Comparison

Morgan Stanley Research vs Cubby

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Morgan Stanley Research

Access curated financial research and insights from a leading global financial services firm. Discover important topics, personalize your feed, and connect with analysts for data-driven investment decisions.

Highlights
  • Morning Summary of key topics
  • Featured research debates
  • Personalized content feed
  • Virtual assistant for data retrieval
  • Analyst 1:1 chat connection
  • Save and share research content
  • Synchronized desktop and mobile experience
Features
Read full description

This app is for institutional clients of Morgan Stanley with valid Research entitlements. At Morgan Stanley Research, we lead with exceptional ideas. Our clients tells us it can be challenging to filter the signal from the noise. Following the redesign of our desktop portal, we have redesigned our research app to improve your mobile experience and make it easier to discover content that matters to you. Key Features of the new App • Our Morning Summary showcases the day's most important topics • Stay aware of ‘must-read’ debates via our Featured research • Access My Feed, content curated based on your personal preferences • Easily Follow new interests or edit your subscriptions • AskResearch, our virtual assistant, helps you find key data points easily and connects you directly with an Analyst in a 1:1 chat conversation • Save & share research that matters to you (including our popular podcasts and videos) • Our synchronised experience across desktop and mobile allows you to stay informed on the channel of your choice Our objective at Morgan Stanley Research is to help you generate alpha. Our research leverages our globally integrated platform of talented analysts, strategists, and economists as well as our unique collaborative culture. We hope our new mobile app makes it easier to find the content you need to support your investment decisions.

About

Cubby

Effortlessly track your expenses by snapping photos of receipts. Log spending quickly, set budgets, and visualize your financial habits with clear charts. Manage money across different currencies and languages.

Highlights
  • Receipt scanning with auto-fill
  • Fast manual expense entry
  • Category-based budgeting
  • Spending breakdown charts
  • Multi-currency support
  • Calendar and list views
Features
Read full description

Cubby makes tracking your money effortless. Snap a photo of any receipt and Cubby reads the merchant, amount, and date for you — no typing. Log expenses in seconds, set monthly budgets, and watch a clear breakdown of where your money actually goes. • Scan receipts — auto-fill the details from a photo • Fast manual entry with categories, accounts, and members • Budgets per category with progress tracking • Beautiful charts: see spending by category, payment, or person • Calendar and list views of every expense • Multi-currency with automatic conversion • Available in English, 中文ançais, Deutsch Cubby Pro unlocks: • AI-powered receipt scanning • Cloud sync across all your • Export to Excel & PDF • An ad-free experience Your data stays private — everything lives on your device unless you turn on Cloud Sync. Start taking control of your spending today. Terms of Use (EULA): https://dpyptfikyzzplbtfqfmj.supabase.co/storage/v1/object/public/legal/terms.txt Privacy Policy: https://dpyptfikyzzplbtfqfmj.supabase.co/storage/v1/object/public/legal/privacy.txt

Screenshots

Morgan Stanley Research4 screens
Cubby4 screens

Verdict

The call

The clearest difference is in-app purchases: Morgan Stanley Research at none against Cubby's 2. Morgan Stanley Research also leads on ads (none vs shown) and ratings volume (14 vs 1). Cubby's advantage is rating (5.0 vs 4.6) and update cadence (every 2 weeks vs every 4 months). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cubby sells 2 in-app purchases, starting at $2.99 per month. Morgan Stanley Research asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Cubby holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Morgan Stanley Research has 14 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Morgan Stanley Research ships an update every 4 months, Cubby every 2 weeks. The most recent releases landed on October 23, 2026 and October 12, 2026 respectively.

Scorecard6 real differences · 4 level
Morgan Stanley Research versus Cubby: the parameters behind the verdict, then further details
ParameterMorgan Stanley ResearchCubby
PriceFreeFree
Rating4.6 (14 ratings)5.0 (1 ratings) — better
Positive reviews40.0% of reviews—
Number of ratings14 — better1
Update frequencyEvery 4 monthsEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.5 — better
Further details — not scored
Size30 MB91 MB
Age rating4+4+
DeveloperMorgan StanleyHORIZONA LIMITED

Customer experience

Morgan Stanley Research

All ratings14 ratings
Positive85.7%
Neutral7.1%
Negative7.1%
Written reviews5 reviews
Positive40.0%
Neutral20.0%
Negative40.0%

Cubby

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Morgan Stanley Research

No in-app purchases

2 purchases

Cubby

Subscriptions2
  • Cubby Pro Monthly$2.991 Month
  • Cubby Pro Yearly$19.991 Year

Questions

Is Morgan Stanley Research free?
Morgan Stanley Research is free to download, with no in-app purchases.
Is Cubby free?
Cubby is free to download, with in-app purchases available.
Which has better reviews, Morgan Stanley Research or Cubby?
Cubby is rated higher. Morgan Stanley Research averages 4.6 out of 5 from 14 ratings, while Cubby averages 5.0 from 1 ratings.
Do Morgan Stanley Research or Cubby have ads?
Cubby shows ads; Morgan Stanley Research does not.
Which is updated more often, Morgan Stanley Research or Cubby?
Morgan Stanley Research ships an update every 4 months, and Cubby every 2 weeks. Most recently, Morgan Stanley Research was updated on October 23, 2026 and Cubby on October 12, 2026.

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