Flitwire vs Lumi Rewards
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Flitwire
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Flitwire - Your Global Money App Welcome to Flitwire! Send, receive, and manage your money globally with our brand new fintech app. Flitwire is the next-generation fintech app that empowers individuals and businesses to send, receive, convert, and manage money globally—with instant access to multi-currency accounts in USD, CAD, NGN, GBP, EUR, and more. Features: • Multi-currency accounts (USD, CAD, NGN, GBP, EUR) • Instant transfers between Flitwire users • International transfers via SWIFT • Regional payment options: SEPA (Europe) BACS (UK) ACH (US) Interac (Canada) • Real-time currency exchange • Secure transactions with PIN protection • Easy recipient management • Clear transaction history Start your global money journey with Flitwire today!
Lumi Rewards
Earn cashback on everyday purchases and for sharing your opinions. Save on bills and airtime by using the app for payments. Get rewarded with points for your feedback.
- Earn cashback on purchases
- Save on airtime and bills
- Get rewarded for opinions
- Shop online and in-store
- Pay for electricity and cable
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Lumi makes it rewarding to be you with quick and easy cashback on everyday purchases and for sharing your opinions and experiences. 1. Earn cashback when you shop at brands you love Automatically get rewarded when you shop online and in-store at your favourite retailers from food and clothing to books and electronics. 2. Save on Airtime & Bills Save up to N5,000 monthly when you pay your bills using the Lumi app. Buy airtime and data, pay for electricity & cable. 3. Get Rewarded For Sharing Your Experiences & Opinions Your opinion can help businesses build the products of the future. Earn Lumi points for every time you share your experiences or opinions!
Screenshots
Verdict
The clearest difference is update cadence: Lumi Rewards at every 2 weeks against Flitwire's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Flitwire ships an update every 3 weeks, Lumi Rewards every 2 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | Flitwire | Lumi Rewards |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.3 (7 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | — | 7 — better |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 | 12.0 |
| Further details — not scored | ||
| Size | 35 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | FLITWIRE INC | ENLUMI INSIGHTS LIMITED |
In-app purchases
Flitwire
No in-app purchases
Lumi Rewards
No in-app purchases









