Loan Express vs Smart Loan Plus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Loan Express
Manage your loan payments conveniently with real-time updates and scheduling. Track your payment history and communicate directly with your provider through a fast and easy interface.
- Real-time payment processing
- Payment scheduling
- View payment history
- Direct chat with provider
- Fast and easy interface
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Make and schedule your Loan Express payment in real-time. The Loan Express App is the easiest way to make your payment, see your payment history, and chat with your provider. It's fast and easy.
Smart Loan Plus
This app helps you save money on loans and mortgages by calculating the impact of extra principal payments. Compare loan scenarios, visualize interest savings, and reduce your loan term.
- Calculate personal, mortgage, and car loans
- Visualize interest savings and reduced loan terms
- Compare loan scenarios side-by-side
- Access loan amortization tables
- Save and manage favorite loan calculations
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With just small payments to the principal of your loan you can save big money and decrease the time of your loan. Smart Loan Plus provide the tool no bank wants you to know. With simple calculations clearly see you payment and the total paid at the end of your loan, specially the interest paid. Compare loan with clear and visible indicators, save your your favorites and much more. Beat the Bank, and Start Saving TODAY!!! This is an excellent investment and with a purchase of an inexpensive subscription you can Save Thousands of Dollars!!! On your current and future Mortgage and Loans. App Features - Effortless, Accurate, and Fast Calculations. - Calculate Personal, Mortgage & Car Loans. - Save money and reduce your mortgage loan time by making payments to the loan principal. - Save calculation can be done for new or current loan by entering the month you will start doing the extra payments. - Access to your loan amortization table. - Safe your loan and access when needed on Favorite tab. App will allow to edit loan name after saved and delete them as needed. - Smart & Easy “Side by Side” Loan Comparison with visual indicators. - Make informed decisions comparing scenarios specially between payment and interest paid. -Select the best loan option that fit your need. - And Most Important… SAVE MONEY!!!!!!!! Smart Loan Plus Subscription Terms: - This app provides an Auto-renurable subscriptions. - Subscription will unlock all features of the app. - You'll be charged as a recurring transaction through your iTunes account starting at the end of your free trial (unless you cancel during the free trial). - Payment automatically renews unless you cancel your account at least 24 hours before the end of the current subscription month. - You can manage your subscription, cancel anytime, or turn off auto-renewal by accessing your iTunes account. - When canceling a subscription, your subscription will stay active until the end of the period. - Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: Smart Loan Plus at 5.0 against Loan Express's 3.4. Smart Loan Plus also leads on update cadence (weekly vs every 19 months). Loan Express's advantage is in-app purchases (none vs 5) and ratings volume (5 vs 1). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Smart Loan Plus sells 5 in-app purchases, starting at $1.99 per year. Loan Express asks for nothing beyond the download.
Smart Loan Plus holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: Loan Express has 5 ratings behind it against 1, so its average is the more settled of the two.
Loan Express ships an update every 19 months, Smart Loan Plus weekly. The most recent releases landed on September 24, 2026 and June 5, 2026 respectively.
| Parameter | Loan Express | Smart Loan Plus |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (5 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 5 — better | 1 |
| Update frequency | Every 19 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 17.6 | 16.4 — better |
| Further details — not scored | ||
| Size | 47 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Financial Operating | Roberto J Franqui Rodriguez |
Customer experience
Loan Express
Smart Loan Plus
In-app purchases
Loan Express
No in-app purchases
Smart Loan Plus
- All Access3 Days trial$1.991 Year
- All Access$3.991 Month
- All Access3 Days trial$3.991 Month
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- All Access$29.991 Year
- All Access14 Days trial$29.991 Year
Questions
Is Loan Express free?
Is Smart Loan Plus free?
Which has better reviews, Loan Express or Smart Loan Plus?
Do Loan Express or Smart Loan Plus have ads?
Which is updated more often, Loan Express or Smart Loan Plus?
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