440 vs MobileSub Net

Named after Coutts’ headquarters on the Strand, 440, is an invite-only social networking app for the Coutts community. 440 is designed to help Coutts clients network with other likeminded individuals and build their connections digitally. Use 440 to: • Connect with other Coutts clients, Coutts leaders and key people in the Coutts family • Join different interest groups to connect with likeminded individuals • Access an exclusive online events programme • Access articles, videos and podcasts on a range of topics Features include: • Newsfeed • Groups • Connections • Events calendar • Private and group messaging • Resources library

MobileSub Net is an all-in-one wallet for paying bills and buying everyday digital services in Nigeria. Fund your wallet once, then buy airtime, data, cable TV, electricity and more in seconds, secured by your transaction PIN or Face ID. FUND YOUR WALLET • Get a dedicated virtual bank account number in your name and fund your wallet by bank transfer from any Nigerian bank app or internet banking. • Your funding account details now appear on the home screen, where you can copy or share them in one tap. • Haven't finished verification yet? Generate a temporary one-time funding account for the current session. BILLS & TOP-UPS • Airtime: top up any MTN, Airtel, Glo or 9mobile number. The app detects the network from the phone number, and you can pick a quick amount or enter your own. • Data: browse data plans by network and buy instantly. • Recharge Card: buy and print airtime recharge card PINs in bulk, with a downloadable PIN PDF. • Cable TV: renew DStv, GOtv and StarTimes subscriptions with smartcard/IUC validation before you pay. • Electricity: pay prepaid and postpaid bills for major distribution companies, with meter validation and your token shown on the receipt. • Results Checker: buy exam result checker PINs (e.g. WAEC, NECO). • Bulk SMS: send one message to many numbers with a custom sender name. • Betsite Funding: fund your account on supported betting platforms using your betting user ID (18+ only). OTHER SERVICES • SMM Boost: order social media promotion services for your profile or post link, by category, service and quantity. • Rent Number: rent a temporary virtual phone number from a choice of countries and services to receive verification SMS. Received messages appear in the app and refresh automatically. • Digital Account: buy digital service accounts by type and quantity. Purchase details are stored in your transaction history. (Some services in this section may be enabled or paused by our team depending on availability.) PAYOUT • Withdraw from your wallet to any Nigerian bank account. The account name is verified before you send. BENEFICIARIES • Save phone numbers, meters, smartcards, betting IDs and bank accounts as beneficiaries for one-tap repeat payments. • Choose recipients straight from your contacts (optional permission). TRANSACTIONS & RECEIPTS • Full transaction history with filters by service and status. • Detailed receipts you can share or save as images, plus token/PIN downloads. • View purchased accounts and rented numbers, and report an issue on any transaction. REFER & EARN • Share your referral code, see who you've referred, and move your referral bonus into your wallet. SECURITY • 4-digit transaction PIN for every payment, with change and reset options. • Face ID / Touch ID to authorise transactions and unlock the app. • The app locks automatically after inactivity and blurs its content in the app switcher. • Login verification by email code, and secure storage of your session. • Identity verification (KYC) for higher limits and a permanent account. ACCOUNT & PERSONALISATION • Edit your profile and profile photo. • Light and dark mode. • In-app notifications and push alerts for transactions. • Delete your account at any time from within the app. SUPPORT • Reach our support team directly on WhatsApp from the dashboard. MobileSub Net is operated by MOBILESUB INTERNET SERVICES LTD. Services are available to users in Nigeria. Prices and availability may vary by network and provider.