Comparison

Flitwire vs Lumi Rewards

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flitwire

Features
Read full description

Flitwire - Your Global Money App Welcome to Flitwire! Send, receive, and manage your money globally with our brand new fintech app. Flitwire is the next-generation fintech app that empowers individuals and businesses to send, receive, convert, and manage money globally—with instant access to multi-currency accounts in USD, CAD, NGN, GBP, EUR, and more. Features: •⁠ ⁠Multi-currency accounts (USD, CAD, NGN, GBP, EUR) •⁠ ⁠Instant transfers between Flitwire users •⁠ ⁠International transfers via SWIFT •⁠ ⁠Regional payment options: SEPA (Europe) BACS (UK) ACH (US) Interac (Canada) •⁠ ⁠Real-time currency exchange •⁠ ⁠Secure transactions with PIN protection •⁠ ⁠Easy recipient management •⁠ ⁠Clear transaction history Start your global money journey with Flitwire today!

About

Lumi Rewards

Earn cashback on everyday purchases and for sharing your opinions. Save on bills and airtime by using the app for payments. Get rewarded with points for your feedback.

Highlights
  • Earn cashback on purchases
  • Save on airtime and bills
  • Get rewarded for opinions
  • Shop online and in-store
  • Pay for electricity and cable
Features
Read full description

Lumi makes it rewarding to be you with quick and easy cashback on everyday purchases and for sharing your opinions and experiences. 1. Earn cashback when you shop at brands you love Automatically get rewarded when you shop online and in-store at your favourite retailers from food and clothing to books and electronics. 2. Save on Airtime & Bills Save up to N5,000 monthly when you pay your bills using the Lumi app. Buy airtime and data, pay for electricity & cable. 3. Get Rewarded For Sharing Your Experiences & Opinions Your opinion can help businesses build the products of the future. Earn Lumi points for every time you share your experiences or opinions!

Screenshots

Flitwire4 screens
Lumi Rewards4 screens

Verdict

The call

The clearest difference is update cadence: Lumi Rewards at every 2 weeks against Flitwire's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Flitwire ships an update every 3 weeks, Lumi Rewards every 2 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 9 level
Flitwire versus Lumi Rewards: the parameters behind the verdict, then further details
ParameterFlitwireLumi Rewards
PriceFreeFree
Rating—3.3 (7 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—7 — better
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Ad-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.012.0
Further details — not scored
Size35 MB36 MB
Age rating4+4+
DeveloperFLITWIRE INCENLUMI INSIGHTS LIMITED

In-app purchases

None

Flitwire

No in-app purchases

None

Lumi Rewards

No in-app purchases

Questions

Is Flitwire free?
Flitwire is free to download, with no in-app purchases.
Is Lumi Rewards free?
Lumi Rewards is free to download, with no in-app purchases.
Do Flitwire or Lumi Rewards have ads?
Neither Flitwire nor Lumi Rewards shows ads.
Which is updated more often, Flitwire or Lumi Rewards?
Flitwire ships an update every 3 weeks, and Lumi Rewards every 2 weeks. Most recently, Flitwire was updated on October 29, 2026 and Lumi Rewards on October 30, 2026.

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