OptionStrat vs OptimalFinancial
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OptionStrat
Visualize and analyze options trades with a profit calculator and strategy builder. Discover institutional trades with real-time unusual options flow. Optimize strategies for maximum returns or profit chance.
- Options profit calculator
- Strategy visualizer
- Strategy optimizer
- Unusual options flow tracker
- Complex strategy detection
- In-app tutorials
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OPTIONS PROFIT CALCULATOR: Find and edit option strategies in real-time with our options profit calculator to gain a visual understanding of your trades. OptionStrat's strategy visualizer is used to find the potential profit and loss at various prices, as well as show how your trade is affected by implied volatility, time decay, and other factors. The strategy visualizer makes it easy to scroll through various strikes and expirations to build an options strategy. Nearly any strategy can be created, including strategies with underlying stocks like covered calls, or multiple expirations such as double diagonals. Over 50 strategy templates are available to choose from, each with a handy setup chart and description. STRATEGY OPTIMIZER: Automatically calculate the best strategies given a target price and expiration date. The options optimizer will search through thousands of potential trades to find which strategies maximize returns or chance of profit (or somewhere in between). UNUSUAL OPTIONS FLOW: OptionStrat Flow scans the market to uncover large and unusual trades as they happen, giving you insight into trades by institutions and other smart money. Not only do we show large call or put purchases, but we detect if the transaction showed urgency or aggression from the buyer or seller to show you both sides of the market. We are the first to provide unusual options activity for complex strategy types. OptionStrat Flow detects spreads, condors, and other advanced strategies and categorizes them as bearish, bullish, neutral, or directional. Use the in-app tutorials to learn more about each tool in the OptionStrat toolkit! DISCLAIMER: Options involve a high degree of risk and are not suitable for all investors. OptionStrat is not a registered investment advisor. The calculations, information, and opinions in this app are for educational purposes only and do not constitute investment advice. Calculations are estimates and do not account for all market conditions and events. TERMS OF USE: https://optionstrat.com/terms
OptimalFinancial
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Institutional wealth governance. Without the institution. Optimal Financial brings family-office-grade oversight to anyone serious about their wealth, whether you're managing $50K or $50M. See every account, holding, and entity in one governed view, and understand not just what you own, but how well it's structured. ONE VIEW OF EVERYTHING Bring 4,000+ banks and brokerages into a single dashboard: equities, cash, fixed income, alternatives, and digital assets, in any currency. No more spreadsheets, no more logging into ten portals. A GOVERNANCE SCORE, NOT JUST A BALANCE Most apps show you a number. Optimal Financial shows you a verdict. Your Governance Score rates your wealth across the dimensions that actually matter (concentration risk, investment policy, structure, and more) so you can see where you're exposed and what to fix. It's the discipline an institution applies to its capital, applied to yours. BUILT-IN COMPLIANCE OVERSIGHT Track FATCA and CRS exposure, beneficiary structures, and trust arrangements in the same place you track your portfolio. For families and advisors carrying cross-border reporting obligations, the governance and the compliance picture finally live together. AI-POWERED INSIGHTS Ask plain-language questions about your portfolio and get answers grounded in your own data: your concentration, your gaps, your structure. Insight, not generic tips. BUILT FOR THOSE WHO TAKE STEWARDSHIP SERIOUSLY - Serious individual investors who want institutional rigour - Family offices managing multiple households - Trust companies, IFAs, and advisors who need oversight, not just aggregation PRIVATE BY DESIGN Your data is hosted in a non-US jurisdiction on Canada-based infrastructure, with bank-level encryption. Governance shouldn't cost you your privacy. Your wealth. One view. Fully governed. SUBSCRIPTION TERMS Professional is offered as an auto-renewing monthly or annual subscription. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://optimalfinancial.ai/privacy.html
Screenshots
Verdict
The clearest difference is in-app purchases: OptimalFinancial at none against OptionStrat's 12. OptionStrat's advantage is update cadence (every 10 days vs every 3 weeks) and chart position (#110 vs unranked). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. OptionStrat sells 12 in-app purchases, starting at $19.99 per month. OptimalFinancial asks for nothing beyond the download.
OptionStrat ships an update every 10 days, OptimalFinancial every 3 weeks. The most recent releases landed on October 22, 2026 and October 5, 2026 respectively.
| Parameter | OptionStrat | OptimalFinancial |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.9K ratings) — better | — |
| Positive reviews | 79.8% of reviews | — |
| Number of ratings | 1.9K — better | — |
| Update frequency | Every 10 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Best chart rank | #110 — better | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 14.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 25 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | OptionStrat LLC | OptimalFinancial LLC |
Bugs and requests
OptionStrat
Reported bugs
4 issues- Freezing and Crashing Issues
- Incorrect Data Calculations
- Disappearing UI Elements
- Incompatibility with Certain Device Configurations
Requested features
6 requests- Allow Modifying Saved Trades
- Provide Real-Time Options Quotes
- Implement International Stock Support
- Increase Maximum Number of Open Windows
- Add Time Stamps to Active Ticker List
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- Implement Spanish Translation
OptimalFinancial
Not enough reviews yet to summarise bugs or requests.
In-app purchases
OptionStrat
- Live Option Tools7 Days trial$19.991 Month
- Tools Monthly7 Days trial$29.991 Month
- Live Option Tools7 Days trial$39.991 Month
Show 9 moreShow fewer
- Live Options Flow7 Days trial$59.991 Month
- Live Options Flow7 Days trial$89.991 Month
- Live Options Flow7 Days trial$99.991 Month
- Live Option Tools7 Days trial$199.991 Year
- Live Option Tools$299.991 Year
- Live Options Tools7 Days trial$419.991 Year
- Live Options Flow7 Days trial$599.991 Year
- Live Options Flow7 Days trial$899.991 Year
- Live Options Flow7 Days trial$999.991 Year
OptimalFinancial
No in-app purchases
Questions
Is OptionStrat free?
Is OptimalFinancial free?
Do OptionStrat or OptimalFinancial have ads?
Which is updated more often, OptionStrat or OptimalFinancial?
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