Provision vs PayPriority

Provision gives you 30+ financial calculators that show results as you type — no “calculate” button, no waiting. Loans, savings, retirement, tax and budgets, with numbers that match where you live. Set your region once and every calculator uses the right currency, tax brackets and contribution rates. Malaysia, Singapore, Thailand, Indonesia, the Philippines and Vietnam are built in. Every figure carries the date it’s current to and a link to the authority it came from, so you can check it yourself. CALCULATORS Personal loan, home loan, car loan, credit card repayment, refinance and loan comparison. Compound interest, savings goal, ROI, Rule of 72, time value of money and asset allocation. Emergency fund, debt-to-income, savings rate, net worth and inflation. Retirement goal, withdrawal sustainability and financial independence. Income tax, service tax, and a retirement fund projection using your country’s own scheme — EPF, CPF or the local equivalent. YOUR OWN NUMBERS Enter your household, income and commitments once and calculators open already filled in. Track income and deductions like a payslip, split spending across eight budgeting frameworks, and watch your net worth move. PLANS Not sure where to start? Pick a plan that fits your situation — just started earning, building on your own, getting married, family with children, single parent, buying your first home, approaching retirement. Each plan is a short sequence of calculators with a reason for every step. GOALS Turn a calculation into something you’re working towards. Set a target from a result you’ve already seen, add checkpoints, and track it to 100%. KEEP AND SHARE History saves every calculation automatically. My Files is for the ones you keep on purpose, in folders you name, reopening on the result. Share any result as a designed card or a PDF — as often as you like. CONVERTERS Length, weight, area, volume, temperature, speed, data, time, energy, pressure, fuel economy and precious metals. Local units included — tael and mace for gold, the Malaysian “point” for land. PRIVACY No account. No sign-up. Your figures stay on this device and are never uploaded. PRO No ads. Face ID or passcode lock, on the whole app or just the screens that matter, plus a mode that swaps your figures for dots. Unlimited budgets, finance snapshots and folders. Every colour theme and alternate app icon. Plans you build yourself. Free includes every calculator, every region, the charts and unlimited sharing — and always will. WHY PROVISION → Results update live as you type — no submit button → Six regions with real tax tables, dated and sourced → Profile prefill: enter your income once, calculators open ready → Share results as designed cards, not screenshots → History saves automatically so you can revisit and compare → Face ID lock for the screens that hold real numbers → Built for real decisions, not financial trivia

Take control of your debt and see exactly when you'll be debt-free. PayPriority creates a personalized payoff plan, shows you what to pay each day, and helps you save thousands in interest. FREE TO START - Track your first 3 debts completely free. Upgrade to Premium for unlimited debts. SEE YOUR EXACT DEBT-FREE DATE No more guessing. PayPriority calculates exactly when you'll be debt-free based on your budget, debts, and chosen strategy. Watch your debt-free date get closer with every payment. SAVE THOUSANDS IN INTEREST Choose between the Avalanche method (highest interest first) or Snowball method (smallest balance first). See exactly how much interest you're saving compared to making minimum payments. Most users save over $3,000. NEVER MISS A PAYMENT Get daily recommendations showing exactly what to pay and when. PayPriority prioritizes your debts, checks your available cash, and warns you about upcoming due dates. No more late fees or penalties. CHOOSE YOUR STRATEGY - Avalanche: Pay off highest interest debts first (saves the most money) - Snowball: Pay off smallest debts first (builds motivation with quick wins) - Custom: Set your own priority order HOME SCREEN WIDGETS Stay motivated with beautiful widgets showing your debt payoff progress, total debt remaining, next payment due, and days until debt-free. TRACK YOUR PROGRESS - See how much you've paid off with visual progress rings - Record payments with automatic interest calculations - View detailed payment breakdowns (principal vs. interest) - Track payment history for every debt MANAGE ALL YOUR DEBTS Track everything in one place: credit cards, student loans, auto loans, personal loans, medical bills, and any debt with interest. YOUR DATA IS PRIVATE Everything is stored locally on your device. No account required. No data sharing. No ads. FREE VS PREMIUM FREE TIER: - Track 1 debt - All calculation features - Home screen widgets - Payment tracking - No time limit PREMIUM: - Unlimited debts - Track credit cards, loans, and bills - Optimize your complete debt portfolio - Advanced analytics - Everything in Free tier HOW IT WORKS 1. Add Your Debts: Enter your credit cards, loans, or any debt with interest 2. Set Your Budget: Tell us how much you can pay toward debt each month 3. Choose Your Strategy: Avalanche (save more) or Snowball (quick wins) 4. Follow Your Plan: We tell you what to pay each day 5. Become Debt-Free: Watch your progress and celebrate milestones PERFECT FOR - Credit card debt payoff - Student loan management - Multiple debt coordination - Budget-conscious families - Anyone tired of feeling overwhelmed by debt SUBSCRIPTION INFORMATION PayPriority offers optional Premium subscriptions: Monthly (billed monthly, cancel anytime), Annual (best value, billed yearly), and Lifetime (one-time purchase, pay once and use forever). Payment will be charged to your iTunes account at confirmation of purchase. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscriptions and turn off auto-renewal in your Account Settings after purchase. Privacy Policy: https://paypriority.app/privacy/ Terms of Use: https://paypriority.app/terms/ Start your debt-free journey today. Download PayPriority now.