Comparison

Kemel vs Conta oxpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

About

Kemel

Manage your finances with ease. Send and receive payments, make transfers, pay bills, and recharge your phone. Enjoy exclusive promotions and seamless online purchases.

Highlights

Receive payments and remunerations
Make PIX and TED transfers
Withdraw cash at Banco24Horas
Pay bills and recharge mobile
Shop across the Visa network
Participate in exclusive promotions

Read full description

Kemel chegou para facilitar a sua vida! Tudo de um jeito simples, rápido e seguro. Com ele você pode: • Receber pagamentos e remunerações • Fazer PIX e TED • Sacar no Banco24Horas • Pagar contas e recarregar o celular • Comprar em toda a rede Visa • Participar de promoções exclusivas Tenha acesso aos serviços que você sempre quis! Compras online | Assinatura de séries e filmes | Aplicativos de música Comida delivery | Táxi por aplicativo e muito mais. São infinitas possibilidades tudo na palma da sua mão. Baixe o aplicativo, agora mesmo! Atendimento WhatsApp 11 5196-7000

About

Conta oxpay

Features

Read full description

Chegou a nova conta digital que vai te dar mais flexibilidade e menos burocracia para controlar seu dinheiro, baixe agora mesmo!

Screenshots

Kemel4 screens

Conta oxpay4 screens

Verdict

The call

Kemel and Conta oxpay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Kemel ships an update every 4 weeks, Conta oxpay fortnightly. Both last shipped on October 24, 2026.

ScorecardNo meaningful differences

Kemel versus Conta oxpay: the parameters behind the verdict, then further details
Parameter	Kemel	Conta oxpay
Price	Free	Free
Positive reviews	27.3% of reviews	—
Update frequency	Every 4 weeks	Fortnightly — better
Ads	No	No
In-app purchases	No	No
Monetization	Free	—
Devices	iPhone, iPod	iPhone, iPad
Requires iOS	15.1 — better	16.6
Further details — not scored
Size	130 MB	150 MB
Age rating	4+	17+
Developer	Jazz Tecnologia e Solucoes em Meios de Pagamento Ltda	OXPAY MEIOS DE PAGAMENTOS LTDA

In-app purchases

None

Kemel

No in-app purchases

None

Conta oxpay

No in-app purchases

Questions

Is Kemel free?

Kemel is free to download, with no in-app purchases.

Is Conta oxpay free?

Conta oxpay is free to download, with no in-app purchases.

Do Kemel or Conta oxpay have ads?

Neither Kemel nor Conta oxpay shows ads.

Which is updated more often, Kemel or Conta oxpay?

Kemel ships an update every 4 weeks, and Conta oxpay fortnightly. Most recently, Kemel was updated on October 24, 2026 and Conta oxpay on October 24, 2026.