Comparison

Reconciliator vs The Checkbook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Reconciliator

This app helps you meticulously track your financial assets and pending transactions. It's designed for individuals who prefer detailed record-keeping, offering a convenient home screen widget for quick balance checks and app access.

Highlights
  • Asset tracking
  • Pending transaction monitoring
  • Detailed record-keeping
  • Home screen widget
  • Balance display
Features
Read full description

Reconciliator is an application for tracking your assets including all pending transactions. If you're the kind of person who keeps your receipts to put them into a spreadsheet, then you might well find it useful. There is also a convenient widget available to add to your homescreen which shows the current balance and can also be used to launch the app.

About

The Checkbook

Manage your finances on the go with this transaction tracker. Easily record income and expenses, schedule upcoming bills, and reconcile with your bank statements for accurate balance tracking. Offers multiple accounts, customizable themes, and secure access.

Highlights
  • Real-time transaction tracking
  • Upcoming bill and deposit scheduling
  • Bank account reconciliation
  • Multiple account management
  • Customizable color themes
  • Transaction search and filtering
  • Recurring transaction setup
Features
Currently charting
Read full description

Finance At Your Fingertips Track your financial transactions on-the-go in real time. Enter upcoming bill payments and deposits to see how your account balance will change. Reconcile each transaction against your bank account to balance your checkbook and ensure accuracy to the penny. * No ads. * Quick entry screen for new transactions to keep up with spending while you're on the move. * Create a new transaction in seconds with type ahead feature for common transactions. * Manage transactions in multiple accounts. * Customize color theme for each account. * Search for transactions. * Toggle visibility of reconciled transactions to see what hasn't cleared your bank account yet. * Set up recurring transactions. * Transfer money between accounts. * Basic reporting to view spending or income by category and daily spending. * Export transactions to CSV file. * Enable Face ID / Touch ID to secure access to your financial data. * Turn on iCloud Drive data storage to sync transactions across multiple devices. * Share every new transaction with a joint account owner via email or Shared Storage (subscription required) to keep app in sync for different users. Privacy Note: The developer does not collect any data from this app for the default local device or iCloud storage options. The developer only securely stores data for the Shared Storage option (subscription required) for the purpose of sharing and syncing the data with your invited users. See Privacy Policy for more details.

Screenshots

Reconciliator4 screens
The Checkbook4 screens

Verdict

The call

The clearest difference is price: Reconciliator at Free against The Checkbook's $4.99. Reconciliator also leads on in-app purchases (none vs 2) and review sentiment (100% vs 76%). The Checkbook's advantage is ratings volume (997 vs 8) and chart position (#22 vs unranked). On rating, ads, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Reconciliator is free to download; The Checkbook costs $4.99 up front. The Checkbook sells 2 in-app purchases, starting at $1.99 per month. Reconciliator asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Reconciliator against 4.8 for The Checkbook. That said, the two scores are not equally well evidenced: The Checkbook has 997 ratings behind it against 8, so its average is the more settled of the two. Written reviews are what separate them: 100% of Reconciliator's written reviews are positive against 76% of The Checkbook's.

UpkeepUpdate frequency

Reconciliator ships an update every 4 days, The Checkbook fortnightly. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

Scorecard6 real differences · 5 level
Reconciliator versus The Checkbook: the parameters behind the verdict, then further details
ParameterReconciliatorThe Checkbook
PriceFree — better$4.99
Rating4.8 (8 ratings)4.8 (997 ratings) — better
Positive reviews100.0% of reviews — better76.1% of reviews
Number of ratings8997 — better
Update frequencyEvery 4 days — betterFortnightly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreeFree
Best chart rank—#22 — better
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better16.4
Further details — not scored
Size1 MB61 MB
Age rating4+4+
DeveloperKyle PointerFour One Four 213, LLC

Customer experience

Reconciliator

All ratings8 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews7 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

The Checkbook

All ratings970 ratings
Positive95.3%
Neutral2.0%
Negative2.8%
Written reviews109 reviews
Positive76.1%
Neutral9.2%
Negative14.7%

Bugs and requests

Reconciliator

Not enough reviews yet to summarise bugs or requests.

The Checkbook

Reported bugs

3 issues
  • Data loss and sync issues
  • Incorrect transaction display
  • Recurring transactions not working as expected

Requested features

6 requests
  • 📊 Spending reports and analytics
  • 🔁 More recurring transaction options
  • 🖨️ Check printing capability
  • 🔀 Ability to split transactions
  • 🔄 Easier transaction editing/deletion
Show 1 more
  • 🔒 Backup and restore options

In-app purchases

None

Reconciliator

No in-app purchases

2 purchases

The Checkbook

Subscriptions2
  • Shared Storage - Monthly$1.991 Month
  • Shared Storage - Annual7 Days trial$19.991 Year

Questions

Is Reconciliator free?
Reconciliator is free to download, with no in-app purchases.
Is The Checkbook free?
The Checkbook costs $4.99, and also offers in-app purchases.
Which has better reviews, Reconciliator or The Checkbook?
The Checkbook is rated higher. Reconciliator averages 4.8 out of 5 from 8 ratings, while The Checkbook averages 4.8 from 997 ratings.
Do Reconciliator or The Checkbook have ads?
Neither Reconciliator nor The Checkbook shows ads.
Which is updated more often, Reconciliator or The Checkbook?
Reconciliator ships an update every 4 days, and The Checkbook fortnightly. Most recently, Reconciliator was updated on October 24, 2026 and The Checkbook on October 27, 2026.

Other comparisons