myPaisaa vs Smart Plus.
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
myPaisaa
This app provides a digital platform for operating and participating in chit funds. It offers a transparent online experience for saving and borrowing, with digitized joining formalities, real-time auctions, and quick payouts. Various chit plans are available to suit different financial goals.
- Digital chit fund platform
- Transparent online auctions
- Real-time winner announcements
- 24-hour payout processing
- Digitized joining and KYC
- Multiple chit plan denominations
- Independent transaction management
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myPaisaa is a digital chit fund app built by Finsave Technologies Private Limited to make chit funds simple, transparent and easy to access for everyone. With myPaisaa, you can join chits, make payments, participate in auctions, and manage everything in one place - without the usual hassle. It's designed to give you a smooth, secure, and fully digital experience. We operate in alignment with the regulatory framework of the Chit Funds Act, 1982, along with applicable amendments, ensuring adherence to the legal standards governing chit fund operations in India. Chit fund is a unique financial instrument that works for both saving and borrowing purposes. We are a completely transparent online chit fund firm and it reflects in the way we do our auctions and payouts. Why myPaisaa: 1. We are registered as a business entity with the Government of Telangana, India 2. We are regulated by the Registrar of Chits and investment is 100% secured with a security deposit 3. Joining formalities are simple, transparent and completely digitized 4. Easy document submission through eKYC and eSign 5. Multiple diverse goals to cater to diverse customers 6. Chit information is readily available on the app 7. We hold multiple auctions every month as per the chit plan 8. All auctions are held in real-time on the app and winners announced immediately 9. Dividend and prize money payouts are completed within 24 hrs 10. Chit transactions can be managed independently through the app myPaisaa Chit Plans: myPaisaa Chit Plans have been designed keeping every single customer and their various goals in mind. They’re tailor-made to ensure you realize your goals in time, every time. Choose from 1 Lakh, 3 Lakhs, 5 Lakhs, 10 Lakhs, 15 Lakhs, 25 Lakhs chit plans with 1 to 4 auctions held every month. Go ahead, start your savings journey with us! We need the following permissions: 1. Camera & storage – To upload image or photo and proofs related to KYC and document upload. For any product feedback please reach us at info@mypaisaa.com Privacy – https://www.mypaisaa.com/privacy-policy.html T & C – https://www.mypaisaa.com/terms-conditions.html Licenses – https://www.mypaisaa.com/license.html
Smart Plus.
Buy and sell stocks with real-time quotes and updates. This finance app allows trading in equity, commodity, currency, and futures & options, with convenient online fund transfers. Access expert research and analysis on the go.
- Real-time stock quotes
- Equity, Commodity, Currency, F&O trading
- Online fund transfers
- Expert research and analysis
- Mobile trading on the go
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Smart Plus is an app from STEEL CITY for buying and selling of stocks. STEEL CITY brings the stock market to your mobile phone through this easy-to-use app, with lots of interesting add-ons and convenient features that you will absolutely love. You will get addicted before you know it! * Get Real-Time Stock Quotes and Updates * Trade and track in Equity, Commodity, Currency, and F&O Transfer funds online STEEL CITY Smart Plus app is a unique online trading application, which offers stockbroking services with the added benefits of expert research and analysis. This app brings all the benefits of STEEL CITY to your mobile phone so you can trade conveniently on the go, anytime. Steel City Securities Ltd. SEBI Registration No. : INZ000223538 Member Codes: NSE: 08061 | BSE: 456 | MCX: 56645 | NCDEX: 01293 | MSEI: 14500
Screenshots
Verdict
The clearest difference is update cadence: myPaisaa at monthly against Smart Plus.'s every 3 months. On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for myPaisaa against 5.0 for Smart Plus.. Both are backed by a comparable volume of ratings — 1 and 2 respectively.
myPaisaa ships an update monthly, Smart Plus. every 3 months. The most recent releases landed on October 7, 2026 and October 2, 2026 respectively.
| Parameter | myPaisaa | Smart Plus. |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (2 ratings) |
| Positive reviews | 69.8% of reviews | — |
| Number of ratings | 1 | 2 — better |
| Update frequency | Monthly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 46 MB | 87 MB |
| Age rating | 12+ | 4+ |
| Developer | Finsave Technologies Pvt Ltd | Steel City Securities Limited |
Customer experience
myPaisaa
Smart Plus.
In-app purchases
myPaisaa
No in-app purchases
Smart Plus.
No in-app purchases









