Comparison

Loan Express vs Smart Loan Plus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Loan Express

Manage your loan payments conveniently with real-time updates and scheduling. Track your payment history and communicate directly with your provider through a fast and easy interface.

Highlights
  • Real-time payment processing
  • Payment scheduling
  • View payment history
  • Direct chat with provider
  • Fast and easy interface
Features
Read full description

Make and schedule your Loan Express payment in real-time. The Loan Express App is the easiest way to make your payment, see your payment history, and chat with your provider. It's fast and easy.

About

Smart Loan Plus

This app helps you save money on loans and mortgages by calculating the impact of extra principal payments. Compare loan scenarios, visualize interest savings, and reduce your loan term.

Highlights
  • Calculate personal, mortgage, and car loans
  • Visualize interest savings and reduced loan terms
  • Compare loan scenarios side-by-side
  • Access loan amortization tables
  • Save and manage favorite loan calculations
Features
Read full description

With just small payments to the principal of your loan you can save big money and decrease the time of your loan. Smart Loan Plus provide the tool no bank wants you to know. With simple calculations clearly see you payment and the total paid at the end of your loan, specially the interest paid. Compare loan with clear and visible indicators, save your your favorites and much more. Beat the Bank, and Start Saving TODAY!!! This is an excellent investment and with a purchase of an inexpensive subscription you can Save Thousands of Dollars!!! On your current and future Mortgage and Loans. App Features - Effortless, Accurate, and Fast Calculations. - Calculate Personal, Mortgage & Car Loans. - Save money and reduce your mortgage loan time by making payments to the loan principal. - Save calculation can be done for new or current loan by entering the month you will start doing the extra payments. - Access to your loan amortization table. - Safe your loan and access when needed on Favorite tab. App will allow to edit loan name after saved and delete them as needed. - Smart & Easy “Side by Side” Loan Comparison with visual indicators. - Make informed decisions comparing scenarios specially between payment and interest paid. -Select the best loan option that fit your need. - And Most Important… SAVE MONEY!!!!!!!! Smart Loan Plus Subscription Terms: - This app provides an Auto-renurable subscriptions. - Subscription will unlock all features of the app. - You'll be charged as a recurring transaction through your iTunes account starting at the end of your free trial (unless you cancel during the free trial). - Payment automatically renews unless you cancel your account at least 24 hours before the end of the current subscription month. - You can manage your subscription, cancel anytime, or turn off auto-renewal by accessing your iTunes account. - When canceling a subscription, your subscription will stay active until the end of the period. - Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Loan Express4 screens
Smart Loan Plus4 screens

Verdict

The call

The clearest difference is rating: Smart Loan Plus at 5.0 against Loan Express's 3.4. Smart Loan Plus also leads on update cadence (weekly vs every 19 months). Loan Express's advantage is in-app purchases (none vs 5) and ratings volume (5 vs 1). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Smart Loan Plus sells 5 in-app purchases, starting at $1.99 per year. Loan Express asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Smart Loan Plus holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: Loan Express has 5 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Loan Express ships an update every 19 months, Smart Loan Plus weekly. The most recent releases landed on September 24, 2026 and June 5, 2026 respectively.

Scorecard5 real differences · 5 level
Loan Express versus Smart Loan Plus: the parameters behind the verdict, then further details
ParameterLoan ExpressSmart Loan Plus
PriceFreeFree
Rating3.4 (5 ratings)5.0 (1 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings5 — better1
Update frequencyEvery 19 monthsWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPod — betteriPhone
Requires iOS17.616.4 — better
Further details — not scored
Size47 MB5 MB
Age rating4+4+
DeveloperFinancial OperatingRoberto J Franqui Rodriguez

Customer experience

Loan Express

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Smart Loan Plus

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Loan Express

No in-app purchases

5 purchases

Smart Loan Plus

Subscriptions5
  • All Access3 Days trial$1.991 Year
  • All Access$3.991 Month
  • All Access3 Days trial$3.991 Month
Show 2 more
  • All Access$29.991 Year
  • All Access14 Days trial$29.991 Year

Questions

Is Loan Express free?
Loan Express is free to download, with no in-app purchases.
Is Smart Loan Plus free?
Smart Loan Plus is free to download, with in-app purchases available.
Which has better reviews, Loan Express or Smart Loan Plus?
Smart Loan Plus is rated higher. Loan Express averages 3.4 out of 5 from 5 ratings, while Smart Loan Plus averages 5.0 from 1 ratings.
Do Loan Express or Smart Loan Plus have ads?
Neither Loan Express nor Smart Loan Plus shows ads.
Which is updated more often, Loan Express or Smart Loan Plus?
Loan Express ships an update every 19 months, and Smart Loan Plus weekly. Most recently, Loan Express was updated on September 24, 2026 and Smart Loan Plus on June 5, 2026.

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