STS vs Money Wave
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
STS
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It’s a data management platform to help with TBM tunneling. It provides TBM operation monitoring and allows users to have safe and reliable access to real-time monitoring. The platform would improve TBM tunneling efficiency and thus shorten construction duration. The platform is mainly designed to conduct distance monitoring, construction progress management and work report generation
Money Wave
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Money Wave is your all-in-one financial calculator for smart money management. LOAN CALCULATOR - Calculate monthly payments for mortgages, car loans, personal loans - View detailed amortization schedule with principal and interest breakdown - Compare different loan terms and interest rates - Export payment schedules to PDF DEPOSIT AND SAVINGS CALCULATOR - Calculate compound interest earnings - Compare daily, monthly, quarterly, yearly compounding - Plan your savings goals with target calculations - Visualize growth with interactive charts INVESTMENT TOOLS - Future value calculator - Present value calculator - Return on investment (ROI) calculator - Compare multiple investment scenarios CURRENCY CONVERTER - Real-time exchange rates - Support for 150+ currencies KEY FEATURES - Clean, intuitive interface - Works offline - no internet required - Dark mode support - Multi-language support (12 languages) - Export results to PDF - Save and compare calculations - Beautiful charts and graphs PERFECT FOR - Home buyers calculating mortgage payments - Students planning education loans - Investors comparing savings options - Business owners analyzing financing - Anyone making smart financial decisions Download Money Wave today and take control of your financial future! Privacy Policy: https://sites.google.com/view/moneynest1/trang-ch%E1%BB%A7 Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: STS at none against Money Wave's 3. STS also leads on ads (none vs shown) and iOS requirement (13.2 vs 15.0). Money Wave's advantage is update cadence (every 4 days vs every 2 weeks). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money Wave sells 3 in-app purchases, starting at $1.99 per month. STS asks for nothing beyond the download.
STS ships an update every 2 weeks, Money Wave every 4 days. The most recent releases landed on October 27, 2026 and October 31, 2026 respectively.
| Parameter | STS | Money Wave |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Every 4 days — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.2 — better | 15.0 |
| Further details — not scored | ||
| Size | 12 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | 中铁工程装备集团有限公司 | Do Long |
In-app purchases
STS
No in-app purchases
Money Wave
- Premium Monthly$1.991 Month
- Premium Yearly$9.991 Year
- Premium Lifetime$19.99
