Comparison

FCB eSecure vs ShopTally

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FCB eSecure

Features
Read full description

For your preference, you can either use digit password or pattern password registered to securely authorize accessing login events and transaction in e-banking website of First Commercial Bank without the need to carry an additional physical token device. This is a friendly reminder that you could install anti-virus software for your own safety, If you have any questions or recommends about this APP, please contact your branch or call our hotline at +886 2 2181 1111.

About

ShopTally

Features
Read full description

ShopTally — the AI bookkeeping app built for small shop owners. No accounting knowledge needed: say it or snap it, and it's booked. 【Shared Ledger for Your Whole Shop (Pro)】 Create a 6-character share code and your staff join for free — no extra subscriptions. Everyone records sales and expenses, and everything syncs to the owner's phone automatically. • Staff join free: install the app, enter the code, start recording • Permission control: choose "Full access" or "Entry only" — with Entry only, staff can record but never see shop totals or reports • Stop sharing anytime and the data stays with the owner One Pro subscription covers the whole shop. 【 Voice Entry】 "Got a $300 tip from a customer" — say it and it's recorded, with amount and category detected automatically. 【Receipt Capture】 Snap a receipt and AI reads the amount, date and items. One receipt, three seconds. 【 Ask AI About Your Numbers】 "How much did I make this month?" "What's my biggest expense?" Ask in plain language and get answers from your real data. 【 See Your Business at a Glance】 Income, expenses, profit and category breakdowns in clear charts, plus a weekly AI summary. 【 Export for Your Accountant】 One tap exports a ZIP with all records and receipt photos. 【 Privacy First】 Local-first design: by default all data stays on your device — no sign-up, no login. Data is only encrypted and uploaded when you actively enable Shared Ledger or Cloud Backup. 【Free vs Pro】 Free: unlimited entries, charts and reports, monthly AI quota. Pro unlocks: Shared Ledger, more ledgers, cloud backup, higher AI quotas. Perfect for cafés, food stalls, takeaways, beauty salons, small retail, sole traders and freelancers — any owner who'd rather run the business than the books. Subscriptions are handled by the App Store and can be cancelled anytime in your Apple ID settings. Privacy Policy: https://wiseaihk.com/privacy.html Terms of Use: https://wiseaihk.com/terms.html

Screenshots

FCB eSecure4 screens
ShopTally4 screens

Verdict

The call

The clearest difference is in-app purchases: FCB eSecure at none against ShopTally's 2. ShopTally's advantage is update cadence (every 2 weeks vs every 4 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ShopTally sells 2 in-app purchases, starting at $9.99 per year. FCB eSecure asks for nothing beyond the download.

UpkeepUpdate frequency

FCB eSecure ships an update every 4 months, ShopTally every 2 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 4 level
FCB eSecure versus ShopTally: the parameters behind the verdict, then further details
ParameterFCB eSecureShopTally
PriceFreeFree
Update frequencyEvery 4 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.5
Further details — not scored
Size9 MB36 MB
Age rating4+4+
DeveloperFirst Commercial Bank , Ltd .YE ZHIJI

In-app purchases

None

FCB eSecure

No in-app purchases

2 purchases

ShopTally

Subscriptions1
  • Pro$9.991 Year
One-time1
  • Premium$8.99

Questions

Is FCB eSecure free?
FCB eSecure is free to download, with no in-app purchases.
Is ShopTally free?
ShopTally is free to download, with in-app purchases available.
Do FCB eSecure or ShopTally have ads?
Neither FCB eSecure nor ShopTally shows ads.
Which is updated more often, FCB eSecure or ShopTally?
FCB eSecure ships an update every 4 months, and ShopTally every 2 weeks. Most recently, FCB eSecure was updated on November 3, 2026 and ShopTally on October 31, 2026.

Other comparisons