Loan Express vs Sail Loans
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Loan Express
Manage your loan payments conveniently with real-time updates and scheduling. Track your payment history and communicate directly with your provider through a fast and easy interface.
- Real-time payment processing
- Payment scheduling
- View payment history
- Direct chat with provider
- Fast and easy interface
Read full descriptionHide full description
Make and schedule your Loan Express payment in real-time. The Loan Express App is the easiest way to make your payment, see your payment history, and chat with your provider. It's fast and easy.
Sail Loans
Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.
- Loan application up to $4,000
- Same-day fund deposit
- Customer profile editing
- Loan repayment management
- Refer-A-Friend program
- Installment and full payment options
Read full descriptionHide full description
Complete our loan application and get approved for up to $4,000 within minutes of submitting your information. Your money will be deposited directly into your bank account and the rest will be placed into a secure account. Finish your application before 1:30 pm CST to receive your funds the same day, restrictions may apply. Within this app, you can edit your customer profile and view your savings with a simple click of a button. You can also manage and review your re-payment options, as well as make payments towards your loan without ever leaving home. You can also access your custom Refer-A-Friend code to earn extra cash. Max APR is 35.99%. Loan terms range from 12 – 24 months with loan amounts from $100 – $4,000. Repayment Plans: - Installment Payments: You may pay back your loan principal plus accrued interest through a number of scheduled payments made over the loan term. - Full Payment: You may pay back your loan in full at any time without any prepayment charges. - Early or Partial Payment: You may make an early or partial principal payment on your loan at any time with no prepayment penalties. Representative example of the total cost of the loan: Loan amount of $1,000.00 with loan term of 12 months; APR of 35.99%. Your bi-weekly repayment will be $46.06. The total of payments will be $1,197.55 and your cost will be $197.55. Download now!
Screenshots
Verdict
The clearest difference is review sentiment: Sail Loans at 100% against Loan Express's 0%. Sail Loans also leads on rating (3.8 vs 2.7) and update cadence (every 3 months vs every 19 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sail Loans holds the better App Store score, 3.8 against 2.7. Both are backed by a comparable volume of ratings — 7 and 5 respectively. Written reviews point the same way: 0% of Loan Express's written reviews are positive against 100% of Sail Loans's.
Loan Express ships an update every 19 months, Sail Loans every 3 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | Loan Express | Sail Loans |
|---|---|---|
| Price | Free | Free |
| Rating | 2.7 (7 ratings) | 3.8 (5 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 7 — better | 5 |
| Update frequency | Every 19 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 17.6 | 13.4 — better |
| Further details — not scored | ||
| Size | 47 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Financial Operating | Americash Loans LLC |
Customer experience
Loan Express
Sail Loans
In-app purchases
Loan Express
No in-app purchases
Sail Loans
No in-app purchases
Questions
Is Loan Express free?
Is Sail Loans free?
Which has better reviews, Loan Express or Sail Loans?
Do Loan Express or Sail Loans have ads?
Which is updated more often, Loan Express or Sail Loans?
Other comparisons
