans
  • Instant micro-loan service
  • Automatic credit score calculation
  • Loan amounts up to 800,000 MNT
  • Flexible repayment terms
  • 1% loan fee
Features
Read full description

Rain нь GTC санхүүгийн үйлчилгээ үзүүлдэг байгууллагын барьцаагүй зээлийн бүтээгдэхүүн юм. GTC нь 6655009 гэсэн бүртгэлийн дугаартай Монгол улсын хууль тогтоомжийн дагуу үйл ажиллагаа явуулах бүрэн эрхтэй билээ. Rain нь: Барьцаагүй, бичил зээлийн үйлчилгээ үзүүлж таны санхүүгийн өдөр тутмын асуудалд туслах зорилготой. Зээлийн хэмжээ: 50’000 MNT — 800’000 MNT Шимтгэл: Шимтгэл 1 хувь, та зээлээ төлөх үедээ төлөгдөх нөхцөлтэй. Хүү: Хүү таны зээлийн чадамжийн үнэлгээнээс хамааран 1-ээс 5 хувь байх болно. Гэхдээ бид хэрэглэгчиддээ шударга, хэрэгтэй үйлчилгээ үзүүлэх үүднээс хүүг тухайн зээлийн хугацааны турш ашигласан хоногоор тооцох болно. Зээлийн хугацаа: Манай зээлийн бүтээгдэхүүний хугацаа нь 14, 21, 28, 60 хоног гэсэн сонголттой. Credit Score: Credit score буюу таны зээлийн чадамжийг манай автомат систем тооцоолол хийнэ. Ингэхдээ бидэнд хэрэглэгчийн зөвхөн регистерийн дугаар л хэрэгтэй. Хэрхэн ашиглах: Rain app-аа татаад, бүртгэл болох утасны дугаар мөн регистерийн дугаараа оруулна. Хэрэв бид танд зээлийн үйлчилгээ үзүүлэх боломжтой гэж үзвэл танд бид мэдэгдэн, манай харилцагчийн төв дээр нэг удаа ирж гэрээ хийснээр та өөрийн зээлийн эрхийн хүрээнд хүссэн үедээ зээлээ аваад ашиглах юм. Танд амжилт хүсье, Rain Team. Contact us: E-mail: customer@gtc.mn Facebook: @rainfintechmn English: Rain is a loan-service product of GTC NBFI. Gtc NBFI is registered in Mongolia, registration no 6655009. The company follows all the regulation and the laws of Mongolia. The product Rain: This is a collateral-free, instant loan service app. Loan amount: Depends on the client profile, credit score. But the limit is between 50’000MNT to 800’000 MNT. Loan length: Loan length depends on the loan amount but starts from 60 days Loan Fee: Loan fee is 1%. Loan Interest Rate: Monthly interest rate is 2% to 3% which makes APR 24% to 36%. Credit Score: To compute the credit score, a user has to put phone no and national identification no on the. We will confirm the phone no with one time password. After that our automate computation system will compute the score. Thank you and goodluck, Rain Team. Contact us: E-mail: customer@gtc.mn Facebook: @rainfintechmn

About

FixedCost

Features
Read full description

[Key Features] - Set fixed costs on a yearly or monthly basis - Compare expenses with your income to see what's left - Set payment and withdrawal dates - Reorder and customize your expense list - Calendar view for tracking spending - Asset management simulator Tip: You can also track variable expenses alongside fixed costs to simulate your complete financial picture.

Screenshots

Rain Fintech4 screens
FixedCost3 screens

Verdict

The call

The clearest difference is price: Rain Fintech at Free against FixedCost's $1.99. Rain Fintech also leads on in-app purchases (none vs 1) and update cadence (every 3 weeks vs every 6 weeks). On ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Rain Fintech is free to download; FixedCost costs $1.99 up front. FixedCost sells 1 one-off in-app purchase. Rain Fintech asks for nothing beyond the download.

UpkeepUpdate frequency

Rain Fintech ships an update every 3 weeks, FixedCost every 6 weeks. The most recent releases landed on June 5, 2026 and September 19, 2026 respectively.

Scorecard5 real differences · 4 level
Rain Fintech versus FixedCost: the parameters behind the verdict, then further details
ParameterRain FintechFixedCost
PriceFree — better$1.99
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better17.6
Further details — not scored
Size32 MB13 MB
Age rating4+4+
DeveloperGOOD T C LLCkentaro kimoto

In-app purchases

None

Rain Fintech

No in-app purchases

1 purchases

FixedCost

One-time1
  • Remove Ads - Premium Unlock$2.99

Questions

Is Rain Fintech free?
Rain Fintech is free to download, with no in-app purchases.
Is FixedCost free?
FixedCost costs $1.99, and also offers in-app purchases.
Do Rain Fintech or FixedCost have ads?
Neither Rain Fintech nor FixedCost shows ads.
Which is updated more often, Rain Fintech or FixedCost?
Rain Fintech ships an update every 3 weeks, and FixedCost every 6 weeks. Most recently, Rain Fintech was updated on June 5, 2026 and FixedCost on September 19, 2026.

Other comparisons